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The payments evolution can be traced back to the early 90’s with the online sale of a Sting CD, the first-ever known e-commerce transaction. It was a transaction that oversaw the birth of a new era i...
Change is afoot when it comes to market infrastructure technology. The old arguments over “buy vs build” have been relegated. Instead, firms are touting a “buy, build and integrate” approach, combinin...
PayTM is the first digital payment product I've used at scale in India. When RBI enforced the two factor authentication mandate for online payments, bill payments became a major PITA. By requiring use...
Financial inclusion – providing equitable access to financial services for disadvantaged groups – has been a persistent talking point across the banking industry in recent years. However, progress has...
The era of tiresome, hidden cross-border payments is ending, giving way to a smooth, digitized future powered by open banking APIs. This blog explores how these new connections alter the financial e...
The landscape of card technology is shifting rapidly, fueled by advancements in digital payments, evolving consumer expectations, and a growing competitive landscape. Banks face a critical decision: m...
The evolution of fintech has been rapid, but there is still scope for enormous advancement across a broad range of categories. And 2024 holds huge potential, particularly regarding the end-user experi...
OpenAI's recent publication, "Let's Verify Step by Step," (https://cdn.openai.com/improving-mathematical-reasoning-with-process-supervision/Lets_Verify_Step_by_Step.pdf) iinstantly captured ...
A significant shift is occurring in the demographic landscape, presenting unique challenges and opening new avenues for innovation, particularly in financial services. This demographic transformation ...
In the dynamic world of crypto iGaming sector, where the excitement of high-stakes wagers meets the innovation of blockchain technology, the spotlight on security is more crucial than ever. As the pop...
As we highlighted in the Evolution of Banking, the technology landscape has evolved over time. Each change has brought new capabilities that were not possible with previous versions. At the same time,...
In the retail industry, B2B usually takes a backseat to consumer-focused strategies, and the corporate buyer is often undervalued and misunderstood. Forward-looking merchants, particularly in segments...