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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EIDAS = economy of repetition - and so much more

How much stress and cost is not generated when we have to dig through piles of paperwork and mail endless PDFs to prove who you are, what qualifications you have and what powers you have to act - on behalf of your employer, your football club, your children, your parents etc.. Digital credentials from (issuers) and to (holders and then to verif

/retail /identity

Alex Kreger

Alex Kreger Founder & CEO at UXDA

How Financial Brands Lose Their Identity in the Digital Age

The digital transformation in banking—once hailed as the panacea for accessibility, efficiency, and growth—has inadvertently plunged many into a sea of sameness. The widespread adoption of templated designs and standardized user interfaces has led to a relentless pursuit of functionality over individuality. This shift has cost financial institutio...

/retail /identity

Darren Carvalho

Darren Carvalho Co-Founder and Co-CEO at MetaWealth

The Future of Wealth Management: Pension Funds and the Promise of Tokenized Assets

In an era where technology is reshaping industries, wealth management is experiencing its own quiet revolution. Tokenized assets, driven by blockchain technology, are redefining how wealth managers approach investment strategies, offering transformative possibilities for institutional players like pension funds. This evolution is more than a techn...

/wealth /crypto

Nkiru Uwaje

Nkiru Uwaje Chief Operating Officer at MANSA

The Role of Liquidity in Cross-Border Payments

For decades, cross-border payments have faced persistent high costs, delays and operational complexity, relying on a chain of intermediary institutions that make global transactions slow and expensive. In an attempt to disrupt this status quo, fintech introduced prefunded models, enabling faster and low-cost transactions by holding funds in local a...

/payments /crypto

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

We have hammers - for so many nails

Only half-way through Harari's Nexus - so I should perhaps suspend comments. But judging from the book's index he has unfortunately not included any references to the work in Trust over IP, Self-sovereign Identity and MyData based EU legislation (making GDPR useful) and Linux founded Open Wallet Foundation. I did try to call his attention to th

/ai /identity

Hugo Gomez

Hugo Gomez Co-Founder & CEO at Bourgeois Bohème

For Family Offices, Embedded Payments Can Revolutionize the Management of Multi-Generational Wealth

With the great wealth transfer well underway, major changes are looming on the horizon in the family office landscape. These institutions — created to manage and preserve wealth across generations — are now facing several challenges, particularly as they are now overseeing diverse, cross-border assets. Additionally, they are aiming to adapt to th...

/payments /wealth

Tom Rowe-Jones

Tom Rowe-Jones M&A Director at LAVA Advisory Partners

Budget Busting - Rising Employer Costs and What They Mean for Mergers and Acquisitions

The recent UK budget introduced a number of changes that will have real consequences for businesses and, therefore, their M&A strategies. From the rise in National Insurance contributions to increases in the National Living Wage (NLW) and adjustments to the Employment Allowance, these new financial pressures can affect the value of a business ...

/startups /markets

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

What does my enterprise expect from my bank in the General Purpose interoperable Wallet Era

First of all I expect the bank to be a Trust Infrastructure leader and realise its responsibility for Society at Large. To take the practical steps needed so that the immense improvements in productivity, service levels, security, risk management, privacy and for EUs part the Single markets are delivered without hesitation and delays. The EU legis...

/retail /identity

Ruoyu Xie

Ruoyu Xie Marketing Manager at Grand Compliance

Is Compliance Automation the Possible Solution to Europe Over-Regulation?

The Gloomy Outlook for the European Economy The EU economy is facing long-term troubles, a consensus recently echoed by the media and European politicians. Following GDP growth of just 0.3% in 2023, the EU’s annual GDP growth for 2024 continues to struggle between 0.2% and 0.4%, on the edge of a recession. Compared to the 2.5% GDP growth in the

/ai /startups

Alex Kreger

Alex Kreger Founder & CEO at UXDA

How Fintechs Build Digital Brands to Conquer the Banking Industry

The financial industry is witnessing a seismic shift. Fintech companies, once considered fringe players, are now storming the gates of traditional banking institutions. They are not just nibbling at the edges but are capturing millions of customers in a matter of years—a feat that took incumbent banks decades to achieve. The secret weapon? A holis...

/retail /identity

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