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Blogs
Omar El-Gazzar

The King Dollar: A cause for concern for Africa’s hard-to-reach markets

Whilst falling short of the heights seen in September 2022, the US dollar continues to reign supreme as the world’s preferred currency for international payments. As its dominance continues to impact ...

31 Mar 2023
Frictionless Payments
Sheridon Glenn

Two kinds of knowledge; what we know, and what we know how to find

The number and severity of natural disasters continue to rise, with more flooding, hailstorms, wildfires, tornadoes and hurricanes on the horizon. Research from Munich Re estimates that hurricanes ...

21 Mar 2023
Financial Risk Management
Steve Haley

Achieving Financial Equity Across Asia and Africa Requires a Digital Approach to Financial Inclusion

By Mojaloop Foundation Director of Market Development Steve Haley As the world signals a potential recession, now more than ever small investments in inclusive financial infrastructure will potentiall...

20 Mar 2023
Financial Inclusion
Karunakar Mohapatra

How Neobanks are reshaping the Gig Economy

The Covid-19 pandemic has profoundly impacted the economy and placed gig and hourly wage workers at disproportionate risks. They are under a microscope and in the spotlight. This is because the job lo...

03 Mar 2023
Banking Strategy, Digital and Transformation
Arijit Goswami

Why India’s CBDC may struggle to find adoption?

India recently launched the digital version of its domestic currency, thereby embarking on its journey with Central Bank Digital Currency (CBDC). The “Digital Rupee” or “e-Rupee” had been made availab...

28 Feb 2023
Cryptocurrency Insights
Carlo R.W. De Meijer

Sarafu: crypto currency for rural communities

Recently I read a very interesting and stimulating article in a Dutch newspaper. It was about the Community Currency named Sarafu that is used in Kenya’s rural communities thereby trying to solve the ...

27 Feb 2023
Blockchain Observations
Amey Prabhu

Digital Data - An enabler for Digital SME Lending

The buzz around SME or MSME Lending has been around for quite some time. For the uninitiated, MSME is Micro, Small & Medium Enterprises. To give you a perspective, Government of India defines ente...

10 Feb 2023
Small Business Lending Innovation
Steven Hatton

What is a multi-currency account?

An account that will let you accept, store and send funds in multiple currencies with the ability to exchange between currencies. But there are different ways this can be achieved. 1. Multipl...

09 Feb 2023
Banking
Abe Karar

Open Banking and Open Finance Use Cases: Building Blocks of a Robust Open Financial Ecosystem

The financial landscape is constantly transforming, verging the modern world closer to a digitally dominated future. SMEs, being the economy boosters, choose the approach to strive and develop in this...

08 Feb 2023
Online Banking
James Lynn

Open banking is vital to combat the rising cost of living – how can we improve consumer trust in it?

We all know dealing with the evolving cost of living crisis is going to require a coordinated effort across government, business and local communities. The fintech industry also has a vital role to pl...

24 Jan 2023
Open Banking
Satinder Lala

Is AI really the future of accountancy?

Is AI really the future of accountancy? Artificial intelligence (AI) has been subject to a great deal of both hype and scepticism throughout its history. It’s a technology that sparks most people’s...

18 Jan 2023
Trends in Financial Services
Nick Mothershaw

Misconceptions that are slowing digital ID progress in banking and financial services

For banking and financial services across the globe that embrace digital ID, the benefits will be vast. The digital ID ecosystem to enable this now exists and is rapidly expanding. Offerings are emerg...

17 Jan 2023
Digital Identity Management

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