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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
John Bertrand MD at Tec 8 Limited
Banks, Payment Service Providers and regulators are indebted to the Gambling Industry for continuingly improving the resilience and security of Cloud Technology. For example, EU has DORA (Digital Operational Resilience Act) which requires a 4 hour for reporting a major incident but no later than 24 hours. If an online gaming service goes down 10 m...
15 June 2025 /security /regulation
Historical Core banking systems can trace their origins 50 years ago to independent, branch-specific solutions running on IBM computers using legacy languages like RPG, COBOL, and Assembler. The branch bank industry consolidated around two major players - Temenos' Globus and Finastra's Midas - each serving over 300 banks, often with many installat...
06 June 2025 /payments /cloud
Roy Zur CEO at Charm Security
As scams become more advanced and personalized, the tactics used to manipulate individuals are increasingly rooted in behavioral psychology. What once required blunt deception now relies on nuance: fraudsters exploit victims' fears, biases, and emotional vulnerabilities with surgical precision. With fraudsters now equipped with generative AI tool...
27 May 2025 /security /crime
Ray Connolly Vice President of Sales at SQL Power Group
In today's rapidly evolving financial landscape, central banks and financial regulators face mounting challenges. The need for real-time data analysis, proactive risk management, and seamless regulatory compliance has never been greater. A comprehensive, out-of-the-box supervisory technology (SupTech) platform offers a transformative opportunity f...
15 May 2025 /regulation
Igor Kostyuchenok SVP of Engineering at Mbanq
Dear European Incumbents, this an open letter to you from a founder of a FinTech startup. You've been watching the Neobanks like Revolut and N26 acquiring customers in your jurisdiction at a relatively high rate but you weren't worried since most of your customers stayed with you. You have the reputation, you're too big to fail and even you will ...
14 May 2025 /retail /predictions
The world of banking is at the verge of big changes that most incumbents are desperately trying to ignore. They see the change coming, they realize that their inactivity will cost them their existense but they are choosing to play dead. It's easier to cut the jobs and walk out with the bonuses then to start acting to still be relevant in 5-10 year...
01 May 2025 /retail /predictions
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
AI-assisted coding tools have added incredible momentum to software development. As the Managing Director of a software development company, many of my teams use AI coding tools daily. They help my teams build faster, remove tedious manual work, and prototype new ideas quickly. In the fintech industry, where innovation cycles are tightening, AI’s ...
28 April 2025 /ai /retail
Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)
Uncertainty adding new regulatory drift Amid the increased unpredictability of economic policies affecting the business landscape, the recent optimism about regulatory reforms and deregulation, expected to bring relief from the burden of onerous compliance, seems to be gradually fading out. While the costs and complexities in managing the carryove...
28 April 2025 /ai /regulation
Satya Samal Partner, Financial Services at IBM
In March, the Treasury Committee delivered worrying news. Since January 2023, the top nine banks faced 33 days of unplanned outages. This excludes the payday system crash in February, which makes matters worse. These IT failures dominated headlines just as the Digital Operational Resilience Act (DORA) came into force earlier this year. What’s cau...
27 April 2025 /regulation /cloud
Prashant Bansal Sr. Principal Consultant at Oracle
Resilience at Scale: Understanding and Implementing the Circuit Breaker Pattern in Microservices In the evolving landscape of financial services, where milliseconds matter and system reliability is non-negotiable, modern software architecture must accommodate resilience by design. Distributed systems—particularly those employing microservices—are i...
23 April 2025 /security /inclusion
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