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Sriram Natarajan

Will Twitter founder Square Visa - MasterCard?

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey -...

26 Dec 2009
Bo Harald

I cannot see around the corner..

Too often I tend to forget that I cannot see around the corner. This means that I am spending too much time in trying to imagine the future. Instead I should take my vision and passion and go around t...

23 Dec 2009
Innovation in Financial Services
Retired Member

Every Little Helps. The Tesco approach to over-limit Fees.

So ... The other day I tried to use my Tesco Finest Platinum Turbo-Nutter credit card, and the transaction was declined. Happens to the best of us I know, but it is paid off every month, and I had re...

22 Dec 2009
Retired Member

Mini-Outsourcing - small but perfectly formed

The Outsourcing Paradigm What is the reason that many organisations do not pursue any form of outsourcing as a means to drive cost reduction and efficiency improvement? Could it be that past experienc...

22 Dec 2009
Nick Ogden

Time to cheque out for Christmas

As we sit back and relax this Christmas a topic of conversation that is likely to rear its head over the festive Ogden dinner table will likely be the demise of the cheque. With several generations a

21 Dec 2009
Innovation in Financial Services
Bo Harald

Republic of Finland - exemplary action

The State Treasury sent out letters to 16 000 suppliers to the public sector last week to remind them of the fact that only electronic invoices will be accepted as of 1.1.2010. The deadline for paper ...

20 Dec 2009
Innovation in Financial Services
Bo Harald

Happy end for SME-tale in sight - if banks do their part..

We often hear the tragic tale about the SME-sector. Nobody is really interested in them and is competing for their business. Not the banks, not insurance companies, not the accounting profession, not ...

20 Dec 2009
Innovation in Financial Services
Retired Member

Cheques are on the way out - so what's the alternative?

Today the Payments Council has announced the target deadline of October 2018 for the end of cheques as a form of payment in the UK. For banks, this is welcome news. Cheques are one of the most expensi...

16 Dec 2009
Information Security
Retired Member

Niche market for cheques.

So ... Can I see in the future, a time when RyanAir might provide free booking services for people who chose to pay by cheque?

16 Dec 2009
Elizabeth Lumley

The PSD 'what ifs'

Today's Innovation in Payments rountable, sponsored by the Visa Europe Research Fellowship at the Centre for the Study of Financial Innovation, was filled with many 'what ifs' in regards to the Paymen...

10 Dec 2009
Bo Harald

Germany: E-Invoicing as part of the coalition contract

Quote from Bruno Koch's newsletter "The newly elected German Government plans to accelerate use of electronic invoices in Germany by removing barriers hindering their adoption. E-Invoicing is t

08 Dec 2009
Innovation in Financial Services
Bo Harald

Sonera showing the way in Finland

http://boharald.blogspot.com/2009/12/sonera-showing-way-in-finland.html Charging for paper invoices has been a touchy subject in Finland even if: - all experience shows that transparent pricing (pro...

03 Dec 2009
Innovation in Financial Services