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‘If we fix digital identity, we fix payments,’ Tony McLaughlin
Andy Hunter

Andy Hunter

  Tony talks a lot of sense here (as he always does). Consumers are wary of push payments because there is no certainty of payee identity. As Tony says, there are many means by which this can be achieved but banks will never agree amongst themselves which scheme is best and when it should be adopted, so Government intervention is essential. The model for this is the Cheques Act which says it is the banks’ responsibility to ensure a cheque payable to Tony McLaughlin reaches Tony’s account and insists they put matters right if it does not. It has worked very effectively for more than 60 years  and I commend it to the PSR!  
Surveillance capitalism...
Bo Harald

Bo Harald

  Have not progressed very far - but feel a little worried about her very angry cons-only approach. In one page only expressions like "a new breed of menace", "plundered for behavioral data", "all for the sake of other's gain", "perverse amalgam of empowerment", poignant harms"  and so it goes....
Surveillance capitalism...
Bo Harald

Bo Harald

  My first impression is that she is taking a very firm political stance - not much discussing pros and cons. Neoliberalism is the dirty crook..  Of course she is right in saying that "industrial capitalism dangerously disrupted nature" but socialism would have been much worse and it should be said that both owners and managers now have made green U-turn in many if not yet most places. So far no mention of GDPR - and how enterprises are supporting it also for the US. So their is their is some hope that surveillance capitalism may actually be useful.. I will try to keep an open mind...
Artificial intelligence - A multidimensional technology that can mitigate risk and increase revenue
Michael Lynch

Michael Lynch

  Hi there! I appreciate the feedback and thank you!
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