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A Finextra Member

Data breach notification to be mandatory for all sectors

The Vice-President of the European Commission and EU Justice Commissioner, Vivien Reding, has this week outlined updates to EU legislation for the protection of personal data, following a public cons...

22 Jun 2011
A Finextra Member

Combating Online Banking Fraud - A Top 10 List

For many financial institutions, the recent ruling in the US holding a bank responsible for fraudulent losses from business accounts has raised a few eyebrows because, traditionally liability has rema...

22 Jun 2011
Lachlan Gunn

Fraud migrates away as European EMV rollout nears completion

The European ATM Security Team (EAST) has just published a chart showing the impact on ATM related skimming losses of the rollout of EMV (chip and PIN) at European ATMs. There appears to have been a g...

22 Jun 2011
A Finextra Member

The changing face of prime brokerage

Since the financial crisis, the relationship between prime brokers and their hedge fund clients has changed significantly. A multi-prime approach has become the norm in the fund management industry to...

22 Jun 2011
Andre Malinowski

The jack of all trades

We serve all, always and everywhere…now, do you? Looking at the online payment processing propositions of PSP's, one could get the impression that every PSP can serve all, always and everywhere, regar...

22 Jun 2011
A Finextra Member

Customer Service - Is there a unified view?

The bankers across the globe have different perceptions and definition for customer service. When I talk to them, customer centricity is their primary focus to enhance loyalty. Is the metric for custo...

21 Jun 2011
Transaction Banking
A Finextra Member

FROM INSTANT MESSAGING TO INSTANT MARKETS

Recent news coverage and analyst reports* have noted the continued preference of equity options market participants for negotiating complex, sizable options transactions using voice and instant messa

21 Jun 2011
A Finextra Member

Optimism in the Face of Capital Requirements and Surcharges

Change is in the air for banks, and it could take the form of mandated increases in capital requirements, as well as new surcharges. Unlike 2008, financial institutions classically deemed “too big to ...

20 Jun 2011
Martin Bailey

Can I borrow some Euros?

A Greek man walks into your bank looking to extend his mortgage. He currently owes about 45K. He has a modest salary of 12K per year, but unfortunately, he currently gets through 15K, thus overspend

20 Jun 2011
Gareth Jones

Is PFM a good thing?

PFM tools started out, you'll recall, as software packages like Intuit Quicken or Microsoft Money, but the latest buzz is around either bank-branded services or bank independent sites such as mint.com...

20 Jun 2011
John Clarke

Multi Channel Commerce - it's not too late to be early!

2010 - Year of the Mobile (finally!) Since at least 1999, each year has produced confident predictions that next year would be the "Year of the Mobile". So it's a relief to finally be able ...

20 Jun 2011
Innovation in Financial Services
Craig Ramsey

Knowledge-based innovation

All banks benefit from improvements to the payment market’s efficiency. This is where experienced software professionals can help the payments community achieve more in less time, particularly in comp...

20 Jun 2011
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