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3576 Results from /retail

William Waid

William Waid CPTO at FICO

Reducing Uncertainty to Improve Customer Decisions

Consistently making better, faster decisions leads to better and more competitive business outcomes. Better customer experiences, retention, customer satisfaction and lifetime share-of-wallet are the goals. Unfortunately, this can be a case of easier said than done. Improving decision-making requires certainty, and that takes effort, innovation and...

/retail Analytics in Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Nagging Harald

Some of my readers have probably wondered how this Harald always manages to go on and on about various digital services. The main reason is that my mission starting in the mid70s at Union Bank of Finland (now Nordea Bank) has been to participate in building digital infrastructures that benefit society-at-large and to promote the actual taking-into-...

/retail /identity Innovation in Financial Services

Dirk Emminger

Dirk Emminger Managing Director at knowing finance

Competition and Cooperation: In an AI-Dominated World (A2)

Over the past ten years, the banking industry has undergone significant change. New technologies, the growing influence of Fintechs, and the involvement of Big Tech in financial services have transformed traditional banking. At the same time, we see rising customer demands: fast, personalized, and digital services are now a must. The central thes

/ai /retail Innovation in Financial Services

Jelle Van Schaick

Jelle Van Schaick Head of Marketing at Intergiro

What the Hell is White Label Banking? And What Is It Not?

Imagine running a fast-growing e-commerce business, and your customers are asking for more than just products—they want a full financial experience with your brand. They want branded checkouts, payment cards, or even a loyalty-driven debit card. But here’s the problem: you’re not a financial institution (FI). So how do you offer these services? T

/retail /startups Embedded Finance

Danielle Kane

Danielle Kane Director of Small Business Banking at Grasshopper

Is Your Bank Holding You Back? 4 Signs It’s Time to Seek a Better Fit

In today's financial landscape, business banking clients are becoming more aware of the importance of choosing the right banking partner, yet many still overlook the crucial task of assessing the stability and reliability of their chosen institution. Recognizing red flags and assessing whether your bank offers the necessary technology and tools...

/retail /startups

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Open banking: Where next for the UK following the King’s Speech?

In 2017, the UK introduced open banking, a concept born from an initiative by the Competition and Markets Authority (CMA) aimed at improving retail banking. The CMA required the nine largest retail banks in the country to open up customer data sharing through secure data portals. As of September 2024, this initiative achieved a significant milesto...

/payments /retail Open Banking

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Maximising AI risk model performance with multi-bureau data

Many financial institutions shy away from multi-bureau strategies, fearing complexity and cost. What if we told you that not only is a multi-bureau approach achievable, but it can also significantly enhance your AI model performance while potentially reducing costs? In this post, we'll show you how to maximise your AI's potential with multi-bur

/ai /retail Banking and Lending Solutions

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Are your public sector organisations pushing EUDI-credentials already?

I have a long experience of driving (some say nagging about...) implementing digital standards based competition driving infrastructures. It started in the early 80s with payments in e-banking, followed by all other traditional banking services, then in the 90s with interconnecting customers with e-id- e-signing, e-invoicing and e-salary services....

/retail /identity Innovation in Financial Services

Jelle Van Schaick

Jelle Van Schaick Head of Marketing at Intergiro

Why Choose a White-Label Neobank Solution? Fast-Track Your Fintech Startup’s Success

Fintech start-ups are uniquely positioned to disrupt traditional banking but face significant challenges, from regulatory hurdles to competition with established institutions. To succeed, they must move quickly, launch quickly, and adapt to ever-evolving customer needs. But how can start-ups validate their product ideas early on to ensure they mee...

/retail /startups Embedded Finance

Jakub Piotrowski

Jakub Piotrowski VP of Product at Bud Financial

The rise of agentic banking

Legacy structures as an AI opportunity Having overcome numerous challenges, digital retail banking is in its best-ever state. Online banking, instant transfers, quick onboarding and a variety of products make banking more convenient and accessible than ever before. However, if we dig deeper, we’ll likely discover that underneath the layer of moder...

/ai /retail Artificial Intelligence and Financial Services

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