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What is Credit Scoring Everyone will face Credit Scoring in their life, even if they never have to take out a loan. Credit Scoring originally came out of the need for banks and other lenders, to as...
The brutal combination of high energy prices, high inflation, soaring interest rates, and global economic weakness has made the UK economy ripe for a recession until the middle of next year, according...
Open banking is a relatively new and revolutionary technology that is transforming the world of payments right now, becoming increasingly popular. Besides, open banking is definitely there for the l
At the heart of every business is a product. It might sometimes be positioned as a service, but even firms selling only consultancy time have a proposition that’s dressed up as a buyable, differentiat...
A quiet revolution has been taking place at the Financial Conduct Authority (FCA). It’s called Consumer Duty. In a campaign to become (in its own words) more ‘assertive and data-led’, the UK regulato...
Although many of us cast our mind to the vast social media applications of the metaverse, this new technological landscape extends far beyond the realm of socializing and entertainment and into more t...
Most of us take our daily access to financial services for granted. Imagine living without access to a bank account, a loan or an investment product. That’s the reality for 1.7 billion people througho...
Small and medium enterprises (SMEs) in the United Kingdom are undergoing a period of resurgence after the impact of Brexit and the COVID-19 pandemic. According to the Barclays SME Barometer, in Q2 20...
The global digital payments market is estimated to reach $20 Trillion by 2026, growing at 24% per year. To put that into perspective, it’s bigger than the global telecommunication and automobile manu...
The first principle you learn as a Product Manager is a simple one: how to say no. Steve Jobs famously said “I’m actually as proud of the things we haven’t done as the things we have done. Innovation ...
It is no exaggeration that SMEs are the backbone of the economy. According to the World Bank, SMEs represent about 90% of businesses and over 50% of employment worldwide. In Southeast Asia specificall...
The temptation to spend is always with us, but for some people the compulsion to consume is overwhelming. Financial discipline takes practice; our tendencies to spend or save are habitual and form a p...