/payments

News and resources on payments systems, innovations and initiatives worldwide.

Discussion
Mastercard and Mourinho offer UK customers the chance to win signed NFT
Hitesh Thakkar

Hitesh Thakkar

  Developed countries and it's market has always attracted products specific to the country but that does not mean oblivision of the world crisis.  Impact Investing seen way ahead for private and public  institutes to build value and assets with positive impact on Social and envionment crisis...please read the report on Investing with IMPACT by IFC for 2020 -https://www.ifc.org/wps/wcm/connect/publications_ext_content/ifc_external_publication_site/publications_listing_page/impact-investing-market-2020
Australians show strong appetite for BNPL, according to survey
Hitesh Thakkar

Hitesh Thakkar

  One of the take away of the suevey - PFM (Personal Finance options) services can be offered apart from blending BNPL and Customised Credit services.
JP Morgan's UK digital bank ready for launch
Hitesh Thakkar

Hitesh Thakkar

  Is More the merrier in Digital Only Bank space of UK can happen in this space?
How Banks should leverage the Embedded Finance opportunity
Ketharaman Swaminathan

Ketharaman Swaminathan

  Banks have been selling insurance, mutual funds and other finserv products for a long time. I've recently come across banks selling books, white goods and other non finserv products. In the absence of a better term, I've been calling this Embedded Retail. As part of this strategy, McKinsey advocates banks to even sell Flowers. BNPLs have now started copying banks by positioning their apps as shopping apps e.g. Klarna.  IMO banks shouldn't cede customer relationships. They have a great opportunity to own customer relationships, go big on Embedded Retail and disrupt Retail than cede customer relationship to get into embedded finance and face the threat of disruption by Retail.