Research

Definitive Differentiators - Forging a future-proof payments model

18 Mar 2024  |  346 downloads

Over the last few decades, banks have been forced to reconsider their business model for transaction services. During the era of low-interest rates, t...

APP Fraud Liability: A Guide for Banks

06 Mar 2024  |  367 downloads

Fraud is running rampant. The UK Government's 2023 'Fraud Strategy' report highlighted that fraud now accounts for over 40% of crime, yet...

Mastering DORA: A Strategic Guide to Operational Resilience

28 Feb 2024  |  538 downloads

In the rapidly evolving fintech world, robust, reliable, and resilient systems are more crucial than ever. The industry must grapple not just with the...

8 Steps to Efficient Transaction Fraud Monitoring

08 Feb 2024  |  515 downloads

In the wake of the widespread shift to digital banking and ecommerce, fraud teams have seen a sharp increase in card transaction fraud. Since 2014, ca...

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  634 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Cloud innovation paves path to the future

19 Dec 2023  |  174 downloads

An open banking platform has the power to transform a bank, whether the bank is looking to modernise using technology on-premise, in the cloud or as S...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  654 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...

Sustainable Finance Live - Sustainable Cities: Enabling positive change through innovation and collaboration

05 Dec 2023  |  97 downloads

Sustainable Finance Live Conference and Hackathon - Visual Record On 10 October, Finextra Research and ResponsibleRisk held the annual Sustainable Fi...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  628 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...

What should European Banks prioritise in their payments modernisation journeys?

06 Nov 2023  |  511 downloads

Payments modernisation is no longer a luxury for financial institutions. Dramatic shifts in consumer appetite, complete overhauls of financial regulat...

How can the future state of information technology combat fraud and money laundering?

02 Nov 2023  |  382 downloads

Modernisation programmes, digital service proliferation, client demand and advancing technology are all shaping the evolution and the future of financ...

The Future of Digital Banking in North America 2024

23 Oct 2023  |  714 downloads

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon...