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Kanika Hope

An uncertain future for challenger banks

Kanika Hope, Chief Strategy Officer, Temenos Challengers face an uncertain future. Some will run out of cash, some will get acquired by incumbents or even the more successful challengers, and then the...

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Kanika Hope

A turning tide for challenger banks?

The climate has changed for fintechs and challengers this year. They are entering unchartered territory in a rising interest rate and recessionary environment with tightening funding and incumbent fig...

04 Dec 2023
Banking Strategy, Digital and Transformation
Sameer Dubey

A look at the current state of BaaS: Opportunities for innovative banking infrastructure

Banking as a Service (BaaS) has changed the way banking products are built and offered. Consumers want to be able to access financial products when and where they need them, and BaaS platforms enable ...

01 Dec 2023
Eldad Tamir

Wealth management's new era: Leveraging AI for transformation

Historically a specialized sector, its expansion has been remarkable post the 2008-09 Global Financial Crisis (GFC) and the ensuing strict regulations. A recent Economist article, citing Bain & C...

27 Nov 2023
Artificial Intelligence and Financial Services
Kanika Hope

Profitability – the holy grail for challenger banks

Kanika Hope, Chief Strategy Officer at Temenos Challenger banks have been a growth story in banking in the last decade. Today there are ~450 challenger banks globally worth $300B in 2022 compared to 1...

27 Nov 2023
Trends in Financial Services
Joris Lochy

Beyond Imagination: The Rise and Evolution of Generative AI Tools

Generative AI has revolutionized the way we create and interact with digital content. Since the launch of Dall-E in July 2022 and ChatGPT in November 2022, the field has seen unprecedented growth. Thi...

26 Nov 2023
Banking Strategy, Digital and Transformation
Rajat Deshpande

The Future of Borrowing: Mutual Gains Through Credit Flexibility for Lenders and Borrowers

Any product is created to fill a gap experienced by an ideal customer persona. Loans, for example, are offered to customers facing financial difficulties or cash flow crunches. However, they often com...

23 Nov 2023
Fintech World
Manisha D

How does the AI solution benefit Singapore business?

In the dynamic landscape of Singapore's business ecosystem, the integration of Artificial Intelligence (AI) is proving to be a game-changer, offering a myriad of benefits that contribute to enhanced e...

22 Nov 2023
Artificial Intelligence and Financial Services
Mantvydas Štareika

How fintech companies can adopt AI without losing their human touch

It’s not entirely surprising to see the fintech industry embrace artificial intelligence with the fervor that it has for the last several years. Adopting the latest technology is part and parcel of wh...

15 Nov 2023
Edward Maslaveckas

Combining open banking and AI to level the playing field for households

Today, consumers and households are faced with mounting economic pressures, as they continue to struggle through the unpredictable financial shifts of the past eighteen months. The FCA’s Financial Li...

15 Nov 2023
Ivan Aleksandrov

Choosing Your BaaS Provider: A Comprehensive Checklist to Get Started

The rise of banking-as-a-service (BaaS) and agent schemes is expected to persist due to continuous regulatory tightening on e-money and payment institution licenses. Acquiring one’s own e-money or pay...

13 Nov 2023
Joris Lochy

The Mafia Effect: How Successful Ventures Spawn Entire Ecosystems

A few weeks ago, I came across a LinkedIn post by Marcel Van Oost (whose content is truly remarkable, so if you’re not already following him, make sure to subscribe to his updates). Marcel’s post shed...

09 Nov 2023
Fintech World

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