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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

PIX, Boleto and E-Wallets: The Digital Payment Boom in Brazil

The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...

/payments /markets

Sebastian Fantini

Sebastian Fantini Product Director at EBANX

Brazil skipped the line in digital payment innovation

Would you face a block-long line to pay for a product you just bought online? I didn't think so either, until the day when that was my only option to pay for furniture for my new apartment in Buenos Aires. I've lived in Brazil for more than two decades, having moved there as a child, but a few years ago, I spent some time in my native country. Sin...

/payments /inclusion

Igor Kozintsev

Igor Kozintsev Vice President at CMA Small Systems

ACH replacement – a way to optimize national payment infrastructure?

The modernization and extension of Real-time Gross Settlement (RTGS) systems, coupled with the deployment of instant payments systems (IPS) is diminishing the ongoing requirement for separate, batch-based automated clearing house (ACH) systems. This is particularly the case for those countries that handle relatively small daily volumes of retail p...

/payments /predictions

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Unlocking Growth: The Boom of Digital Payments in Nigeria

Nigeria, Africa's largest economy by GDP and population, is witnessing a rapid transformation in its payment ecosystem. The growth of digital payments in the country is reshaping how businesses, individuals, and the government conduct financial transactions. Driven by increased smartphone penetration, fintech innovation, and a youthful population ...

/payments /markets

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

National Payment Visions and Strategies

National payment visions and strategies are in vogue and have been for a while. Examples include: - UK: National Payments Vision - 14 Nov 24, HM Treasury - Ireland: National Payments Strategy – October 2024, Government of Ireland - Europe: A European Retail Payments Strategy – 2019, updated Nov 2023, ECB - India: Payments Vision 2025, June 2022, Re...

/payments /retail

Kristaps Zips

Kristaps Zips UK CEO at payabl.

Unpacking the UK’s National Payments Vision

The UK’s National Payments Vision, unveiled in the Chancellor's Mansion House speech on 14 November, signals a transformative shift in the payments landscape. Spanning 40 pages, it outlines an ambitious strategy to position Britain as a global leader in retail payments innovation. If you’re in payments, fintech, or simply interested in how we mov

/payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Redefining Money: Trust, Technology and the Future of Currency

As our world becomes increasingly digital, the concept of "currency" or "money" continues to evolve and grow more complex. Historically, currency was introduced to streamline trade. Rather than exchanging goods directly — a process with many practical challenges — currency served as a widely accepted intermediary. In its early

/payments /predictions

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

How Liquidity Pools Transform Cross-Border Payments? An Analysis

Cross-border payments are the backbone of international trade, global remittances, and financial connectivity. Yet, traditional systems often face challenges like high transaction fees, delays, and inefficiencies caused by intermediary banks and multiple currency conversions. The introduction of liquidity pools is transforming this landscape, offe...

/payments /sustainable

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

From Days to Seconds: The Push for Instant Cross-Border Payments

Domestic payments have become increasingly instant in recent years, with countries like India (UPI) and Brazil (PIX) leading the way. Today, instant payments—24/7 transactions completed within seconds, often at little to no cost—are available in over 70 countries, with rapid adoption expected to continue. ACI Worldwide reported that real-time pay

/payments /regulation

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Is a Seamless Cross-Border Payment Future Possible?

The intricate web of cross-border payments, characterised by archaic systems and stringent regulations, often leads to slow, costly, and opaque transactions. This hinders global trade and commerce. Recognising this, it becomes evident that a singular solution, whether from a financial institution, regulator, or technology provider, is insufficient

/payments /inclusion

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