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207 Results from 2009, /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

If you do not know where you are going - any road will do..

If you do not know where you are going - any road will do..This springs to mind when witnessing the plethora of alternatives created by today's technology and fragmented doings of both natives and immigrants on the Internet and in general. Innovators are well aware of the growing NEED to innovate both for enterprise survival and for national compet...

/retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Happy end for SME-tale in sight - if banks do their part..

We often hear the tragic tale about the SME-sector. Nobody is really interested in them and is competing for their business. Not the banks, not insurance companies, not the accounting profession, not telecom and so forth. The answer is simple - as they are so small they have small volumes = low transaction, financing, insurable and wealth volumes =...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Happy Birth Day - Online Banking

Our “Online Banking community group” has accomplished 2 years of blogging on 18th Decemeber 2009. Wishing happy anniversary - for every group member. By this time, many blogs have been written on various subjects such as online banking, Mobile banking, Retail Banking, Channels, new generation technologies, payments, Financial scams, security, risk...

/retail Online Banking

Navin Rammohan

Navin Rammohan Principal Manager - Marketing at Infosys Technologies Ltd.

Possibly branding can save banking!

My favorite definition of branding, one that I read a long time ago goes like this - brands are about people and ideas and great brands are built when people and ideas come together. Sadly, most bank branding that you and me have seen over the years have been either only about the bank itself (read heritage, organization values, mission etc.) or o...

/retail

Lachlan Gunn

Lachlan Gunn Executive Director at European Association for Secure Transactions

More paper Fivers in ATMs or a Polymer note instead?

How convenient for the BoE to blame the current problem with old and tired 5 pound notes on the recession, and then push for the high street banks to take action. Weren't they doing exactly the same thing in early 2007 before the worst of the economic downturn began in 2008? Then the BoE Governor, Mervyn King, blamed High Street banks for the sh...

/security /retail

Navin Rammohan

Navin Rammohan Principal Manager - Marketing at Infosys Technologies Ltd.

IT and Channels : The twin engines of banking innovation?

Although channels have been the top focus area for banking innovation in recent years, they haven’t run out of steam. Most banks today have a good vision for their channel strategy – one that builds a strong partnership with customers and puts them firmly in control of the relationship. A few interesting examples on how banks across the world are ...

/retail

Matt White

Matt White North America editor at Finextra

Shaking up digital security

As Finextra community members are well aware, digital security is a hot topic of debate and there's little consensus out there. Enter the Global Trust Council, a non-profit that is proposing a serious shake-up of the way we conduct our digital lives. It argues that we are forced to hand over far too much personal information when going about our d...

/security /retail Information Security

Retired Member

Retired Member 

Investor genetics - not so surprising

There's a new study out that says investor behavior is almost half determined by genetic factors. Twins who were raised apart were compared to twins raised together, in terms of their investing preferences. This suggests to me that personality type preferences, and learning style preferences, which are both rooted in early childhood -- are at work ...

/retail Innovation in Financial Services

Ainsley Ward

Ainsley Ward Vice President, Payments Solutions at CGI

Are RFID tags the new chewing gum?

I appreciate that this is probably my first foray into Hyacinth Bucket territory, but I've noticed recently that there's been a new addition to the street litter here in Brussels. As the number of cigarette butts (and packets and plastic wrap) has considerably decreased there seems to be a new addition to the flotsam and jetsam - RFID tags. To be ...

/retail Whatever...

Paul Penrose

Paul Penrose Head of Research at Finextra

Message to BofA: If you want Clarity try YouTube

Bank of America has announced the launch of the Credit Card Clarity Commitment(TM), a one-page summary of customers' rates, fees, and payment information. "Bank of America is investing more in our customers and our future," says Brian T. Moynihan, Bank of America Consumer, Small Business Banking, and Card Services president. "We are ...

/payments /retail Finance 2.0

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