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Anna Monteiro

Disclosing in Sweden - Take Note

It’s July, so naturally, things are starting to heat up here in the northeastern part of the US. Taking a look back at the first half of the year, regulatory organizations were also heating up. I’ve p...

1 h
Financial Services Regulation
Richard Price

Building on data trust to drive competitive advantage

As the world begins to slowly emerge from the COVID-19 lockdown, banks that have temporarily closed their retail premises and offices, pushing the majority of customers online, continue to reassess th...

4 h
Open Banking
Laura Francis

The future of payments is in the cloud

Why now is the time to move away from legacy payments infrastructure Technology is moving at a remarkable pace – by the time something has been built and launched it already feels outdated. So it may ...

22 h
The future of Payments in Europe
Anthony Walton

The Testing Challenge: Time

Accurate testing of systems and data processing software is critical to business success. Whether it’s a major twice-yearly waterfall software release or this month’s agile update, bug-free systems ar...

13 Jul 2020
Innovation in Financial Services
Joris Lochy

Low- and No-code platforms - Will IT developers soon be out of a job?

“The future of coding is no coding at all” - Chris Wanstrath (CEO at GitHub). Mid May I posted a blog on RPA (Robotic Process Automation - https://bankloch.blogspot.com/2020/05/rpa-miracle-solution-fo...

12 Jul 2020
Banking Architecture
Uri Rivner

The Gig Economy and the case of Split Identities

The gig economy is exploding these days, especially in the wake of the global virus outbreak. According to the Bureau of Labor projections, the portion of gig economy workers will increase to 43% in ...

12 Jul 2020
Fintech
Sunil Jhamb

How payment evolution can drive conversions

A record 33% of UK purchases took place online in May, according to the Office for National Statistics. Yet with average conversion rates at less than 3%, firms are still missing out on billions of po...

10 Jul 2020
The Payments Business
Nicholas Bradford

Enabling Instant Payments Doesn’t Happen in an Instant

The adoption of instant payments, nearly doubling over each of the past five years, has motivated countries to implement their own Instant Payment networks. These national networks seek to create a st...

09 Jul 2020
Tapan Agarwal

Corporate Account Structures, Payments and Intra-Day Liquidity Management

The world of manufacturing has seen JIT (Just In Time) for a long time now. Machine tool operators do not need to keep large inventories of raw material next to their machines. This has improved cash...

09 Jul 2020
Transaction Banking
Anand Melwyn Menezes

Banking reimagined - How to prepare for the period after COVID-19?

The global banking system had been witnessing a positive streak for the past few years with stable ratings across most countries. It was progressing towards and preparing itself for the next wave of d...

09 Jul 2020
Banking Strategy, Digital and Transformation
Andrew Beatty

Banking on Uncertainty: It’s Time for a New Approach

Banking and payments are no longer limited to banks, and it’s a transformation that’s only just begun. People want banking integrated into their daily lives and payment services that eliminate frictio...

09 Jul 2020
Banking Strategy, Digital and Transformation
Jamie Nascimento

Now is the time to bring your business idea to life

Words: 1,077 - 3 minute read. It may not seem like a sensible idea to be launching a business during a global pandemic, but if you get the fundamentals right, you can reap the rewards. There’s a glo...

09 Jul 2020
Innovation in Financial Services