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The world is moving faster − the payments world that is. The smartphone has revolutionised the way we live, the way we pay for things and the way we bank. The payments and banking industry has stepped...
A “Logic Bomb” isn’t really logical, it’s a virus, designed to take down your corporate network and disable existing systems that may monitor data, protect it, back it up or access it. A logic bomb is...
I was waiting at the British Airways lounge for my connection flight when my eyes caught the cover of a BusinessWeek magazine. “Hey China”, it said, “Stop Stealing Our Stuff!” In the last 2 years the...
The fact that 64 % of respondents cited security concerns as a factor preventing them from migrating wholly to online banking doesn’t come as a surprise to me. Why? Because what we’re hearing from the...
In my MMR article in the March edition of Mortgage Finance Gazette, I mentioned how, as lenders continued to digest the 700 odd pages of the CP11/31, three key topics appeared to be the hotspots:- a...
Barclaycard has made yet another foray into the contactless arena having announced last week it would utilise its sponsorship of the Wireless Festival in early July to roll out contactless wrist bands...
With immense pressure on the last few miles to run to meet the SEPA timelines, current few interesting challenges faced by banks are common but still time and money consuming. Recently, EBA Day had va...
That was the verdict of comedian Al Murray, on Twitter, when Metro Bank made a song-and-dance to celebrate the opening of its 12th branch this weekend in Chiswick. 'I have actually crossed the road t...
The insider trading trial of Rajat Gupta, a former Goldman Sachs board member, gets under way in New York this week. Phone recordings are set to play a key part in this case, as they did in the earlie...
If you believe the pundits, mobile payments are years away from being mainstream. But that’s not at all an accurate assessment of the state of the industry. Firstly, a mobile payment can be many thing...
Consumer Behavior is a Predictor of Business Behavior Consider the changes you’ve seen in business over the past 10 years – particularly when it comes to technology – and you will notice that consumer...
At the recent annual Mortgage Strategy Summit I addressed an audience of over 60 industry experts discussing the potential ramifications of CRD IV on the EU mortgage market. I am a born optimist so it...