Community
Share opinion and experience on how the payments landscape is changing and learn about the challenges and opportunities facing payments stakeholders in the future.
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George Ralchev Group Head of Risk Management at emerchantpay
As digital payments continue to evolve, so too do the threats that accompany them. Synthetic identity fraud is a complex and rapidly growing form of financial crime that’s increasingly difficult to detect using traditional methods. With global fraud rates rising and criminals leveraging technology to exploit system weaknesses, it’s imperative tha
26 August 2025 /security /payments
Vitaliy Shtyrkin Chief Product Officer at B2BINPAY
AI technology has seen a meteoric rise in the past several years, and by now it’s far from being a novelty in product development. In fact, according to McKinsey’s research, 72% of organizations in 2024 were already using AI in at least one business function. From early-stage market research to workflow automation and user personalization, it’s c...
07 August 2025 /ai /crypto
Brandon Spear CEO at TreviPay
Growth, efficiency and innovation are metrics most often associated with successful B2B companies. But behind the scenes of every well-run operation is a less flashy, more foundational driver: trust. Trust plays a quiet but critical role in financial relationships. It’s often tested in the background—through the handoff of responsibilities like sen...
30 July 2025 /payments /people
Parminder Saini CEO at Triple Minds
Real-time payments (RTP) are speeding up cross-border transactions, reducing processing times from days to seconds. Businesses can now enjoy instant fund transfers, better cash flow management, and improved transparency. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across ...
09 July 2025 /payments
Jonathan Hancock Head of Product & Innovation at The ai Corporation
With a powerful growth engine, today's digital marketplace presents acquirers with the critical challenge of managing high-risk merchants. Success in this arena hinges on a dynamic and adaptable strategy, balancing opportunity with security. The definition of "high-risk" is fluid, constantly reshaped by technological advancements and shi...
13 May 2025 /payments /crime
Retired Member
As we look ahead to the future of the credit card market, several key themes are emerging that will shape the industry in the coming years. The payment industry continues to evolve rapidly, and credit cards are no exception. Despite being a more mature payment product, credit cards are expected to remain among the fastest-growing payment types, wi...
10 February 2025 /payments /retail
Nikunj Gundaniya Product manager at Digipay.guru
Integrating payment solutions has become essential for every business (big or small) in today’s dynamic digital-based economy. In fact, merchant payment processing is a piece of this puzzle that gives merchants the ability to accept, process, and manage payments from their customers. If you’re a business owner, understanding the basics of mercha...
04 December 2024 /payments
Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global
Cross-border payments are an important part of foreign trade, money transfers, and the digital economy as the global economy becomes more connected. But the current fragmented regulatory environment makes it hard for businesses, especially fintech companies, to deal with complicated licencing processes and different compliance requirements in diff...
12 November 2024 /payments /regulation
John Bertrand MD at Tec 8 Limited
It was good news to hear that the regulators changed the ceiling of reimbursements to £85,000 from £415,000 and stopping the yellow journalism of all APP frauds would immediately rise to £415,000. The £85,000 level covers 90% of today’s APP scams. It’s important to match the ceiling on bank deposit compensation schemes world-wide. The new regulati...
06 September 2024 /payments /regulation
Summary Should the movement to defer the Payment System Regulator’s (PSR) mandated regulations for a year beyond the proposed start date of October 2024 then, at the current rate, a million bank account holders will be scammed out of £480 million. The banks will lose £240 million and so will the victims every year until the situation changes. Frau...
02 September 2024 /payments /regulation
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