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Retired Member

A point worth making

Whatever the truth of the Tomlinson report - and we will know once the chancellor and the bank have finished their respective reviews of it - Tomlinson does raise at least one point which it is hard t...

19 Dec 2013
Retired Member

Oz, The Great and Powerful..

…Are We Guilty of Blowing Smoke? In my last blog I talked about recent increases in lending being a good thing, as long as lending policies remain prudent and conservative. Now, I want to look at tran...

19 Dec 2013
Lyndsay  Po

Kiosks - A Solution to Queuing in the Branch

Going to a branch is something I try to avoid like a plague. Given I work in branch software, it is a controversial statement – but let me explain… Like many people the world over, most of my banking ...

18 Dec 2013
Retired Member

To B or not to B, and if we B then how to B: Indian Banks!

To B or not to B, and if we B then how to B – this is the million dollar question we need to ask banks before they setup shop in India. Disclaimer: this article is purely my personal opinion a...

16 Dec 2013
Retired Member

Rock Ballads We Could Learn from

“So here I go again…walking down the only road I’ve ever known.” Yes, it’s the lyrics from a Whitesnake song! But I kept singing it whilst reading about recent moves in the UK lending market. And th...

11 Dec 2013
Retired Member

Legacy systems holding banks back

The RBS story last week was the latest in a long line of banking tech failures. year. So why do they happen and is there a solution? Many insiders believe there has been a gross under investment in ba...

11 Dec 2013
Elton Cane

Are bank tellers an endangered species?

When I recently spoke to a young family acquaintance who had taken a job as a bank teller, it got me thinking about the changing nature of that role, and its future prospects. Particularly as I recall...

06 Dec 2013
Future Finance
Penny Hembrow

A wonderful digital time

The metaphor of Amazon being Santa’s grotto of the 21st century, has been used many times before. But it is an interesting one, simply because it illuminates where we are as a society. Holiday gift s...

06 Dec 2013
Retired Member

BLE and NFC: Combine to Succeed

Since the release of the iPhone 5S, conversations surrounding one of its most prominent features the iBeacon, which exploits a new variant of Bluetooth technology which uses considerably lower power, ...

06 Dec 2013
Nick Levy

Customer alert - are banks listening to their customers?

In every customer communication there’s one simple message: “I - the customer - have something to say.” But is anyone listening? It's as simple as ABC. A is for ANYTIME and ANY WAY. Banking custome...

03 Dec 2013
Retired Member

Is now the time to invest in alternative currencies?

I wince every time I hear bitcoin reaching new milestones in value - and I don't think I'm alone. 'Bitcoin hits $300' - I shudder. 'Bitcoin reaches $500 milestone' - I cringe. 'Bitcoin tops $1000' ...

03 Dec 2013
Future Finance
Retired Member

A cashless society - be careful what you wish for

RBS customers suffered a systems meltdown on Monday evening as millions of customers of RBS, NatWest and Ulster Bank were left unable to make payments with their credit & debit cards Of course, t...

03 Dec 2013