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186 Results from 2017, /payments

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Predictions for the Payments industry in 2018: new EU Treaty signed for full EMU

This is the third of our predictions for the Payments industry in 2018, and it is about the Euro and its path to full completion. Brexit is both a threat and an opportunity for the “centralisers” at the European Commission. Their arguments will be firstly that the Single Market and the Customs Union (“Economic” union) cannot work properly and be co...

/payments SEPA and European Payments

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Predictions for the Payments industry in 2018 - New Entrants

This is the second of our predictions for the Payments industry in 2018, and it is about New Entrants to the payments business. The main focus is on Third-Party Providers and Payment Institutions as ordained under Payment Services Directive. We should also mention eMoney Institutions and – more UK-centric – Challenger Banks. In sum these are the ty...

/payments /startups Transaction Banking

André Stoorvogel

André Stoorvogel Director, Product Marketing – Payments, Rambus at Rambus

2018 trends: Safer data, faster payments, better experiences

Fundamental shifts in consumer behavior, the emergence of new technologies and an evolving regulatory landscape means the payments ecosystem is poised for unprecedented transformation in 2018. The demand for safer data, faster payments and better experiences presents great opportunity, but also significant challenges. Safer data for emerging payme...

/payments

Retired Member

Retired Member 

2018 payment predictions: the year of the financial utility

2018 is set to be an eventful year, with a royal wedding, ongoing Brexit negotiations, the FIFA World Cup, and predictions of an extremely close midterm election in the US in November. How these events impact the global financial landscape - good or bad - remains to be seen. One overarching trend predicted for 2018, and something to be incredibly...

/payments

Retired Member

Retired Member 

Transaction Laundering: What to Expect in 2018

2017 was the year that Transaction Laundering planted itself firmly in the consciousness of the minds of regulators, lawmakers, law enforcement and the general public. We believe that 2018 will be the year that we turn this awareness into action. Here’s why: E-commerce and Mobile Transactions Will Continue to Surge According to emarketer, worldw...

/payments /regulation

Retired Member

Retired Member 

Open Banking. Some regions have one thing right but banks in general still have one thing very wrong

Last month I spoke at the Nordics NextGen conference in Stockholm. The topic was open banking and PSD2 with a truly great panel, moderator and a full house of intertactive 400+ attendees and my first Nordics visit with open banking experience under my belt. There were two key learnings that I took away from my time there. 1) Clients at the for...

/payments Open Banking

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

UK NPA Blueprint rubber-stamped

The report (119 pages) on the consultation on the Blueprint for the UK's New Payments Architecture was finally made available on the Payment Strategy Forum website at about 3:30 pm today, on a page that had already been written in advance to say that "In December 2017 the Forum concluded its work and delivered its final Blueprint. Its work ha...

/payments Transaction Banking

Gerard Hergenroeder

Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark

I predict Bitcoin will crash in 2018.

Bitcoin is a fraud, nothing more than a ponzi scheme. I do feel sorry for those people buying at today's prices. I remember studying the tulip crash in the 1600's. I predict Bitcoin will crash in 2018. When it crashes you get nothing, not even a beautiful tulip. Here's a list of market crashes: Market Crashes: The Tulip and Bulb Craze (1630s) Mar...

/payments

Retired Member

Retired Member 

The Terrible, Horrible, No Good, Very Bad Omni-Channel Day

I have been proclaiming for some time that ‘omni-payment’ is the missing element in many retailers’ full omni-channel customer service offering. What I mean is that many retailers offer their goods and services in-store and through various digital channels, but payments are often still processed by different systems and operate in silos. There are...

/payments Disruption in Retail Banking

Retired Member

Retired Member 

Screen Scraping is Dead, Long Live Screen Scraping

Yesterday November 27, the European Commission published the final version of the long awaited PSD2 Regulatory Technical Standards on Secure Communications and Secure Customer Authentication. The SCA RTS was accompanied by a press release and a Memo which can be seen as a Q&A document. One of the hottest topics that has been the subject of i...

/payments Open Banking

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