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Banking in Finland was hit very hard by an economic recession of unseen proportions in the early 90s. One unfortunate aspect was that local banks before that had hastily been deregulated and massed in...
The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and...
Historically banks provided both banking and payment services. In the early days banks held the money in a vault and pay out the money at the branch or use the telegraph network to “wire money” to the...
Why should I jot down some notes from my digitalisation and leadership journey? Because I think that this experience from innovation ladders (one thing leads to another - and eventually to a new leve
CBDCs for Cross-Border Money Transfers: Threat Or Opportunity? Twelve years ago, the first real-world cryptocurrency transaction took place; this event is now celebrated as Bitcoin Pizza day. Since th...
The 2022 Qatar World Cup highlighted how the sports industry is increasingly merging with technology. Technology took centre stage, helping officials make critical calls, keeping spectators safe and ...
Back in July, I predicted that finance leaders would start to see PayTo make a change in the way you take payments in six to 12 months. Almost exactly six months later, GoCardless has become the firs...
Fintechs have the super high CAC They need high ARPU by acting as one-stop-shops So SuperApps are planning Crypto Rewards — Details 👇 They all are chasing growth in a regulated environment with simi...
With the year coming to a close we take a look at 12 trends of the payments sector for Christmas and beyond! Day 1 Growth of embedded finance: “Expected to reach highs of $230 billion in 2025 embedded...
The aftermath of the Covid-19 pandemic, coupled with increased inflation and the rising cost of living has forced the transport industry, like many others, to adapt. Therefore, as we enter 2023, publi...
As we enter a new year, we often look forward to a period of respite, in which we can think positively and prepare for a healthier, happier future. However, today’s imminently tougher economic conditi...
With over 14 million British adults owning a digital only bank account, the need for access to digital assets has never been greater. Digital asset rates are higher than ever, and both banks and neo...