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Peter Larsson

Nordic payments evolving

One year ago, I posted an article What’s next for Nordic payments? Rise of real-time that is cross Nordic border – the P27 initiative that now has become a de facto infrastructure with a real plan go...

31 Dec 2020
SEPA and European Payments
Joris Lochy

Neobanks should find their niche to improve their profitability

The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized ...

30 Dec 2020
Daire Ferguson

Social trading: the latest way to trade?

As of 2019, the average daily social media usage of internet users worldwide amounted to 144 minutes per day, up from 142 minutes in the previous year. Given the whirlwind year that 2020 has been, wit...

24 Dec 2020
Trends in Financial Services
Ivan Kot

The Basic Dos of Service Level Agreements

Though service level agreements (SLAs) have proved their importance for business reputation and project success, many IT vendors still doubt that SLAs have any relevance for them. Meanwhile, IT consul...

23 Dec 2020
Business Knowledge for IT
Paul Shumsky

FinTech 2021: 20 Articles for FinTech Experts

As the new year approaches it is a great time to recap 2020 outcomes, review market activity and expert predictions for 2021 to tailor the strategy accordingly. This year was full of unpredicted event...

23 Dec 2020
Digital Banking Trends
Nazar Korshivskyi

Merchants & Acquirers: Data Protection Roles

GDPR. I bet you may have heard this abbreviation previously. Two years in, this European data protection regulation has become well-known for its hefty fines, new obligations and a broad geographical ...

23 Dec 2020
Data Protection Act Issues
Akhil Rao

The Importance Of Data in A Payment And Why Is The Switch Over To ISO 20022 Is So Significant?

The main reason to switch is that ISO 20022 payments messages carry much richer information than the redundant SWIFT MT messages and other legacy formats commonly used today. Also, the information in...

23 Dec 2020
Banking Strategy, Digital and Transformation
Domile And

ESG after COVID-19

ESG awareness has been growing slowly in the past decade, however in the past couple of years there has been a significant shift in the uptake of ESG investing, talks about the ESG philosophies and co...

22 Dec 2020
Financial Risk Management
Konstantin Anissimov

Why is Bitcoin Heading Towards New Historical Maximums?

The most notable drivers behind Bitcoin’s ride above the level of $20,000 are the new COVID-19 pandemic and the motive force of the trend. Additionally adding to it was the US presidential elections t...

22 Dec 2020
Cyril Lalo

Maximize PSD2’s SCA Exemptions

Risk of over €100 billion in lost sales (1) Surge of CNP fraud in other regions of the world without SCA Focus on qualifying transactions within exemption categories Since 2015 Merchants and paymen

22 Dec 2020
Dynamic Card Security Code, CNP & eCommerce Forum
Sava Ruljic

The Decline of Checks: How Digital Payment Innovation is Turning Checks into a Dead Technology

Checks are one of the oldest methods of payment in the modern era, and although their use among consumers has declined significantly, businesses are another story. While they are less common in other ...

22 Dec 2020
A Finextra Member

Banks are improving application security, so what’s next?

December is often a reflective month, when organisations take stock of what’s been achieved over the past year and outline their ambitions for the year ahead. It’s obvious that 2020 has been a year li...

21 Dec 2020
Banking Strategy, Digital and Transformation

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