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Discussion
Banks prioritise digital standardisation and collaboration
Bo Harald

Bo Harald

  Great!
Strong Customer Authentication - a Litmus Test for Europe
Ketharaman Swaminathan

Ketharaman Swaminathan

  Great post. From my experience of 2FA in India over the last +5 years, I totally agree with you that SCA could cause massives loss of sales due to higher friction in the checkout process as also due to greater risk of failed payments. I used to regularly pay with credit card online for +10 years before 2FA was mandated for online payments in India around 5 years ago but after 2FA was enforced, I switched to Cash on Delivery or Card on Delivery for all my online shopping in India (although I continue to use credit card outside India). I wrote about this four years ago in Why I Went From Card To COD. Two years ago, I pointed out that Cash Still Ruled Ecommerce In India.
Is that a gun in your pocket?
Ketharaman Swaminathan

Ketharaman Swaminathan

  I happened to stumble on to this post today. 6 years later, plastic is still alive and kicking. Apple made great progress in digitizing and tokenizing third party issued credit cards in Apple Pay to minimize the role of the physical plastic card but, when it came to its own card, Apple has chosen plastic - er titanium - for its own Apple Card. Merchants also continue to care only about the card, not cardholder's physical presence at the point of sale. 
Future of Money. Point to note or notes to points
Ambrish Parmar
Blog group founder

Ambrish Parmar

  Hi, Thank you for sharing your post. Ambrish - group founder and owner.  
Payments Analysis
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Data in the payments industry
Research

Data in the payments industry

The UK's Payment Systems Regulator starts a conversation on how data is used in payment systems and explores the potential barriers to its objectives.

The Open Banking paradox
Analysis

The Open Banking paradox

Deutsche Bank research into PSD2, GDPR, and the value of personal data finds many obstacles to cross before the arrival of true Open Banking.

Giving payment cards the finger
Analysis

Giving payment cards the finger

The Smart Payments Association believes biometric-enabled dual interface EMV smartcards are set to revolutionise the global payments markets.