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63.1% of global banking customers are said to use products or services offered by Fintech firms, and they are beginning to win overwhelming favour with customers compared to banks. Moreover, we are
The Internet of Things (IoT) is changing everything, particularly in the workplace. It represents a significant shift in how businesses develop new services and products, and in terms of how new techn...
Tapping into emotions and driving positive ones through addictively delightful interactions- pays. That’s why you need to be a brand. No seriously, I know I’ve been repeating this like a broken record...
When I ask a lender for credit, there are two questions the lender would like answered: is Paul willing to pay and is he able to pay? Most lenders will try to answer these questions by taking data abo...
What do you do if you are: a Co-Founder of Tandem; an Alpha tester for Mondo; signed up for Starling; using Monese and still trying to figure out Atom's bubbles? You could be looking at 5 new cards in...
Nowadays, rare company goes without ‘teamwork’, ‘cooperation’, ‘friendly environment’ and other beautiful words when presents its business on website homepage or publicity leaflets. It is common knowl...
For financial institutions, fraud loss can be damaging – both in terms of cost and customer confidence. It’s a crime that has affected many institutions to the extent that fraud loss has evolved into ...
Google Company — now renamed to Alphabet — started as an academic project on Stanford University exactly 20 years ago. After these two decades Larry Page and Sergey Brin, the students, who developed
I have noticed an increasing casual use of the term “rails” to describe payment systems, in particular “card rails”, “ACH rails”, and even “blockchain rails”. But do payments move on rails, are there ...
Last month myself and a colleague made a trip over to Stockholm, Sweden as part of an ATM Innovation Forum hosted by our company. This represented a very interesting opportunity to firstly meet with t...
Banks need to Switch off Switching and Switch into the Consumer Instead To those of you who read me before it will sound strange that after I spent so long complaining about the fact that people do no...
Information technology is increasingly pervading every aspect of our lives. While data and trust have become the currencies of today’s digital economy, some threat has emerged from the shadows from th...