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Retired Member

4 AI Use Cases in Fintech in 2018 according to PwC and Gartner

According to Gartner, by the end of 2020, 20% of citizens in developed nations will use AI for everyday operational tasks and a whopping 85% of CIOs (Chief Information Officers) will be piloting AI pr...

26 Dec 2017
Asia Financial Services
James Stickland

Biometrics for the Unbanked

The number of mobile phone users in the world is likely to surpass 5 billion within the next year. As this number grows, it’s no wonder why most banks have their own mobile app or at least a way for ...

08 Dec 2017
Sudhesh Giriyan

Mobile money holds the key to financial inclusion

Following the meteoric rise of Bitcoin, which recently skyrocketed in value past $11,000, it’s clear that advancements in the fintech industry are changing the monetary landscape as we know it. Whethe...

05 Dec 2017
Financial Inclusion
Richard Carter

2018 Looms Large. What Does The Future Hold for Lenders?

A New Game Awaits Digital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to

30 Nov 2017
Innovation in Financial Services
Diederick Van Thiel

How Cognitive Intelligence can drive banks’ cost income breakthroughs

By Dr. Roboadvice Banks have been growing their cost/income ratios with serious cost reductions since 2008. But from now on, the real breakthroughs will primarily have to come from income growth. Onli...

20 Nov 2017
Digital Banking Trends
Damian Kimmelman

Information friction in finance is threatening the spirit of entrepreneurialism

Access to finance is consistently highlighted as a serious concern for small to medium businesses (SMEs), which is worrying considering they are the lifeblood of our economy. Their contribution to the...

14 Nov 2017
Open Banking
Retired Member

The IoT and Rural Banking in India

Can IoT transform last mile delivery of financial services to rural India? While rural banking in India is heavily reliant on channel partners and distribution networks, an emphasis on digitizing and ...

09 Nov 2017
Innovation in Financial Services
Stacey Small

Innovation - A new world for banking or A new bank for the world?

The word innovate was first recorded in 1540. Somewhat surprising, to hear people banging on about it like it’s a revolution. What does innovation mean? And is innovation really ‘a new world for banki...

01 Nov 2017
Financial Inclusion
Raj Chaudhary

Regtech. Yes! It exists.

Fintech has been a talk in town since long now. Regtech, on the other hand is still being discussed a fad or future. It’s time. Regtech, slowly but steadily is becoming the BUZZWORD in regulatory comp...

30 Oct 2017
Bob Lyddon

How to torpedo the Catalonian economy, in about 25 minutes

Catalonia is not a part of the SEPA Area; it has no central bank and so it has no Eurosystem member. Its financial infrastructure is, however, SEPA-compliant, meaning domestic and cross-border high-va...

28 Oct 2017
Fintech innovation and startups
Tim Carmody

Optimising cloud solutions through the use of private networks

Cloud-based applications have come into the forefront and offer a lot of advantages for flexibility, simplified deployment, upgrade and support. But as new cloud offerings continue to dominate and pus...

25 Oct 2017
Chris Principe

ICOs and I Don't Knows

ICOs and ‘I Don’t Knows’ Reflections on the latest feeding frenzy Change is one of life’s constants. However, we have not seen the current velocity and volume of change at SIBOS since the Financial Cr...

15 Oct 2017
Finance 2.0