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293 Results from 2013, /payments

Retired Member

Retired Member 

The War On EMV - part 2

OMG ... it is Christmas Eve and we have another charlatan's friend EMV 'expert' claiming that EMV is not the answer to Target data breach in the following article http://pciguru.wordpress.com/2013/12/21/emv-and-the-target-breach/ Well let me tell you again ... EMV IS THE ANSWER as much as 'experts' such as these claim otherwise. It has NOTHING TO D...

/payments

Retired Member

Retired Member 

The War On EMV

Will the EMV technology based payments be rolled out in the US in the next couple of years? I do not know for sure, but I hope they will and strongly believe that they should. There is clear push by the major payment schemes wrt so called 'liability shift'. Today card issuers are bearing the costs of the card fraud in the US. Liability shift will ...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Finding security in digital currencies

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here to stay, it’s inevitable, and these virtual currencies are at an inflection point and already playing an increasingly apparent role in the daily tradin...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

Rising tide trends in 2014

Last year, my magic crystal balls helped me get 6 out of 7 predictions right. Let's see if I can do even better this year. As a quick summary, my predictions for 2014 are based on proliferation of alternative form factors (wearables and uber-wallets) that combine several interfaces (BLE, NFC and GSM) to disrupt major use cases (mobile payments in p...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Is PayPal talking to a lighthouse?

Aircraft carrier is an awesome sight: it's huge, full of energy, impressive in all respects. It's worth a lot of money too. However, when you see an aircraft carrier on the horizon heading towards you at full speed, that means one certain thing - it is going to crash, due to its maneuvering capabilities (stopping distance, turning circle, etc.) Go...

/payments Innovation in Financial Services

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Brett King Raises an Interesting Point...

Brett King’s recent article on ‘Banking’s new playground’ raises some interesting points as to ‘how Africa will show the way’. Smart phone penetration in Africa is currently less than 15% and projected to be an estimated 40% by 2017. This means that mobile banking and payments service providers will have to service both Smart phones and Feature p...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Is HCE an enemy of NFC?

In recent months, since Google has announced the support for Host Card Emulation (HCE) in their latest Android 4.4 KitKat, we have seen a barage of articles and analyses (some in very reputable publications and blog sites) claiming that NFC is dead with the introduction and arrival of Google's now famous HCE. It is not new nor the first time that...

/payments

Retired Member

Retired Member 

New Benefits System and Financial Exclusion

Residents without bank accounts at risk of arrears under new benefits system http://www.theguardian.com/housing-network/2013/dec/02/universal-credit-housing-benefit-banking Universal credit will be paid directly into bank accounts, but a worrying number of social housing residents do not yet have one Monday 2 December 2013 07.59 GMT The government...

/payments

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

BitCoin Explained: How to Become a BitCoin Thief - part 1

OK folks. You’ve all been hearing about Bitcoin. Your neighbors have been hearing about Bitcoin. Your dog walker has been hearing about Bitcoin. Now it’s time to separate the wheat from the chaff… Learn how to become a successful Bitcoin thief, and make lots of money in this exciting new cybercrime frontier! This practical guide is intended ONLY

/payments Information Security

Andrea Donafee

Andrea Donafee Managing Director at Cash Management Solutions

Cash comes to the rescue again as Natwest cards fail

It’s called ‘Cyber Monday’, one of the busiest days shopping days of the year and cards failed. Across the country, parents were left unable to pay for their kids Christmas presents, customers were stranded at petrol stations, shoppers at supermarkets were left embarrassed. Many retailers will have noticed an unanticipated shortfall in sales in th...

/payments /retail

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