Join the Community

23,430
Expert opinions
42,388
Total members
319
New members (last 30 days)
182
New opinions (last 30 days)
29,120
Total comments

Latest expert opinions

clear
clear

5062 Results from /payments

Parminder Saini

Parminder Saini CEO at Triple Minds

Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know

Real-time payments (RTP) are speeding up cross-border transactions, reducing processing times from days to seconds. Businesses can now enjoy instant fund transfers, better cash flow management, and improved transparency. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across ...

/payments The Payments Business

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Winning the Fintech Talent Game: How to Attract and Keep the Best

Introduction Finding and keeping great talent in fintech isn’t just about offering big salaries. It’s about building a culture and workplace that inspires, supports, and empowers people to do their best work. The competition is fierce, so your strategy needs to be sharper. Here's how to stand out. 1. Lead with Purpose Make your mission clear. T...

/payments Fintech

Galong Yao

Galong Yao CGO at Bamboodt

Unlocking the Future of Global Payments: A Deep Dive into China’s CIPS

As the world’s financial landscape evolves, the need for efficient, secure, and globally connected payment systems has never been more pressing. China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlement...

/payments /inclusion Innovation in Financial Services

Eyad Almaaitah

Eyad Almaaitah VP - Global Product Management at Compass Plus Technologies

The future of card-based payments in a real-time world: What banks can do to stay ahead

For decades, card-based payments have sat comfortably at the heart of financial services. They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. Cards played a vital role in steering us away from cash and towards a more digital-first mindset, and for that, they deserve...

/payments

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Issues Final Guidance on Politically Exposed Persons (FG25/3)

A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...

/payments /regulation Fintech

Galong Yao

Galong Yao CGO at Bamboodt

Alipay Tap: How Alipay’s New NFC Experience Is Redefining Offline Payments in China

When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...

/payments /inclusion Innovation in Financial Services

Clare Rowley

Clare Rowley Head of Business Operations at Global Legal Entity Identifier Foundation (GLEIF)

Solving Instant Payments Fraud with Effective Verification of Payee

Instant payments are transforming treasury operations for the better. Yet, their immediacy and irrevocable nature raises significant fraud concerns. In Europe, instant credit transfers already experience much higher fraud rates than regular credit transfers. And now, with the rise of AI and deepfakes, the fraud threat is compounding. To address fr...

/payments /identity

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Stripe vs. Adyen – Comparing Product Stacks and Pricing

Two fintech heavyweights are vying for dominance in global payments: Stripe and Adyen. Both power a substantial share of online commerce, yet they’ve taken different paths to the top. Stripe, the Silicon Valley darling, built its name with developers and startups; Adyen, the Dutch powerhouse, quietly became the backbone for many large global reta...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top 5 Challenges in Cross-Border Remittance and How Alternative Payment Methods (APMs) Solve Them

Cross-border remittance plays a crucial role in your customer’s financial journey. But let’s face it, traditional methods don’t always deliver the experience your customers expect. They’re tired of high fees, delays, and a lack of clarity. That’s where alternative payment methods (APMs) come in. They are literally changing the remittance game.

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Which Wallet Solution Matches Your Business Model: eWallet or Digital Wallet?

Your customers expect quick, secure, and smooth digital payments. If you fail to meet that expectation, they’ll look for other options. That’s where wallet solutions come in. But with so many options available, how do you decide which one fits your business? You’ve likely heard the terms eWallet and digital wallet solution. They sound similar, but...

/payments

Now Hiring