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OUR PLAN OF ACTION May God bless us all with strength, humility, and grace as we navigate unchartered waters. Please find a moment to watch or read the messages of Pope Francis, Mufti Ismail Menk and ...
Deposit Cash, Get Arrested! Banking has evolved more in the last few years than in the last few decades. The main reason is technology closely followed by regulation. The famous statement that “Cash...
CRYPTO or GOLD It’s the start of a new year and a new decade! I am feeling great because I am back in my twenties again! As I recall my twenties and early banking career, I realize how my thinking has...
UnBanked – They don’t need Banks! It's SIBOS!! For me this the best time of my year. I have been to 17 of the last 22 SIBOS’s. For some, their event is the Super Bowl, the Olympics or FIBA Basketball...
System D: The Gray Economy System D is the underground or gray economy where approximately 20% of the world’s population works and is about 20% of the world’s total economic activity. The term System ...
$100 Ben, You Did It Again! One of my favorite American historical personalities is Ben Franklin, born 1706 and died 1790. Yes, Ben is known as a leader for liberty, a politician, an inventor, scienti...
WTF – World’s Their Future Our World needs us to work for a better tomorrow Yes, I know, I usually write about technology and this title does not reflect that topic. But technology it is! Over the pas...
Crypto-Crypt or Gold Mine? As you probably remember, Bitcoin was the big news headlines and the dinner table talk of a year ago. As crypto-currencies soared in value, it was rightly the dominant topic...
We have arrived at my favorite time of year, which is Sibos season. For me, Sibos is my Superbowl, the highlight of my year and a spectacular event that I have been privileged to attend 17 times out o...
The Threat of the Crypto-Whales, Why 2018 will be the Year of Regulation in the Cyberworld Whales are the largest animals on Earth, and many kinds of whales live from eating one of the smallest animal...
It's a Crypto Crazy Christmas!! What you should have remembered that was told to you by Billy Ray Valentine. So, I do not have an inside information, if there is any, about the last two weeks in Crypt...
ICOs and ‘I Don’t Knows’ Reflections on the latest feeding frenzy Change is one of life’s constants. However, we have not seen the current velocity and volume of change at SIBOS since the Financial Cr...