Digital Bank Transformation

This is a blog group for all topics related to Digital Bank Transformation, from incumbents to start-ups, to Wholesale and Investment banking. Technology is advancing like never before...this is a group for ensuring best practice is celebrated and shared.

Luigi Wewege President at Caye International Bank

Smart Compliance, Digital Trust: Offshore Banking’s Blueprint for the AI-Driven Future

The offshore banking industry has long been synonymous with discretion, cross-border efficiency, and bespoke financial solutions for globally mobile clients. Yet as artificial intelligence (AI), digital identity, and real-time data analytics redefine global finance, the industry stands at an inflection point: adapt to a future defined by smart co

12 hours /ai /regulation

John Bertrand MD at Tec 8 Limited

Stablecoins a Bridge: between Traditional and Digitalised Assets

A key aspect in the debate over Stablecoins is the need for good regulations built on a trustworthy Digital Infrastructure required to ensure legitimate behaviour between: Key stakeholders: Commission of a Stablecoin, for example Wyoming and monitor of the ‘Reserve’ Licensed Service Providers (LSP), buyers of the ‘Reserve offsetting fiat currency’ ...

15 September 2025 /regulation /crypto

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Next Frontier for Financial Services: Life-Cycle Event Platforms

Worldwide, there is a clear trend towards embedding various services into a single digital customer journey. This has led to the emergence of embedded platforms, product and service marketplaces, and even super-apps that combine multiple offerings into one cohesive app experience. While these embedded journeys are increasingly comprehensive, they

19 May 2025 /retail /predictions

Terence Creighton Head of Retail Banking Delivery at GFT Financial

The Top Challenges in Digital Transformation—and How to Overcome Them

Digital transformation in today's banking environment is no longer optional but imperative. Financial institutions are compelled to move with the ever-evolving expectations of tech-savvy customers and to compete with agile fintechs and digital-first challengers. Yet, despite the urgency, significant impediments often arise at almost every step tow...

10 April 2025 /retail

Ben Goldin Founder and CEO at Plumery

From Routine to Results: Five steps to RFP Modernisation

In today’s fast-moving world, so many software delivery and implementation projects have evolved to meet the demands of new technologies and changing workforce dynamics, certain practices remain surprisingly stuck in the past. From software development shifting rapidly toward agile methodologies, allowing teams to adapt to evolving needs, to IT in...

19 November 2024 /startups

Prashant Bhardwaj Innovation Manager at Crif

Elon Musk, Trump, and the Future of Global Finance: A New Era of Innovation?

The recent victory of Donald Trump in the 2024 presidential election has sent ripples through various sectors, with the finance and banking industries poised for significant changes. As Trump embarks on his second term, his policies could influence everything from foreign investment inflows to technological innovations in banking. This article ex

07 November 2024 /ai /predictions

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

How To Make Payments In The UAE vs Egypt?

Both consumers and organizations need to comprehend the payment trends and preferences in Egypt and the United Arab Emirates. Due to the COVID-19 pandemic, digital reforms, and central bank activities, both countries are experiencing notable shifts in their payment networks. UAE's Top Payment Methods And Trends 1. Decline in Cash Use: The United ...

05 August 2024 /payments

Steve Bradford Senior Vice President EMEA at SailPoint

Financial Services, the golden target for cybercriminals

Financial services is one of the most regulated and well-resourced sectors when it comes to cybersecurity. Yet it’s also one of the biggest targets for increasingly sophisticated cybercrime, with hackers seeking its lucrative assets. In 2023, the number of ransomware attacks in the financial industry rose by nearly two thirds (64%), almost doubli...

07 June 2024 /security /identity

Alex Kreger Founder and CEO at UXDA Financial UX Design

From Legacy to Leadership: How Financial Executives Can Transform in the Digital Age

Many products around us appear to be highly successful. However, sometimes this success is just an illusion. Iconic brands such as Kodak, Nokia, and Blockbuster serve as stark reminders that past success does not guarantee future relevance. These companies, once leaders in their industries, failed to adapt to the evolving digital landscape and cus...

03 June 2024 /retail /predictions

Siobhan Byron EVP, Universal Banking at Finastra

Is core banking transformation key to sustainable success?

Given the transformative role that finance plays in peoples’ lives, advanced banking products and services should be accessible to all. Financial services should be delivered when and where customers need it, at a price point that is attractive to customers and profitable to financial institutions of all types, including banks, credit unions and b...

23 May 2024