3576 Results from /retail
William Waid CPTO at FICO
Consistently making better, faster decisions leads to better and more competitive business outcomes. Better customer experiences, retention, customer satisfaction and lifetime share-of-wallet are the goals. Unfortunately, this can be a case of easier said than done. Improving decision-making requires certainty, and that takes effort, innovation and...
4 hours /retail Analytics in Banking
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Some of my readers have probably wondered how this Harald always manages to go on and on about various digital services. The main reason is that my mission starting in the mid70s at Union Bank of Finland (now Nordea Bank) has been to participate in building digital infrastructures that benefit society-at-large and to promote the actual taking-into-...
03 October 2024 /retail /identity Innovation in Financial Services
Dirk Emminger Managing Director at knowing finance
Over the past ten years, the banking industry has undergone significant change. New technologies, the growing influence of Fintechs, and the involvement of Big Tech in financial services have transformed traditional banking. At the same time, we see rising customer demands: fast, personalized, and digital services are now a must. The central thes
02 October 2024 /ai /retail Innovation in Financial Services
Jelle Van Schaick Head of Marketing at Intergiro
Imagine running a fast-growing e-commerce business, and your customers are asking for more than just products—they want a full financial experience with your brand. They want branded checkouts, payment cards, or even a loyalty-driven debit card. But here’s the problem: you’re not a financial institution (FI). So how do you offer these services? T
01 October 2024 /retail /startups Embedded Finance
Danielle Kane Director of Small Business Banking at Grasshopper
In today's financial landscape, business banking clients are becoming more aware of the importance of choosing the right banking partner, yet many still overlook the crucial task of assessing the stability and reliability of their chosen institution. Recognizing red flags and assessing whether your bank offers the necessary technology and tools...
30 September 2024 /retail /startups
Steve Morgan Banking Industry Market Lead at Pegasystems
In 2017, the UK introduced open banking, a concept born from an initiative by the Competition and Markets Authority (CMA) aimed at improving retail banking. The CMA required the nine largest retail banks in the country to open up customer data sharing through secure data portals. As of September 2024, this initiative achieved a significant milesto...
30 September 2024 /payments /retail Open Banking
Nick Green Director at Purple Patch Broking Ltd
Many financial institutions shy away from multi-bureau strategies, fearing complexity and cost. What if we told you that not only is a multi-bureau approach achievable, but it can also significantly enhance your AI model performance while potentially reducing costs? In this post, we'll show you how to maximise your AI's potential with multi-bur
26 September 2024 /ai /retail Banking and Lending Solutions
I have a long experience of driving (some say nagging about...) implementing digital standards based competition driving infrastructures. It started in the early 80s with payments in e-banking, followed by all other traditional banking services, then in the 90s with interconnecting customers with e-id- e-signing, e-invoicing and e-salary services....
26 September 2024 /retail /identity Innovation in Financial Services
Fintech start-ups are uniquely positioned to disrupt traditional banking but face significant challenges, from regulatory hurdles to competition with established institutions. To succeed, they must move quickly, launch quickly, and adapt to ever-evolving customer needs. But how can start-ups validate their product ideas early on to ensure they mee...
25 September 2024 /retail /startups Embedded Finance
Jakub Piotrowski VP of Product at Bud Financial
Legacy structures as an AI opportunity Having overcome numerous challenges, digital retail banking is in its best-ever state. Online banking, instant transfers, quick onboarding and a variety of products make banking more convenient and accessible than ever before. However, if we dig deeper, we’ll likely discover that underneath the layer of moder...
24 September 2024 /ai /retail Artificial Intelligence and Financial Services
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