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Steven Rackham

The Artificial Intelligence opportunity in the global Financial Services sector

When most of us think of AI, we imagine slick, intuitive designs, underpinned by quick, efficient systems all handed to you on a personalised plate. What many of us don’t necessarily think of is hard,...

23 h
Artificial Intelligence and Financial Services
David Fagleman

What does 2021 have in store for cash?

For the best part of the past decade the use of cash for day-to-day transactions has been declining as people became more confident using Chip & Pin, contactless and mobile options, as well as inc...

13 Jan 2021
Financial Inclusion
Bhupesh Yadav

Canadian Payments Modernization

Electronic payments in Canada has seen an immense growth in the last few years and with the onset of Covid, Canadians are more and more moving towards the digital payments as that provides options for...

10 Jan 2021
Banking Strategy, Digital and Transformation
Bhavesh Vaghela

2021 Predictions

2020 has been a year like no other, we have, and are experiencing an unique moment in history, its effects will be felt for many generations to come. In my 2020 predictions, I concluded with; ‘as Yoda...

01 Jan 2021
Fintech
Joris Lochy

Neobanks should find their niche to improve their profitability

The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized ...

30 Dec 2020
Fintech
Justin Pike

Transforming payments for vulnerable people

COVID-19 has rapidly accelerated digitisation of the customer experience, particularly with respect to how consumers shop, pay and bank. The shift to digital channels has been an important lifeline fo...

18 Dec 2020
Financial Inclusion
David Fagleman

Access to Cash Review - legislation is needed to ensure people aren’t left behind.

On November 25th, the government’s call for evidence into plans to protect access to cash closed for submissions. The centrepiece of the proposals involved a change in legislation to allow cashback t...

08 Dec 2020
Financial Inclusion
David Fagleman

Access to Cash Review - legislation is needed to ensure people aren’t left behind.

On November 25th, the government’s call for evidence into plans to protect access to cash closed for submissions. The centrepiece of the proposals involved a change in legislation to allow cashback t...

07 Dec 2020
Financial Inclusion
Jonathan Westley

Consumer contributed data: a welcome boost for credit scores

We all love a subscription. Whether that’s bingeing on the latest box set available on Netflix or Prime, or enjoying a craft ale from your monthly beer box – the popularity of these services have grow...

11 Nov 2020
Personal Finance
Beni Hakak

Why interoperability and developer teamwork will make the DeFi dream work

For the better part of the 20th century, the financial world remained largely exclusive to only the upper classes and the wealthiest of people. Yet advancements in technology and social attitudes have...

11 Nov 2020
Decentralized Finance (DeFi)
Sudeep Nagpure

Can loans against anything deemed valuable to the borrower and lender be possible?

Worldwide consumers spend nearly 1.5 trillion USD in buying financial and non financial assets both movable and immovable. A major chunk of these assets does not contribute to wealth creation or an ad...

07 Nov 2020
Fintech, you get me!
Daniel Fasnacht

Frugal banking - an opportunity to create customer value in the future?

Investments that are necessary to innovate and serve customers are no longer sustainable while COVID-19 hastens the need to exploit the potential of digital innovations. Serving customers accurately d...

06 Nov 2020
Banking Strategy, Digital and Transformation