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44 Results from 2016, /inclusion

Samee Zafar

Samee Zafar Director at Edgar Dunn Company

How Not To Digitise

A noted historian once observed that history is nothing but the unfolding of miscalculation. If this is true, then the Indian Prime Minister Narendra Modi made history on November 8th when he ordered two large denomination banknotes to be withdrawn from circulation and replaced. No one doubts that criminals, corrupt officials, dodgy businesses,

/payments /inclusion

Retired Member

Retired Member 

Need for multiple Aadhaar and Mobile number linkage to bank account - Cashless Economy in India

Most of the lower or middle income group families in India has only one member earning for the family, but almost everyone in the family has a role to spend for various expenses. This case is more relevant for migrant worker’s family. Housewife need to pay for groceries, milk, etc., other dependants (elders, teens) may need to pay at vegetable sho...

/payments /inclusion

Retired Member

Retired Member 

APR: A Pile of Rubbish?

Don't know your APR from your EAR? Well maybe it's time for a human-friendly explanation of all the lending acronyms which, I reckoned, would only take a few minutes to write. It has taken 3 days to make sure it's correct, I hope... There are all sorts of mad ways of calculating the cost of debt. It seems that every method depends on hiring a priva...

/retail /inclusion

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinClusion to Balance Gender Gap

Abstract – Focus around financial inclusion or in my language “Finclusion”. In a recent study it was discovered half of the world’s population, lag behind in access and usage of financial products and services. While significant advances in financial inclusion for both men and women occurred between 2011 and 2014, the gender gap still persists at ...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Autumn Statement and the Impact for UK FinTech

Today the Chancellor of the Exchequer Philip Hammond announced the Autumn Statement 2016. “I want to tackle the long lasting problem of fastest growing start up tech firms being snapped up by bigger companies,” said Hammond. Here are a series of actions that the government will take, which will impact UK FinTech going forward. "The British Bu...

/inclusion

Retired Member

Retired Member 

Technology at the heart of new lending models

The short to medium term lending market is diverse, comprising customers entering the credit market for the first time as well as those re-entering. The first-timers often include students or migrants who have no credit history and need to establish a line of credit before they can apply for a larger loan or achieve a more significant investment,...

/retail /inclusion

Rob De Dominicis

Rob De Dominicis CEO and Managing Director at GBST

Financial wellbeing crucial to personal wellbeing

A study by Barclays on financial wellbeing in the workplace found that almost half of us (46%) worry about money and for one in five it affects our sleep and our performance at work. Clearly our personal wellbeing is closely linked to our financial wellbeing. As Mr Micawber famously says in Charles Dickens’ David Copperfield, “Annual income twenty ...

/inclusion

Retired Member

Retired Member 

UK FinTech Bridge to China

Today it is another significant milestone for the UK FinTech ecosystem as the Financial Conduct Authority (FCA) signed the Co-operation Agreement with the People's Bank of China. The purpose of this agreement is to provide a framework for co-operation between the parties with respect to promoting innovation in financial services. The Agreement set...

/inclusion

Retired Member

Retired Member 

The next stage of fintech: war or peace?

Fintech is at a crossroads. On one hand, you have large traditional banks and a financial services industry with annual revenues of $5trillion; on the other, exciting young fintech firms looking to shake-up the financial industry, worth just $20billion, but growing fast. Legacy players cannot avoid the fact that fintech businesses are growing thei...

/inclusion

Raj Singh

Raj Singh Executive Director at Finova360

Untapped Banking Opportunities In Africa

There are huge, untapped banking opportunities in Africa and banks in the region need to step up to succeed. Retail banking in Africa is far from straightforward. As the world’s second largest and second most inhabited continent, with over a billion people spread across 56 countries, there are a wide variety of trends that are shaping the retail f...

/retail /inclusion

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