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Joris Lochy

Banks are finally embracing the Open Source movement

Historically banks have been hesitant to adopt open source software (i.e. software where source code is shared and made freely available). With traditional vendors like IBM, TIBCO, Oracle…​ strongly p...

9 h
Innovation in Financial Services
Roger Vincent

The Internet, not Open Banking, is Revolutionising Finance

The future of finance is open. But not because of Open Banking legislation, but because the internet has unshackled information flows. In the future, financial information will flow horizontally acros...

13 h
Open Banking
Bruno Macedo

2020 FinTech trends

As we enter the next decade it is useful to reflect on what the emerging trends in financial technology will be for 2020, enabling banks and financial institutions to prepare for the opportunities and...

20 h
Martin Ellingham

A New Dawn for CMCs

What does the future holds for Claims Management Companies? The PPI mis-selling scandal saw the emergence of a new industry with the birth of Claims Management Companies (CMCs). Producing riches for C...

21 h
Financial Services Regulation
Puneet Chhahira

2020: The banking business model changes faster

2019 closed on a somber note, with banks' growth slowing down across most markets, even going below the GDP growth rate in some countries. Margins are also under pressure; one research estimates that ...

26 Jan 2020
Banking Strategy, Digital and Transformation
Mark Gibson

What do AML-BSA-CTF Regulators think of Machine Learning?

Prior to 2018, regulators resisted recommending the use of Machine Learning (ML) based Artificial Intelligence (AI) for AML compliance. There was a mindset shift in mid 2018 indicating that proceeding...

25 Jan 2020
Innovation in Financial Services
Bhavesh Vaghela

Digital transformation is a piece of cake!

First of all I want to thank everyone who connected with me over the new year and asked questions on my previous blog post “2020 predictions”. The blog stirred up hundreds of messages, insightful disc...

25 Jan 2020
Banking Strategy, Digital and Transformation
Carlos Figueredo

Open Banking - Comments on CMA Year 2 Report

Last week, the CMA released a report on the status of open banking after 2 years in place in the UK. This blog will reflect and challenge the comments from the blog “Open Banking year two: Insights fr...

24 Jan 2020
Open Banking
Alexander Arabey

Automated factoring for banks: is custom software development worth investment?

Factoring financing relieves small and medium enterprises from the financial pressure by offering a chance to delay payments. It appeared long before venture capital, credits and equity investments,

24 Jan 2020
Banking Strategy, Digital and Transformation
Mike Kiser

When the Bill Comes Due: Securing Challenger Banks’ Growth

The moment of reckoning has come. A party of eight sit around a table, the white tablecloth strewn with the detritus of a communal meal. Coffee is slowly sipped as they contemplate how to divide the b...

24 Jan 2020
Chris Holmes

Status check: China's regulatory landscape

China’s FinTech industry is incomparable to the rest of the world. It is home to eight of the world’s leading FinTech unicorns, with an average value of $26.8BN – eight times greater than the average...

24 Jan 2020
Asia Financial Services
Bo Harald

Four Narratives

It is no secret that a fundamental change has started - the migration to a data-driven economy. Why this should be speeded up is obvious - everyone stands to benefit (i) from much better services when...

24 Jan 2020
Artificial Intelligence and Financial Services