Research

Onboarding, KYC, and Digital Identity: the Bottom Line

10 Aug 2022  |  8 downloads

Technology is continuing to evolve at a fast rate. Consumers have evolved and now expect a digital onboarding process. This presents an opportunity f...

Rebundling: The Next Stage of the Fintech Evolution

22 Jul 2022  |  231 downloads

The next stage of the fintech evolution is rebundling. At the core of the industry, the catalyst for fintech evolution has continued to be disruption...

The Future of Digital Banking in the UK 2022

07 Jul 2022  |  877 downloads

The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe. Increased digiti...

Real Time Payments: Solving today's problems for tomorrow's success

23 Jun 2022  |  703 downloads

Banks understand what they need from real time global payments, but reaching a position where they can leverage the full benefits available is a signi...

The CIO’s guide to architecture modernisation through portability, resilience, and flexibility

14 Jun 2022  |  350 downloads

Why CIOs need to shelve short-termism in favour of smart modernisation Every architecture decision a CIO makes directly impacts their bank’...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  759 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1468 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia’s invasion of Ukraine in 2022 has proven that the financial services...

The Future of Digital Identity 2022

06 May 2022  |  954 downloads

Inclusive, Secure, Fit For Purpose Digital identity will be the catalyst for financial institutions wanting to navigate the data ecosystem in an incr...

Can you afford compliance?

25 Apr 2022  |  424 downloads

Maintaining compliance for both regulatory and industry-driven standards is complex and expensive, yet fundamental to a financial institution&rsqu...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  346 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...

Payments Transformation: Emerging Stronger

10 Mar 2022  |  824 downloads

The Finextra Annual Payments Survey Report 2022 in association with Fiserv We discuss findings from the survey on how financial institutions are cont...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  560 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

The Future of Embedded Finance 2022

28 Feb 2022  |  1167 downloads

Which European Stakeholders will Win or Lose? Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...

The Future of Regulation 2022

07 Feb 2022  |  1021 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Getting tech right: Selecting the right software products to fulfil the digital demands of banking

31 Jan 2022  |  387 downloads

While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...

Open Banking Europe 2022 - What’s next for Open Banking?

18 Jan 2022  |  1224 downloads

Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  343 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn’t a bank or financial...

The Future of Digital Banking in Asia 2022

22 Dec 2021  |  956 downloads

After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...

Sustainable Finance Live - Supply Chain Traceability: Better Data, Lower Risk

20 Dec 2021  |  67 downloads

A Visual Record from the Sustainable Finance Live workshops 1 - 2 December 2021 Finextra and Responsible Risk have come together for a thoughtprovoki...

The Reinvention of Card Payments

17 Dec 2021  |  1180 downloads

Responding to Innovation: Where will the impact be? Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  778 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Don’t go extinct - How Wealth Managers can remain relevant

29 Nov 2021  |  327 downloads

Transformation drivers and actions to prioritise Until recently, the wealth management industry in the UK has been largely homogeneous, with most tra...

The Future of ESGTech 2022

26 Nov 2021  |  609 downloads

Employing Data to Deliver on the UN's SDGs The unrealised potential for data to serve fertile, yet dormant, use cases is limitless. Therefore, em...

Building the Road to a Hybrid Cloud Future

24 Nov 2021  |  248 downloads

A recent survey conducted by Finextra and Red Hat showed that 82% of the financial services respondents say they are embracing and implementing hybrid...