21 January 2018

Disruption in Retail Banking

A Finextra Community Group

48Posts 303,956Views 27Comments

Latest blog posts

Alex KregerUX Design Agency - Riga

Banking Disruption by PSD2 Takes User Experience Design to the Forefront

03 January 2018  |  11207 views  |  0 comments | recommendations Recommends 1

Throughout history, banking has remained a closed industry, monopolizing the majority of other financial services. Total digitalization has brought changes to the industry. FinTech gives users the right to choose an alternative. However, the PSD2 directive adopted in the European Union goes even further. It will disrupt the banking industry, compl...

TagsInnovationOpen APIs
Bob LyddonLyddon Consulting Services - Thames Ditton

Predictions for the Payments industry in 2018 - Open Banking

27 December 2017  |  7037 views  |  0 comments | recommendations Recommends 0

This is the first of our predictions for the Payments industry in 2018, and it is about the UK's Open Banking. This is a very high-profile and government-endorsed project to open up Retail and SME banking to technology-based new entrants, who will offer innovative and exciting propositions on top of the data they can receive from banks, and the pay...

TagsStart upsOpen APIs
More blog posts
Anne Leslie-Bini
Anne Leslie-BiniBearingPoint - Paris

Betting on 'banking with backbone'

20 December 2017  |  9449 views  |  1 comments | recommendations Recommends 1

In a recent blog post, I floated the idea that it might be time to renew the ‘purpose’ of banking by incentivizing ethical behavior, and I asked whether challenger banks – such as Monzo, Metro, Tande...

TagsRetail bankingStart ups
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Finland 100 years

09 December 2017  |  4897 views  |  0 comments | recommendations Recommends 0

Finland celebrates its 100 years of independence this year. Being attacked in 1939 by the Soviet Union was a particularly painful part of the journey. The progress after the war - from an agrarian cou...

TagsRetail bankingInnovation
Andrew Marshman
Andrew MarshmanACI Worldwide (EMEA) Ltd - Watford

The Terrible, Horrible, No Good, Very Bad Omni-Channel Day

07 December 2017  |  5138 views  |  0 comments | recommendations Recommends 0

I have been proclaiming for some time that ‘omni-payment’ is the missing element in many retailers’ full omni-channel customer service offering. What I mean is that many retailers offer their goods an...

Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Human-centred approach to data leads the way to a smarter digital age

15 November 2017  |  3187 views  |  0 comments | recommendations Recommends 0

Borrowed most of this into my post (nbr 350 btw) from a paper by Markus Hautala and Antti Kettunen at Tieto. "... Trust in the digital age is broken. Can you remember the last time you got insura...

TagsInnovationOpen APIs
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Pretty ok Real Time Economy overwiev

14 November 2017  |  2513 views  |  0 comments | recommendations Recommends 0


TagsMobile & onlineInnovation
Alan Grogan
Alan GroganAtos - London

You can’t make an omelette without breaking a few eggs, so goes the saying

06 October 2017  |  8009 views  |  2 comments | recommendations Recommends 0

You can’t successfully become a data led organisation without the right leadership. A recent study, conducted by Forrester in collaboration with Atos, found that the adoption of data analytics is alr...

TagsInnovationStart ups
Vaibhav Grover
Vaibhav GroverGenpact - Gurgaon

Bot-Advisor as your Banker - Are you ready?

28 September 2017  |  4617 views  |  1 comments | recommendations Recommends 1

Banks across the globe are investing big dollars into Intelligent Bots. HSBC has recently announced a low-cost online investment service that uses algorithms to match customers to an investment portfo...

TagsArtificial IntelligenceRetail banking
Silvia Mensdorff
Silvia MensdorffACI Worldwide - Gouda

Don’t Break the Bank: Building for the New Payments Ecosystem

19 September 2017  |  6283 views  |  1 comments | recommendations Recommends 1

A question we find ourselves asking is how can we deliver on customer experience in a digital payments era? This blog looks to discover that answer! Scalability, availability, and reliability - these ...

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About this group join  Join us

Founded by An ex-member
Date 03 Oct 2012
Group profile
Growth in internet and mobile technologies has transformed many industries and economies. The market forces and competitive landscape has completely changed in many sectors. iTunes has fundamentally changed music industry, Amazon has driven most big brick and mortar book sellers out of business, Expedia is one of the worlds' biggest travel company….. the list goes on. Internet and mobile technologies are big disrupters for most industries. What started (and tapered a bit!) with the dot com boom of 2000 has become a lethal threat to most...
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Alex Kreger
Alex Kreger

Banking & Fintech User Experience De...

Bob Lyddon
Bob Lyddon

Consultant in payments, electronic banki...

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