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843 Results from /startups

Katherine Chan

Katherine Chan CEO at Juice

Fintech Predictions for 2025: What’s Next?

2025 is a defining moment for fintech. Indeed, the sector is innovating wildly, driven by embedded finance, alternative lending models, and AI; it's also being reshaped by new regulations and shifts in funding. The last year has been a real test of the resilience of financial services as investments start to tighten, economic uncertainty increases...

/startups /predictions Fintech

Katherine Chan

Katherine Chan CEO at Juice

AI in Fintech: Revolutionising Credit Risk Models

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more effective approach to evaluating businesses that operate outside conventional frameworks. SMEs, particularly digital-first companies, have long faced barr...

/ai /startups Artificial Intelligence and Financial Services

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

The BNPL Boom: The Good, The Bad, and The Regulatory Challenge

In the summer of 2022, a young marketing executive in London, eager to revamp her wardrobe, clicked “Pay in 4” at checkout. The process was seamless—no credit check, no hassle, and most importantly, no immediate cash outflow. Fast forward six months, she found herself juggling payments across three different BNPL providers, struggling to keep up a...

/payments /startups Fintech

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Add Dopamine to Your Digital Banking App and Beat the Competition

Today’s Fintech disruptors and neobanks are igniting our brains’ reward centers with flashy visuals, gamified challenges and social interactivity that practically beg us to keep coming back for more. This is the effect of “Dopamine Banking,” where finance meets emotions and entertainment, and every tap of your smartphone is engineered to delight a...

/retail /startups Innovation in Financial Services

Roman Eloshvili

Roman Eloshvili Founder and CEO at XData Group

Hidden Costs in SaaS Development: How to Develop a Successful Startup

The global SaaS market is expected to surpass an impressive $702 billion by 2030. Considering the number, it becomes unsurprising that many entrepreneurs wish to ride the wave of launching a successful SaaS startup. However, it can entail a number of challenges that funders have to be prepared for. In this article, I will explore the important fa...

/startups /predictions

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why Mobile Self-Checkout is Ideal for Expanding Retailers

As a growing retailer, you constantly look for innovative ways to enhance the shopping experience while keeping costs in check. The retail environment is dynamic and is pulling in different directions. Customers want fast, easy, and efficient service. Luckily, the mobile self-checkout is a mobile solution that lets your customers scan, pay, and le...

/startups

Katherine Chan

Katherine Chan CEO at Juice

From Ignored to Empowered: Fintech’s Answer to SME Challenges

After spending over 15 years in banking, I witnessed the ongoing challenges SMEs face when seeking funding. Traditional high street banks often fail to meet the needs of these businesses, especially digital-first and B2C companies, leaving them unable to secure the capital needed to scale. This persistent gap in funding, which amounts to £22b in t...

/startups /inclusion Fintech

Alex Kreger

Alex Kreger Founder & CEO at UXDA

$150M Failure or Foundation: UX Lessons to Learn from Zing’s Shutdown

Despite a significant investment of $150 million in its development, HSBC's international cross-border payments app, Zing, launched in January 2024, is slated for closure. Zing, HSBC's Fintech venture, launched with the ambitious goal of disrupting the international payments market and rivaling established Fintech players like Wise and Revolut. An...

/retail /startups Banking Strategy, Digital and Transformation

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Customer Experience is Not Part of the Game, It’s the Game!

There’s a phrase I’ve come to live by: “Customer experience is not part of the game; it’s the game.” In today’s world, where products and services can be easily replicated, the real differentiator is how businesses treat their customers. It’s not just about solving problems—it’s about how they make people feel during those moments of need. I learn...

/people /startups Fintech

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

The Global Shift in FinTech Funding: A Deep Dive into 2023 vs. 2024

The fintech sector has undeniably undergone a transformative period over the past year. After a booming few years, 2023 presented challenges for fintech funding, with significant drops in key markets like the US, UK, and India. However, in a surprising twist, Europe has proven resilient, marking a 10% rise in fintech funding during 2024. Let me ta...

/startups /markets Fintech

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