Latest long reads: Finextra Research

Priorities for UK climate policy following COP29

Richard Peers Founder at ResponsibleRisk Ltd

Priorities for UK climate policy following COP29

On Thursday, 3 April, business leaders and policymakers gathered online for a pivotal event organised by Westminster Forum Events. The event featured opening remarks by Baroness Bennett of Manor Castle, who emphasised the need for transformative change in addressing climate challenges. Key outcomes from COP29 Richard Millar, head of adaptation at ...

16 hours /sustainable

How are sustainable finance products being incorporated into UK pension schemes?

Sehrish Alikhan Reporter at Finextra

How are sustainable finance products being incorporated into UK pension schemes?

In partnership with the University of Glasgow and University of Strathclyde, Fintech Scotland released a report on sustainable financial products and UK pension schemes last month. This article covers the findings of the report and their significance to the UK economy and sustainable finance initiatives. How is ESG being integrated into current pe...

16 April 2025 /sustainable

Hamish Monk Senior Reporter at Finextra

How to leverage T+0 settlement

In February 2025 it was announced that the European Union (EU) will switch to single-day settlement (known as T+1) of stock and bond trades by 2027. Settlement is the act of transferring securities and funds between buyers and sellers after a trade is executed. The shorter the settlement cycle, the faster investors have access. This is just on...

15 April 2025 /markets

Love, lies, and laundering: Unmasking the ‘pig butchering scam’ and how banks can fight back

Pallavi Kapale Senior Financial Crime Officer (2LOD) at Bank of China

Love, lies, and laundering: Unmasking the ‘pig butchering scam’ and how banks can fight back

According to the Council of Foreign Relations, numerous criminal organisations, primarily originating from China, have established sophisticated cyber centers in Southeast Asia that are specifically dedicated to conduct fraudulent activities. These call centers carry out a form of fraud known as ‘pig butchering’, combination of romance and invest...

14 April 2025 /crime

To Tariff or Not To Tariff: Feeling the shockwaves of a looming trade war

Dominique Dierks Senior Content Manager at Finextra

To Tariff or Not To Tariff: Feeling the shockwaves of a looming trade war

The first three months of President Trump’s second term in the White House have been turbulent to say the least. Most concerning for economists, financial markets, and international trade industries have been the whirlwind of tariffs. The ‘will he, won’t he’ back and forth on announced – and then paused – tariffs have left the global community ree...

11 April 2025 /markets

How Robinhood’s new and improved banking offering is a wake-up call to the industry

Scott Hamilton Contributing Editor at Finextra Research

How Robinhood’s new and improved banking offering is a wake-up call to the industry

Is it an investment, a deposit, a delivery service, a game, or a gamble? Or perhaps, all of the above? Questions like these are being asked more frequently by savvy consumers - and in some cases business leaders and competitors - about the plethora of new hybrid financial services providers and their increasingly ‘mixed’ portfolios of spending, sav...

11 April 2025 /wealth

FCA’s 5 year strategy: The UK’s shifting approach to digital assets and tokenisation

Chris Holmes Peer at House of Lords

FCA’s 5 year strategy: The UK’s shifting approach to digital assets and tokenisation

The UK needs to get serious about DeFi, digital assets, stablecoins, crypto, RWAs, tokenisation and the kind of compliance that supports innovation and protects consumers. Hopefully the days of politicians confusing bitcoin with blockchain are well behind us and there is now a greater appreciation of the potential of this technology, which is broad...

10 April 2025 /regulation

Conducting the payments orchestra: SaaS, IT, and the future of transaction banking models

Henna Cheema Researcher at Finextra

Conducting the payments orchestra: SaaS, IT, and the future of transaction banking models

Finextra’s latest webinar – ‘Conducting the payments orchestra: Why IT will drive future transaction banking models’ – hosted in association with Bottomline, discussed practical use cases of SaaS adoption, and how it helps banks build effective transaction banking models that not only address current trends, but future-proof the business. Hosted b...

09 April 2025 /payments

How to meet the ISO 20022 deadline: A five-step strategy

Hamish Monk Senior Reporter at Finextra

How to meet the ISO 20022 deadline: A five-step strategy

To meet the November 2025 ISO 20022 deadline for cross-border payments and reporting (CBPR+), financial institutions should: Conduct an impact assessment; Develop a migration plan; Leverage rich data elements; Conduct industry testing; and Adopt official definitions and prioritise readiness. This article provides a breakdown of each step fina...

08 April 2025 /payments

When dubious reviews help fuel short seller attacks on a fintech, where to look for the truth?

Scott Hamilton Contributing Editor at Finextra Research

When dubious reviews help fuel short seller attacks on a fintech, where to look for the truth?

Why would anyone really trust online ratings and reviews anymore? We’ve all learned that often anonymous blog, forum, and social media comments can be fraught with misinformation, or even outright lies, and in some cases have recently contributed to fraudulent or money losing relationships in the banking world. I’m going to leave that question op...

07 April 2025 /payments

Elevating the payments game – how financial institutions can navigate innovation and security

Tareq Muhmood SVP, Value Added Services at Visa

Elevating the payments game – how financial institutions can navigate innovation and security

Today’s payments landscape bears little resemblance to what we were doing only ten years ago. As an industry, we should be proud of the progress being made, such as contactless growth, tokens and the continued rise of ecommerce – however, there still is plenty of room to innovate. The demands of consumers continue to evolve, with many not willing ...

04 April 2025 /payments

Trump's Liberation Day and its impact on fintech

Madhvi Sonia Head of Content at Finextra

Trump's Liberation Day and its impact on fintech

Stocks are now in major decline after US President Donald Trump announced tariffs on at least 10% across all countries. Those that have a high trade deficit with the US have been impacted the most; China, for instance, will face a 54% tariff and will prepare countermeasures. According to Trump, Liberation Day on 2 April 2025 was the day the US s...

03 April 2025 /markets

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