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This article focuses on VCs and their action patterns during economic slowdowns / recessions including actions taken to shield their investments, especially the most promising start-ups in their portf...
SWIFT’s decision to delay migration of cross-border payments to ISO 20022 by 12 months has important strategic implications for the industry. With multiple market infrastructures moving to ISO 20022 o...
The 13th edition of Merchant Payment Ecosystem (MPE) had a lucky break, being one of the last large‑scale conferences to take place before the COVID‑19 virus spread in earnest. The show took place fro...
The futuristic utopia that technological progress promises is coming ever closer at an astonishing pace, yet unseen challenges, have surfaced during the COVID-19 virus outbreak. The pandemic has manag...
The European Banking Federation (EBF), the European Association of Co-operative Banks (EACB) and the European Savings and Retail Banking Group (ESBG) point out that the crisis has brought to the fore ...
The world is becoming increasingly globalized, and despite the benefits of a better connected global economy and supply chain for businesses both small and large, banks seem to be pulling away from wh...
This blog has been produced with support from Ipsos Mori, a sincere thanks to Paul Stamper (Paul.Stamper@ipsos.com) for his help and input. This blog attempts to answer two key questions: Why do finte...
Umberto Eco once wrote “Everything is repeated, in a circle. History is a master because it teaches us that it doesn't exist. It's the permutations that matter.” In addition to the effects on the sup...
In today’s design of (software) solutions, providing a frictionless user experience is (and should be) a top priority within every organization. While payments have already gone through a major evolut...
According to a Google search: “5G will support billions of connections” and “5G will have a tremendous effect on economy” and “5G solves problems we haven’t yet encountered”. In isolation, it almost s...
The number of Google searches for the word unprecedented has recently spiked to unprecedented levels[1]. And for good reason; the COVID-19 pandemic is unlike anything in living memory - and it is not ...
We live in an era of platforms. Many sectors, including financial services, are embracing platforms as a new and better way of doing business. Banking as a Platform (BaaP) is nascent but the benefits ...