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A Finextra Member

Request to Pay: What is it and how close is the industry to adoption?

The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when – and how much – t...

22 Mar 2022
Banking Architecture
Anna Serebryannikova

Why build payment infrastructure in the cloud? Examining the pitfalls and best practices

Given its ability to fuel innovation through flexible resource distribution and scalable systems, the cloud will be the future of payments. In this article we will discuss the advantages of moving pay...

22 Mar 2022
Cloud Banking out of the Box
A Finextra Member

Insurance has a customer retention problem, digital is the answer.

You know the drill, your insurance comes up for renewal, you need to find the best price as quickly as possible and you know there is a one-stop shop for finding out who can give you the lowest premiu...

17 Mar 2022
Digital Insurance Trends
Steve Morgan

The future of banking is environmentally sustainable

As COVID-19 prompted people to think about their impact on the planet, banks have reviewed their approach to environmental, social & governance (ESG) with fresh eyes. KPMG’s 2021 ESG risks in bank...

17 Mar 2022
Going green
Jessica Bayley

Optimising payment collections for prime vs subprime borrowers

In addition to the obvious differences in the quality of their credit histories, navigating the payments landscape for prime vs subprime borrowers can look starkly differently from a lender’s perspect...

16 Mar 2022
Banking and Lending Solutions
Marten Nelson

How a Regulated Liabilities Network Could Solve the Cashless Dilemma

Central bank digital currencies (CBDC) are often mentioned as a key motivation for the rise of a cashless society. As Sweden’s central bank, Riksbanken, discusses in its paper, The Riksbank’s e-krona ...

16 Mar 2022
Frictionless Payments
Jess Gerrow

Open banking has a branding problem

Open banking has a branding problem, and I’m not talking about logos or websites. I’m talking about branding as a promise, or (as Michael Beirut, partner of design firm Pentagram, puts it) branding as...

15 Mar 2022
The future of Payments in Europe
Andrew Ducker

Request to Pay – Where is the Industry Heading?

Request to Pay services – which allow payees to initiate requests for payments within a secure messaging channel – are creating opportunities for enhanced payment experiences. And a recent Icon survey...

15 Mar 2022
Banking Architecture
Ron De Bos

Why Open Banking Heralds a New Era of eCommerce Merchant and Bank Collaboration

What do banks fear most? You might think it would be another Black Monday on the stock market, the spectre of runaway inflation, or maybe a digital heist that ruins their reputation. In reality, quit...

14 Mar 2022
Open Banking
Amir Tabakovic

When tension meets technology: How banks are finally striking gold with customer data

Those who closely follow the digital trends impacting financial services will surely remember that, not so long ago, cloud technology and artificial intelligence (AI) were widely touted as the technol...

14 Mar 2022
Artificial Intelligence and Financial Services
Andrew Beatty

Embedded Finance: Where Banking Services Converge

Embedded finance is becoming a hot topic in banking. While the concept is not new, it has taken on new dimensions thanks to modern technology and innovative applications, and its impact and potential ...

10 Mar 2022
Embedded Finance
Gleb Kozlov

How COVID-19 triggered a cascade of changes and shaped the new reality of remittances

Do you remember the COVID-19 pandemic? It has been a real challenge for the remittance industry but also a source of opportunities. After a period of turmoil, 2022 is expected to be the year of recove...

10 Mar 2022
The future of Payments in Europe

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