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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
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Jamel Derdour CMO at Transact365 - www.transact365.io
The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...
22 hours /payments /markets
Sebastian Fantini Product Director at EBANX
Would you face a block-long line to pay for a product you just bought online? I didn't think so either, until the day when that was my only option to pay for furniture for my new apartment in Buenos Aires. I've lived in Brazil for more than two decades, having moved there as a child, but a few years ago, I spent some time in my native country. Sin...
24 February 2025 /payments /inclusion
Igor Kozintsev Vice President at CMA Small Systems
The modernization and extension of Real-time Gross Settlement (RTGS) systems, coupled with the deployment of instant payments systems (IPS) is diminishing the ongoing requirement for separate, batch-based automated clearing house (ACH) systems. This is particularly the case for those countries that handle relatively small daily volumes of retail p...
17 February 2025 /payments /predictions
Nigeria, Africa's largest economy by GDP and population, is witnessing a rapid transformation in its payment ecosystem. The growth of digital payments in the country is reshaping how businesses, individuals, and the government conduct financial transactions. Driven by increased smartphone penetration, fintech innovation, and a youthful population ...
10 February 2025 /payments /markets
Jeremy Light Co-founder at Fourdotzero
National payment visions and strategies are in vogue and have been for a while. Examples include: - UK: National Payments Vision - 14 Nov 24, HM Treasury - Ireland: National Payments Strategy – October 2024, Government of Ireland - Europe: A European Retail Payments Strategy – 2019, updated Nov 2023, ECB - India: Payments Vision 2025, June 2022, Re...
28 January 2025 /payments /retail
Kristaps Zips UK CEO at payabl.
The UK’s National Payments Vision, unveiled in the Chancellor's Mansion House speech on 14 November, signals a transformative shift in the payments landscape. Spanning 40 pages, it outlines an ambitious strategy to position Britain as a global leader in retail payments innovation. If you’re in payments, fintech, or simply interested in how we mov
20 January 2025 /payments
Joris Lochy Product Manager at Intix | Co-founder at Capilever
As our world becomes increasingly digital, the concept of "currency" or "money" continues to evolve and grow more complex. Historically, currency was introduced to streamline trade. Rather than exchanging goods directly — a process with many practical challenges — currency served as a widely accepted intermediary. In its early
06 January 2025 /payments /predictions
Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global
Cross-border payments are the backbone of international trade, global remittances, and financial connectivity. Yet, traditional systems often face challenges like high transaction fees, delays, and inefficiencies caused by intermediary banks and multiple currency conversions. The introduction of liquidity pools is transforming this landscape, offe...
26 November 2024 /payments /sustainable
Domestic payments have become increasingly instant in recent years, with countries like India (UPI) and Brazil (PIX) leading the way. Today, instant payments—24/7 transactions completed within seconds, often at little to no cost—are available in over 70 countries, with rapid adoption expected to continue. ACI Worldwide reported that real-time pay
25 November 2024 /payments /regulation
The intricate web of cross-border payments, characterised by archaic systems and stringent regulations, often leads to slow, costly, and opaque transactions. This hinders global trade and commerce. Recognising this, it becomes evident that a singular solution, whether from a financial institution, regulator, or technology provider, is insufficient
25 November 2024 /payments /inclusion
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