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[Webinar] Real-Time, Cross-Border and Domestic Payments Routing: The Single Rail Competitive AdvantaFinextra Promoted[Webinar] Real-Time, Cross-Border and Domestic Payments Routing: The Single Rail Competitive Advantage

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Expert opinions

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Private Sector Tests Stablecoin Welfare: What Coinbase's NYC Pilot Reveals

A new pilot program in New York City is testing whether cryptocurrency can serve as an effective vehicle for direct financial assistance. But the initiative raises questions about the intersection of private sector innovation, social welfare, and regulatory frameworks. The Program Structure Coinbase, in partnership with nonprofit organization Give...

/regulation /crypto Blockchain in Banking and Financial Services

Parminder Saini

Parminder Saini CEO at Triple Minds

8 Best Trading Bots to Use in 2025: Smarter Trading Through AI Algorithms

In 2025, success in the markets depends on how intelligently you use technology. From retail traders to institutional investors, everyone is turning to bot trading — a system where trades are executed automatically using AI algorithms that analyse data, spot opportunities, and react in milliseconds. However, this revolution isn’t just about conve...

/crypto Cryptocurrency Insights

Teymour Farman-Farmaian

Teymour Farman-Farmaian CEO at Higlobe

An Open Letter to European Central Bankers: A Stable Opportunity

The global economy seeks well-managed currencies for international commerce. The U.S. dollar has long dominated, but rising concerns about U.S. fiscal discipline have created demand for an alternative. At the same time, no one wants to hold China’s renminbi. This opens the door for euro stablecoins to shine. Europe has earned the world’s trust due ...

/payments /crypto The future of Payments in Europe

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

AI agents meet stablecoins…when money gets interesting!

Imagine waking up and… Your alarm goes off at 6am. By the time your feet hit the floor, an AI agent has scanned your smart fridge, noticed you’re low on your favourite milk and already placed a grocery order that will be delivered by 8am. On your way to work, your agent has rebalanced your monthly budget after a spending ‘blowout’ at a restauran

/ai /crypto

Carlo R.W. De Meijer

Carlo R.W. De Meijer The Meyer Financial Services Advisory (MIFS) at MIFSA

GENIUS and CLARITY ACT: US Financial Institutions entering the digital space

Since President Trump has signed the GENIUS Act a lot has been published on what that could bring to the traditional financial sector. It opens doors for traditional financial institutions (FIs) to enter the digital asset space with fewer regulatory hurdles. Banks can now more easily offer crypto services and provide banking to crypto businesses i...

/crypto Blockchain Observations

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Research

Event Report

Cross-border payments as the next fintech frontier

Economic, regulatory, and technological insights for enhanced cross-border solutions amidst economic uncertainty. Cross-border payments have become integral to the global financial ecosystem, driven by the expansion of international business operations. The need for efficient, secure, and cost-effective payment solutions is more pressing than ever, and fintechs are a crucial cog in the cross-border machine.  In 2025, businesses must contend with a dynamic financial environment shaped by market volatility, regulatory changes, and technological advancements. Factors like tariffs, sanctions, and supply chain shifts significantly impact foreign currency reserves, requiring agility from financial institutions and fintechs alike. To stay competitive, organisations must be more agile than ever before to leverage cutting-edge technologies and strategic partnerships, in order to enable them to respond swiftly to changes and maintain a competitive edge.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Visa Direct, by a panel of industry experts. Discover how cross-border payments are affected by:  Economic and geopolitical considerations;  Technology and other fintech advantages;  Interoperability and regulatory considerations; and  CBDCs, stablecoins, and other innovations in the cross-border space. 

547 downloads

Impact Study

Mastering the Transition to ISO 20022

Strategies for Compliance and Automated Testing in Financial Services With a regulatory storm incoming, the need for testing solutions – whether they be generic or tailored – is greater than ever before. As the financial services industry undergoes a vast amount change, particularly around the introduction of new rails on the ISO 20022 framework, these tests are proving vital for international banks and other institutions in the chain.  Yet, for this sector change is not a binary phase; it is almost always underway. To tackle this challenge in a sustainable way, automation is key – giving institutions the confidence to weather the storm of regulation with ease.  With the ISO 20022 standard now a prerequisite, organisations must convince their business leaders that the migration mandated for November is not just an IT project – it is fundamental to company-wide strategy.  This impact study, produced in association with Unifits and featuring expert commentary from BearingPoint and Accenture, explores how institutions can master the transition to ISO 20022 and streamline compliance through automated testing.  Discover:  The impact and evolution of testing  The benefits of testing automation  The strategic role of technology and compliance  Trends to watch: New rails and regulations  Real-world case studies  And more. 

503 downloads

Future of Report

The Future of Digital Banking in Europe 2024

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a seven year low.  Macroeconomic and global political conditions are creating challenges for growth, with upcoming general elections around the world adding to the uncertainties in financial ecosystems. Despite these challenges, the outlook for European digital banking remains positive.  The region continues to lead in innovation within the financial sector. This Finextra report, a Special Edition for Money20/20 Europe, features interviews with key players in the European financial services and fintech industries. It includes insights from Vodeno, EY, J.P. Morgan, Swift, Tink, and TrueLayer, and explores the following topics that will be addressed in Amsterdam: Hyper-personalisation: Moving towards super apps  Embedded payments driving the Banking-as-a-Service revolution  Variable recurring payments: The next step in European open banking  Is Europe ready for MiCA? From Web1 to Web3, or Markets1 to Markets3  How European fintech is facing macro challenges 

996 downloads

/crypto

FinextraTV

How Digital Assets Are Leading Wealth Portfolios

Joining FinextraTV at Money 20/20 in Amsterdam, Waqar Chaudry, Head of Digital Assets, Financing and Securities Services, Standard Chartered explains the long-term outlook on digital assets in wealth portfolios. Providing examples of how cryptocurrencies, especially, have outperformed other asset classes, Chaudry describes how corporates, specifically, have become key drivers of this popularity. As part of this, he further explains how more traditional institutions can provide unique insights to this more modern innovation.

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Long reads

Simon Jennings

Simon Jennings Executive Director at UK Cryptoasset Business Council

The devil is in the details: Delivering on the UK-US Digital Asset Taskforce

Last month, the UK and US governments announced the creation of a new ‘Transatlantic Taskforce for Markets of the Future’ - a joint initiative to enhance collaboration on digital assets and foster innovation in cross-border markets. This is a huge step forward, and I want to take this moment to congratulate both sides on getting this over the line...

Hamish Monk

Hamish Monk Senior Reporter at Finextra

Crypto’s embrace of extremism risks derailing legitimate economic progress

A global pattern is emerging: extreme right-wing organisations and state actors are using cryptocurrencies to make clandestine donations to likeminded political movements. A big development came from the UK in May 2025, when Nigel Farage announced at a conference in Las Vegas that Reform would be the first party in Europe to accept cryptocurrencies...

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Stablecoin summer: The summer financial services turned crypto-curious

The summer of 2025 may be remembered as the moment stablecoins moved from speculative sidelines to the centre of financial innovation. Despite the term ‘stablecoin’ first appearing in 2013, and early launches like BitUSD and Tether following soon after, this season marked the closest the industry has come to creating a truly less volatile cryptocu...