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Bhavesh Vaghela

2021 Predictions

2020 has been a year like no other, we have, and are experiencing an unique moment in history, its effects will be felt for many generations to come. In my 2020 predictions, I concluded with; ‘as Yoda...

01 Jan 2021
Bhavesh Vaghela

Apple Event WWDC 2020

WWDC worldwide developer conference is largely dedicated to developers however the opening keynotes provides a glimpse into what’s coming for customers. The showcase event on 22nd June 2020 was very d...

24 Jun 2020
Disruption in Retail Banking
Bhavesh Vaghela

Staying Connected ...

I am writing this with the intention it may help others as the new normal of social distancing and isolation continues... Humanity faces one of its most testing times since the world war, the hidden...

27 Mar 2020
After hours
Bhavesh Vaghela

What do customers want?

Anyone working in product development needs to think, feel and live like a customer to truly understand what they need to do. I’ve worked in digital for over a decade, but all too often I’ve heard the...

28 Feb 2020
Innovation in Financial Services
Bhavesh Vaghela

Digital transformation is a piece of cake!

First of all I want to thank everyone who connected with me over the new year and asked questions on my previous blog post “2020 predictions”. The blog stirred up hundreds of messages, insightful disc...

25 Jan 2020
Banking Strategy, Digital and Transformation
Bhavesh Vaghela

2020 predictions - 5 min read

There we have it folks, 2019 is behind us and 2020 has started. It seems like yesterday I was drafting my 2019 predictions! So how did I do? I got 3 out of 5, clearly don’t come to me for lottery numb...

01 Jan 2020
Digital Banking Trends
Bhavesh Vaghela

Mobile World Congress 2019 - Intelligent Connectivity

Waiting for my flight home from Barcelona to sunny Luton here are some of my key take aways from MWC19. Artificial Intelligence The intelligence part of MWC is Artificial intelligence (AI). If you ha...

04 Mar 2019
Futuristic Banking
Bhavesh Vaghela

2019 Banking Predictions 6 mins read

I hope you all had a great festive period with loved ones and eased into the first month of 2019. Over Christmas I watched Back to the Future I, II, III with my kids (lets face it Christmas is not Chr...

01 Feb 2019
Bhavesh Vaghela

Business Transformation - Is PSD2 and Open Banking friend or foe for banks?

Waiting at the departure gate at Heathrow Terminal 2, dressed as an eskimo as I didn't trust the weather reports for Hamburg! The question I started to explore: Is Payment Service Directive 2 (PSD2) ...

02 Mar 2017
Innovation in Financial Services
Bhavesh Vaghela

FIntech Monzo Open Office Event.

One of my 2017 mini objectives was to visit the Monzo office, meet the awesome team and see where the magic happens! If you haven't heard of Monzo its a new bank, with ambitions to build the best ba

02 Feb 2017
Bhavesh Vaghela

Are you a victim of strategic architecture?

In a recent visit to Germany I was privileged to have dinner with a seasoned solution architect. Over a vegetarian German pizza, we discussed implementing agile into legacy systems, the rise of micro ...

30 Jan 2017
Bhavesh Vaghela

Digital Transformation Awesome Product Owner

One of the expected outputs of digital transformation should be epic digital products. Products that engage, add value and seamlessly intertwine into the lives of users. Nostalgic reference alert… Dig...

22 Jan 2017