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The rise of e-commerce and global payment providers has transformed the way in which merchants are able to access emerging markets. By understanding the complex infrastructure of payments systems at a...
Starbucks is a bank. Today, that “bank” has 24m+ members and $1.6B in “deposits". Here is the backstory of worlds largest Neo Bank - Starbucks : In 1994 they have 425 total stores in their ...
It’s been an unprecedented couple of years for businesses, with many industry sectors having been hit hard financially by ever-evolving restrictions. As firms set about trying to recoup some of the lo...
Rewriting the rules to put technology at the heart of customer-first financial services Since the onset of the covid-19 pandemic, various trends in digital transformation have reshaped the way consume...
We can see the recovery of the fintech industry is back on the agenda. It has been gradually getting back on its feet after the pandemic and gaining the momentum to take businesses forward. According ...
New technology is a strange beast. When it doesn’t exist, we dream of it and when it does exist, we cannot imagine what life was like without it. Sometimes it hits you in the face like a lightbulb mom...
You would be hard pressed to find a central bank that has not already rolled out, or is not currently researching, CBDCs. Central banks have responded to the success and popularity of the decentralise...
The Experience age transformation of personal finance The age of experience is deeply transforming markets and will do so even more. More than a decade ago, when I was Chief Marketing Officer at ING, ...
At the start of February, Apple decided to finally enter the payment processing space by officially announcing Tap to Pay - its new system for collecting electronic payments via an iPhone or iPad. Ini...
The online payments ecosystem is in disruption, largely brought about by cryptocurrencies, the first of which was created over ten years ago. In February 2021, the Bitcoin exchange rate reached an all...
Banking and ways of Banking have undergone significant change. However, at the heart of Banking, the core underlying functions remain the same. Intrinsic to Banking is Payments, comprising the fundame...
In recognition of March being Women’s History Month, what better time than now to both acknowledge and boast about some of the women leading the fintech and payments spaces. These executives aren’t ju...