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Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.
The pandemic has acted as a catalyst in the widespread adoption of digital payments, propelling contactless payments to the forefront of this transformation. According to a recent report from Juniper...
Open banking has the potential to reshape eCommerce transactions, yet so far, uptake has been slow amongst consumers. Since Open Banking was introduced in January 2018, UK banks have been required to ...
As the proverb goes, ‘patience is a virtue’, and that’s something many of us are having to keep in mind this week as we await the Joint Regulatory Oversight Committee’s (JROC) report on the future of ...
While Open Banking has been a game-changer for the UK’s financial services sector, the rest of Europe has yet to fully embrace this concept in the same way. This has resulted in a lack of consistency ...
As Saxo is working to create the vision for our next version of OpenAPI, we are looking for many sources of inspiration as to what needs to get improved. One initiative is a collaboration with the Dep...
Despite a raft of recent issues, financial institutions remain determined to dive deeper into crypto. This presents real risks to institutions – and that it is imperative that they take precautions to...
On 25 November 2022, the Payment Systems Regulator (PSR) closed its consultation on new proposals to help address Authorised Push Payment (APP) scams. Before it proceeds to implementation, we encoura...
Among the myriad tracks signifying evolutionary dynamics, mutualism finds resonance among researchers and biologists as an exploratory construct for behavioural validation. For the unversed, mutualism...
The market opportunity for developing seamless, secure, and scalable services across the UK Open Banking landscape continues to grow. More than 6.5 million users access services through open banking a...
We all know dealing with the evolving cost of living crisis is going to require a coordinated effort across government, business and local communities. The fintech industry also has a vital role to pl...
With the UK economic forecast looking increasingly bleak, small and medium-sized businesses are facing some real challenges. Taking into account the current financial landscape, it’s perhaps no surpri...
The CFPB paved the way for open banking rulemaking. Now is the time to expand on it. This year at Money 20/20, Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra laid out plans to fina...