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Expert opinions Last 7 days total 38

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Has Ethereum finally outgrown the hype cycle?

Ethereum has always been the go-to name when crypto gets serious. Not just the coin with the second-largest market cap but the platform that promised to do more - to build, to innovate, to underpin the decentralised internet. And yet, for years, it’s often felt like Ethereum couldn’t escape the hype. From NFT frenzies to DeFi summers, Ethereum’s p...

/markets

Mayuri Jain

Mayuri Jain CMO at Science4Data

Unlocking the Power of Enterprise AI for Business Success

In today’s rapidly evolving digital landscape, businesses face an unprecedented wave of change, disruption, and opportunity. Companies across industries are increasingly challenged to not only keep pace with technology but also to harness its potential to drive meaningful growth and competitive advantage. At the forefront of this transformation is...

/ai Artificial Intelligence

Ray Connolly

Ray Connolly Vice President of Sales at SQL Power Group

Revolutionizing Financial Supervision: Why Regulators Need a One-Stop SupTech Solution

In today's rapidly evolving financial landscape, central banks and financial regulators face mounting challenges. The need for real-time data analysis, proactive risk management, and seamless regulatory compliance has never been greater. A comprehensive, out-of-the-box supervisory technology (SupTech) platform offers a transformative opportunity f...

/regulation Banking Strategy, Digital and Transformation

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

5 things parking operators should do to make parking payments convenient

The fastest way to lose a Parker? Make paying harder than parking. Long lines at pay stations. Apps that freeze or confuse. Broken machines. These aren’t just minor inconveniences; they’re friction points that chip away at customer satisfaction and, eventually, revenue. Today’s users expect fast, flexible, and stress-free ways to pay. And if t...

/payments

Serhii Bondarenko

Serhii Bondarenko Artificial Intelegence at Tickeron

Market Analysis: SPY, QQQ, IWM, DIA Performance and Outlook for 2025

As financial markets navigate a volatile 2025, exchange-traded funds (ETFs) tracking major U.S. indices—SPY (S&P 500 ETF), QQQ (Nasdaq-100 ETF), IWM (Russell 2000 ETF), and DIA (Dow Jones Industrial Average ETF)—remain critical barometers of economic health and investor sentiment. With trade policies, inflation dynamics, and technological adva...

/ai /markets Artificial Intelligence and Financial Services

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Vijay Mayadas

Vijay Mayadas President, Capital Markets at Broadridge

Kachi Okeke

Kachi Okeke Analyst at The Carbon Trust

Matthew O'Neill

Matthew O'Neill Field CTO at Salesforce

Zitah McMillan

Zitah McMillan CEO at Finexos

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Research Total research pieces 282

Impact Study

Why DevSecOps is key to navigating innovation and compliance

Explore how DevSecOps enable organisations to navigate economic uncertainties while treating innovation and compliance as complementary forces rather than competing priorities. A balancing act is underway within the financial services industry. Driven by client demand and fintech competition, institutions are increasingly obliged to innovate, while at the same time, ensure every step forward is secure and compliant. Often, it feels as though these two goals sit on either side of a seesaw – when one goes up, the other must go down. Many such challenges are born from the software delivery process, where countless organisations are struggling to source the expertise and capabilities necessary to deliver secure and compliant applications, at speed.  Much of the conflict stems from fragmented DevSecOps (a software development practice that integrates security throughout the development lifecycle) strategies which are built upon outdated infrastructure. Indeed, many financial institutions (FIs) today operate with disjointed security and development workflows – sometimes patching together between five to 10 separate tools that were implemented incrementally over time. While this approach worked five years ago, better options exist today. A simplified stack is conducive to both innovation and compliance – without either being compromised.  This Finextra impact study, produced in association with GitLab, explores:  How the evolution to a unified software delivery platform can deliver on both innovation and compliance;  reduce the risk of security incidents;  supercharge operational efficiencies;  amplify business agility and scalability;  and even support talent acquisition. 

73 downloads

Survey

Navigating the Nordic financial landscape: 2025 challenges and priorities

As the Nordic financial sector faces new hurdles and opportunities, a variety of issues are front and centre for financial institutions, technology providers, and fintechs.  Our latest survey of 150 responses reveals how Nordic institutions across Denmark, Finland, Iceland, Norway, and Sweden are navigating the current landscape and their strategic priorities for 2025. Providing valuable insights into areas such as the Digital Operational Resilience Act (DORA), Verification of Payee (VoP), AI’s growing role in financial services, perspectives on central bank digital currency (CBDC) and stablecoin, and evolving payment trends such as Account-to-Account (A2A) and instant payments.  Analysis of our survey responses provides a comprehensive overview on how Nordic institutions are navigating transformation shaped by innovation, regulation, and evolving customer expectations, with progress and priorities varying by country.  We explore regional specific views towards:  Key priorities for 2025  Readiness for Verification of Payee (VoP)  Strategic AI integration for real impact  The rise of A2A, instant, and mobile payments  Attitudes towards central bank digital currencies (CBDCs) and stablecoin  The impact of DORA 

210 downloads

Future of Report

The Future of US Digital Payments 2025: ACH & Beyond

A special edition for Nacha's Smarter Faster Payments 2025.    The US digital payments landscape stands at a transformative crossroads. With the launch of RTP in 2016 and FedNow in 2023, the foundational infrastructure for instant payments is finally in place - poised to revolutionise the speed, efficiency, and security of transactions across the economy.    Yet despite these advancements, the path to widespread adoption remains complex and cautious. Entrenched systems like ACH and Wire, with their deep integration and long-standing reliability, continue to dominate due to their established utility and the significant investment required to pivot toward newer rails.    It’s not just a question of technological readiness, but of mindset, cost, and strategy. The advantages of instant payments—real-time access to funds, reduced credit risk, and improved liquidity—are clear. However, to truly unlock these benefits, banks and institutions must overcome the inertia of legacy systems and embrace modernisation, often with the support of flexible, cloud-native solutions that can de-risk and streamline the transition.    This Finextra report, in association with Form 3, explores industry sentiment on the future of US digital payments and showcases the views of BNY, Citizens, Green Dot, J.P. Morgan, U.S. Bank, and the US Faster Payments Council. It explores:    Evolving ACH infrastructure;  Enhancing RPT and FedNow capabilities;  How new rails interact with existing rails;  Redefining transactional architecture through emerging technologies;  Recognising risk as a strategic advantage in fraud prevention;  Prioritising innovation and compliance at the same time. 

186 downloads

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IFGS Reflections: How The UK Has World-Beating Potential

Following on from a busy UK Fintech Week, Janine Hirt, CEO, Innovate Finance sat down with FinextraTV to give her reflections. Discussing Hirt’s highlights, she explained how the UK is in a place of great technological potential with the opportunity to not just a be a world leader, but the leader of the world. With visions of a future UK Tech Stack and stablecoin insights, Hirt speaks with optimism and passion during an uncertain time.

Long reads Total long reads 1269

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Management at Oracle Financial Services

Originations, evolved: Blending digital and banker touch for modern retail banking

Retail banks stand at a crossroads. To win the trust and loyalty of next-gen customers, they must transform onboarding and origination into a seamless, customer-centric journey that balances digital convenience with human expertise. The time to act is now: those who prioritise the customer will lead the future of retail banking. Winning next-gen c...

/retail

Julie Bolan

Julie Bolan Head of Payments Markets Oceania at SWIFT

4 ways payment providers are transforming customer experience

Today’s customers expect cross-border payments to come with the same convenience, transparency and predictability as domestic payments. Julie Bolan, head of payments, APAC, at Swift, outlines four ways that payment providers are rising to this challenge. Cross-border payments are an essential component of international trade. But they’re usually m

/payments

Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

The evolution of the digital sandbox—fintech integration in 2025

In 2025, modernisation continues to be one of the top agenda items for financial institutions. Innovative new use cases for technologies like AI and a wave of regulatory updates necessitate significant system and process modernisation, and with modernisation comes the need for testing. Many traditional banks want to include fintech solutions in th...

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