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PayPal’s decisive entrance to the digital asset space a few months ago, with their recent crypto checkout addition, should ring the alarm bells in boardrooms of banks throughout the nation. Crypto is ...
Digital or Open Banking! Just the other day, I was talking with a banking friend. We were discussing the changes that have happened and what tomorrow may bring. He commented that Digital Banking will...
The pandemic has supercharged the issues traditional banks have been wrestling with for years. The biggest of these is how to make a profit from consumer banking while providing an excellent customer ...
It’s a common sight these days across the banking trade publications: headlines of bank branch closings – whether through consolidation, sale, or outright closures. And industry research supports this...
In this blog, we debunk the top five misconceptions that we hear from credit providers – the blockers that stop them from getting the best price for credit data. Did you know? Prices can vary by upto ...
Digital banking has done a great job making banking and financial services accessible to users at their fingertips. However, the shift from offline to online has led to a void of personalisation in
Recently, we have been hearing about Big Data more and more often. In today's digital world, this technology is being actively used in the financial industry as well. Let's take a closer look at the t...
Like its predecessor open banking, open finance aims to promote competition among financial providers, drive digital innovation and promote new, open, data-driven services. The ultimate beneficiaries ...
Over the years, our lives have become more and more digitised. Most experiences now involve some form of online interaction, whether that’s buying a new car, food shopping, banking or booking a holida...
Banking 4.0 is characterised by digital innovations, fusing the physical, artificial, and biological worlds, affecting societies, industries, and companies with ever higher speed and intensity. In th
Above image credit: Pixabay The use of fintech or financial technology is becoming increasingly widespread. Chances are that you’re using it, too, even if you don’t realise it. The developments in
Distributed Ledger Technology (DLT) may be the next phase of the digital revolution. Tech entrepreneur Rick Falkvinge boldly predicts that “Bitcoin will do to banks what email did to the postal indust...