Finextra Research
Sign in
Sign up
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,550
Expert opinions
41,346
Total members
365
New members (last 30 days)
181
New opinions (last 30 days)
29,155
Total comments
Join Sign in
Follow Unfollow

Konstantin Rabin

Head of Marketing
Kontomatik
Member since
18 Aug 2015
Location
Warsaw
Followers
5
Following
0
Opinions
289
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Konstantin has taken part in various projects in the European financial industry for the last 4 years. Currently Konstantin is heading marketing at KontoX - a European developer of bank API. In addition to this, Konstantin often publishes articles on finance and technology on key industry websites.

Experience

Head of Marketing
Kontomatik
To Present
Show all experience

Latest opinions

Konstantin Rabin

How voice technology and emotional AI shape the future of financial services

Financial services are undergoing a transformation as voice technology and emotional AI become more deeply integrated into digital banking and payments. These innovations are not just about convenience—they are fundamentally changing how institutions interact with customers, streamline operations, and create more human-centric experiences. As fint...

23 July 2025

Konstantin Rabin

Wise and Revolut - The Business Beyond Affordable Money Transfers

The global fintech transformation has served as the biggest catalyst for seamless money transfers, payments, and other types of transactions. Wise and Revolut have emerged as two of the most active drivers of the global fintech market. However, low-cost money transfers are not the end of the story, as these businesses expand and transform from st...

22 July 2025

Konstantin Rabin

Are Any Video Game Companies Listed on the London Stock Exchange?

Several major video game companies are listed on the London Stock Exchange (LSE). Here are a few of the standout gaming stocks. Frontier Developments Frontier Developments is a British developer behind management simulators like Planet Zoo and Planet Coaster. Last year the company released Planet Coaster 2 and F1 Manager 2024, the latest in its Fo...

04 July 2025

See all 289 opinions by Konstantin

Latest comments

Is there a place for social media data in credit risk assessments?

I definitely agree with "Social media data could fill holes in the data available to credit scoring particularly where there is little other information about a person eg young people who have yet to build up a credit history".

On its own, Social media data is unlikely to be the only source of information for credit asssessment. There are a few reasons for it, but I feel that the most important one is that it is pretty easy to manipulate the data.

However, if social media data is combined with another powerful source, like a banking data of the user, it can certainly be a very useful.

By the way, there are companies that have been using social media data for scoring for a few years already :)

Would be lovely if you could provide a few exmaples of using the data though. Apart from that, great job!

16 May 2016 11:42 Read comment

What If Google Made Fintech

Well, I think it goes a bit further than that. Say the availability of previewing Domain Authority in search results is of a significant importance for me. Luckily there is a plugin available for Google Chrome that allows be to combine my favourite browser with an essential tool. If this plugin wasn't available, perhaps I'd have to use a browser made by MOZ (and probably there would be one)...hence google would get less data, less impressions, less income. That's what the banks don't get.

As for the costs and profits, banks are already losing their sectors. PayPal, TransferWise and many others are offering better and cheaper solutions..and the presence of bank fees is something that would result in lower volumes, hence profits. Is there anyone using a paid personal email account? Why would then anyone pay for having a bank account?

12 May 2016 09:36 Read comment

What If Google Made Fintech

Well, banks could certainly live out of client deposits without charging any unnecessary fees...if only the banks could optimise their processes.

Yes, Ads are the core revenue stream of Google today. Would it still be main contributing over 90% in 10 years from now? I doubt that.

Next to this, Google integrates advertising in its products like gmail. Hence, Google Ads are happening outside of the search engine itself as well.

11 May 2016 06:59 Read comment

See all 8 comments by Konstantin

Konstantin writes about

  • artificial intelligence
  • security
  • payments
  • regulation & compliance
  • people
  • wealth management
  • retail banking
  • devops
  • start ups
  • financial inclusion
  • cryptocurrency
  • markets
  • financial crime
  • covid-19
  • predictions

Konstantin's opinion archive

  • 2025 (27)
  • 2024 (38)
  • 2023 (55)
  • 2022 (47)
  • 2021 (16)
  • 2020 (44)
  • 2019 (40)
  • 2018 (1)
  • 2017 (1)
  • 2016 (11)
  • 2015 (2)

Latest groups joined by Konstantin

  • Transaction Banking

  • Innovation in Financial Services

See all groups joined
ShowHide similar members

Similar members

Jessica Bayley

Jessica Bayley
Head of Marketing at Acquired.com

Follow Unfollow
Jelle Van Schaick

Jelle Van Schaick
Head of Marketing at Intergiro

Follow Unfollow
Aleksandra Kitina

Aleksandra Kitina
Head of Marketing at COLIBRIX

Follow Unfollow
Luke Hinchliffe

Luke Hinchliffe
Head of Marketing at RiskScreen

Follow Unfollow
Bruce Johnston

Bruce Johnston
Head of Marketing at Kosli

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI
Join the community Register for news alerts
Apple App Store Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre