30 April 2017

Disruption in Retail Banking

A Finextra Community Group

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Latest blog posts

Richard GardnerModulus Global - Scottsdale, Arizona

What Does MasterCard’s Biometric Chip Mean for Consumers?

27 April 2017  |  3513 views  |  1 comments | recommendations Recommends 0

Have you heard the news? In an ongoing attempt to fight back against those wishing to do financial harm to their customers, Mastercard is beginning a trial of a card which has a chip, along with a fingerprint reader, which would serve as a biometric authentication process. According to Mastercard, the card has already seen trials in South Africa v...

Richard GardnerModulus Global - Scottsdale, Arizona

Bitcoin ETF Bites the Dust, Needs More Security

23 April 2017  |  3357 views  |  0 comments | recommendations Recommends 0

When the SEC, last month, announced the proposal from Winklevoss Bitcoin Trust was declined, they made a clear statement to the cryptocurrency community: more security is needed. In their terms, they did not "find the proposal to be consistent with Section 6(b)(5) of the Exchange Act, which requires, among other things, that the rules of a nat...

TagsRisk & regulationInnovation
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Tapan Agarwal
Tapan AgarwalIntellect Design Arena Ltd - London

Paperless Digital ?

21 April 2017  |  3504 views  |  0 comments | recommendations Recommends 0

The terms Digital / Paperless / Straight thruough processing / seamless customer experience etc have been around for quite sometime. As customers we have begun to assume and expect it now all the time...

Anuj Kumar
Anuj KumarSAP UK - London

Employee 360: Real time Possibilities

27 March 2017  |  2148 views  |  0 comments | recommendations Recommends 0

Go paintballing and one experiences frenzied energy. You duck and dive but those balls of paint just keep coming. You seek help; make a strategy and an execution plan but it all fails when the enemy c...

Dharmesh Mistry
Dharmesh MistryTemenos - Reading

Is there still life in the old bank?

12 March 2017  |  6005 views  |  2 comments | recommendations Recommends 0

About 3 years ago when I started presenting on digital I’d open with a couple slides. The first about Fintechs nibbling around the edges of Banking the notion was these were piranha’s – one wouldn’t

TagsMobile & onlineRetail banking
Dharmesh Mistry
Dharmesh MistryTemenos - Reading

Future of the Branch: Unconventional Branches

02 March 2017  |  119 views  |  0 comments | recommendations Recommends 0

Solving Unaddressed Customer Problems While internet and mobile banking have revolutionised the ease of access to banking products, there are occasions where neither digital nor traditional branch ba...

TagsMobile & onlineRetail banking
Radek Jezbera
Radek JezberaBlack Pine Executive Consulting - London

Chatbots and the post-app era: Implications for banking

28 February 2017  |  5145 views  |  1 comments | recommendations Recommends 212

Context We have experienced first 16 years of the 21st century by now. Eventually, the pace of radical innovations has accelerated again and we see the society transforming. The way we interact with e...

TagsMobile & onlineInnovation
Michael Diamond
Michael DiamondMitek - San Diego

For successful banks Digital Advocacy isn’t a job; it’s a state of mind

21 February 2017  |  4109 views  |  0 comments | recommendations Recommends 0

Have you ever traveled to another part of the world, where people spoke a different language and followed customs that were completely different from what you were used to? Add to that a little jet-l...

TagsRetail bankingInnovation
Christopher Truce
Christopher TruceSaxo Bank A/S - Copenhagen

Really really really Know Your Clients: Fintechs hone behavior analytics and AI best-practices

20 February 2017  |  5459 views  |  0 comments | recommendations Recommends 0

The next generation of digitisation in financial services will propel the industry into the knowledge economy. More specifically, financial services firms can look forward to a future of using a more ...

TagsInnovationStart ups
Retired Member
a non-active Finextra member

Cash vs. Mobile, desperately seeking a different answer!

19 May 2016  |  2719 views  |  0 comments | recommendations Recommends 1

Having spent nearly two decades of my career defending the use and longevity of cash I find myself reviewing this position. I have now crossed over from finance and cash/transaction automation into t...

TagsPaymentsRetail banking
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About this group join  Join us

Founded by Prashant Jajodia
Date 03 Oct 2012
Group profile
Growth in internet and mobile technologies has transformed many industries and economies. The market forces and competitive landscape has completely changed in many sectors. iTunes has fundamentally changed music industry, Amazon has driven most big brick and mortar book sellers out of business, Expedia is one of the worlds' biggest travel company….. the list goes on. Internet and mobile technologies are big disrupters for most industries. What started (and tapered a bit!) with the dot com boom of 2000 has become a lethal threat to most...
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Richard Gardner
Richard Gardner

Since 1997, Modulus has provided advance...

Tapan Agarwal
Tapan Agarwal

Responsible for global transaction banki...

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