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Karol Stepien

5 FinTech trends for 2022

The FinTech industry has grown steadily in the past decade, but the past year has arguably seen more innovation in the sector than ever before. For a start, global funding for FinTech exceeded that of...

30 Dec 2021
Fintech
Alex Kwiatkowski

Looking at banking through the windscreen - the trends affecting the industry in 2022

Looking at banking through the windscreen – the trends affecting the industry in 2022 My car is currently having its windscreen (windshield) replaced. I’m sat on an uncomfortable chair in a small wait...

30 Dec 2021
Banking Strategy, Digital and Transformation
Tristan Hinsley

Cyber Attacks and Credit Unions

Just as we wrote about the Top 5 Cyber Attacks in the Aviation Industry, credit unions have faced similar issues as the target of dedicated cyber criminals. In a recent blog post, we talked about th...

29 Dec 2021
Information Security
Inna Demchenko

Open banking. New opportunities for the financial market of Ukraine

Open banking. New opportunities for the financial market of Ukraine. Open banking, which will be fully operational in Ukraine in 2025, will launch a new phase in the functioning of the financial marke...

29 Dec 2021
Kartik Swaminathan

Fintech and the power of Nudges

One recent trend that I have noticed, is the increasing use of Nudges in fintech & digital solutions. Nudges are very powerful, as they subtly guide users and prompt them towards action / transact...

23 Dec 2021
Behavioral Economics in Banking
Alex Kwiatkowski

Looking at banking in the rear-view mirror - assessing the industry in 2021

There are several activities which I don’t get the opportunity to undertake regularly. Writing is a prime example. My enjoyment of putting pen to paper, or fingers to keyboard, began at an early age. ...

22 Dec 2021
Banking Strategy, Digital and Transformation
Maria Schuld

The BNPL Opportunity for Regional and Community Banks

The Buy Now Pay Later (BNPL) market is seeing remarkable levels of growth, and this growth is projected to continue for years to come. By 2024 the market is expected to grow 181% and to account for 13...

21 Dec 2021
Banking Strategy, Digital and Transformation
A Finextra Member

Tech infrastructure design doesn’t need to be difficult

It’s become a cliche, but the pandemic has accelerated a decade’s worth of change into just a few short years. But it’s already time for entrepreneurs, business leads and tech teams to look ahead to t...

21 Dec 2021
Digital Bank Transformation
Andrew Beatty

Time for banks to get ready for Crypto … and beyond

Cryptocurrencies are holding the media spotlight. So, what’s all the fuss about … and how should banks prepare? Marc Kenigsberg, founder of Bitcoin Chaser gives us a clue: “Blockchain is the tech. Bit...

16 Dec 2021
Banking Strategy, Digital and Transformation
Abhinav Paliwal

How largest Neo Bank generates $4.9 MRR per customer

Brazil’s Nu Bank, the largest #Neobank globally, recently filed to go public. This has sparked curiosity in its business model. How Nu Financial earned over 48M customers in Brazil, Mexico and Colom...

14 Dec 2021
Doug Craddock

Five Predictions For Lending In 2022

In an environment where everything is changing — the way we work, travel, meet and shop — the world of credit is adapting quickly. The pandemic isn’t the sole cause of this, as fintechs have been upen...

14 Dec 2021
John Nyström

Retail Banking Could Save the World

The climate crisis is an extremely urgent and global concern. We can no longer postpone our efforts to fight the climate crisis; the time to act is now. The financial sector holds enormous power in fu...

14 Dec 2021
Banking Strategy, Digital and Transformation

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