5233 Results from /payments
Sam Boboev Founder at Fintech Wrap Up
“Remember when your browser said 404 Not Found? Well, now it might just say 402 – Payment Required.” This tongue-in-cheek greeting belies a serious development: x402, Coinbase’s new open payment protocol, injects native stablecoin payments directly into web traffic. It’s as if every HTTP request could carry a paywall of its own – one that AI age...
5 hours /ai /payments
Stanley Epstein Associate at Citadel Advantage Group
Understanding how stablecoins are transforming Global Finance — and the urgent need for coherent, Cross-Border Regulation. 1. Introduction: The Emergence of Stablecoins as a Systemically Relevant Asset Class The global financial landscape is witnessing the rapid ascent of a new asset class: the stablecoin. With a market capitalization now soaring t...
23 hours /payments /crypto
David King CTO at Flywire
At our recent Flywire Fusion event, we held a breakout session on Cybersecurity in Higher Education. The original focus of the session was around how to address cybersecurity threats facing higher ed, including data breaches and the growing phishing attacks on both students and institutions to trick them into changing banking details that could l...
06 November 2025 /security /payments
Teo Blidarus CEO and Co-Founder at FintechOS
Stablecoins are moving fast, banks aren’t. As industry, business and consumer understanding deepens, token-based rails are starting to challenge mainstream infrastructure. The pressure to react and integrate is real. Put simply: token-based money moves on new rails built outside the current banking infrastructure. They transfer value quickly and sp...
06 November 2025 /payments /retail Innovation in Financial Services
Milko Filipov Senior Manager at valantic
In my previous article, I discussed how the payments ecosystem—characterized by its high volumes, real-time processing, and rich contextual data—is naturally suited for AI. These qualities make it possible to build smarter, faster, and more reliable processes. Building on that foundation, we’re now witnessing a new era in e-commerce, defined by th...
06 November 2025 /ai /payments Innovation in Financial Services
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
Last quarter, a fintech company approached us to rescue a failing project. They'd hired a vendor to build an expense management platform with payment integrations in two months — an aggressive timeline that should have raised red flags. Ten months later, they had nothing in production, a budget that had tripled, and a vendor relationship that had ...
05 November 2025 /payments /retail Banking Strategy, Digital and Transformation
Maxim Neshcheret Regional Manager at CMA Small Systems AB
For decades cross-border payments have been slow, expensive, and complicated relying heavily on a patchwork of correspondent banking relationships and a few dominant currencies, especially the U.S. dollar. But now that is starting to change. Driven by shifting geopolitical dynamics, regulatory alignment, and the rise of shared standards like ISO 20...
05 November 2025 /payments /predictions
Dr Ritesh Jain Advisor at WorldBank
For decades, the plumbing of global finance has relied on a patchwork of protocols, proprietary formats, and manual reconciliation. Each payment, no matter how digital it appeared, was in fact a chain of messages stitched together across time zones and intermediaries. Today, that world stands at a threshold. A new data standard—ISO 20022—is becomi...
04 November 2025 /payments /predictions Payments strategies 2015-2020-2030
Carlos Kazuo Missao Global Head of Innovation Solutions at GFT
When the GENIUS Act passed in the U.S. earlier this year, financial institutions for the first time had an actual framework – aligned with global standards like Europe’s MiCA – for stablecoin usage across the country. With the floodgates now open for stablecoin adoption, the industry went down a rabbit hole, discussing the benefits and drawbacks o...
04 November 2025 /payments
Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
03 November 2025 /ai /payments Payments strategies 2015-2020-2030
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.