22 October 2017

Disruption in Retail Banking

A Finextra Community Group

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Latest blog posts

Alan GroganAtos - London

You can’t make an omelette without breaking a few eggs, so goes the saying

06 October 2017  |  5825 views  |  2 comments | recommendations Recommends 0

You can’t successfully become a data led organisation without the right leadership. A recent study, conducted by Forrester in collaboration with Atos, found that the adoption of data analytics is already at 40% and is set to grow to 90% by 2020, but most organizations continue to struggle when it comes to moving from raw data to insights. Nowhere ...

TagsInnovationStart ups
Vaibhav GroverGenpact - Gurgaon

Bot-Advisor as your Banker - Are you ready?

28 September 2017  |  3855 views  |  1 comments | recommendations Recommends 1

Banks across the globe are investing big dollars into Intelligent Bots. HSBC has recently announced a low-cost online investment service that uses algorithms to match customers to an investment portfolio. American financial services provider Raymond James ­Financial said it would offer bot-advisers to clients by the year end. NatWest recently laun...

TagsArtificial IntelligenceRetail banking
More blog posts
Silvia Mensdorff
Silvia MensdorffACI Worldwide - Gouda

Don’t Break the Bank: Building for the New Payments Ecosystem

19 September 2017  |  5704 views  |  1 comments | recommendations Recommends 1

A question we find ourselves asking is how can we deliver on customer experience in a digital payments era? This blog looks to discover that answer! Scalability, availability, and reliability - these ...

Steve Tassell
Steve TassellBizagi - London

Financial services: the race to empower customers

03 August 2017  |  10592 views  |  0 comments | recommendations Recommends 0

Last month the finance ministry announced that Britons could save hundreds of millions a year as credit and debit card fees added to payments will be axed from January 2018. The total value of surchar...

TagsRetail bankingInnovation
Alex Letts
Alex LettsU - Sheffield

Why the banking model could break the UK economy. Part Two.

31 July 2017  |  7719 views  |  1 comments | recommendations Recommends 1

In Part One I wrote about the problem with the UK banking model and why it undermines the UK economy. In summary, banks need to lend to make their current account model work; this helps a lot of peopl...

TagsRisk & regulationRetail banking
Alex Letts
Alex LettsU - Sheffield

Moral decision-time for the Big Banks

15 July 2017  |  7939 views  |  0 comments | recommendations Recommends 0

So, imagine you are CEO of a major British bank. You’ve got a problem to wrestle to the ground. Who do you really want to have as your customers? It’s not as easy as saying “anyone”, (which is the

TagsMobile & onlineRetail banking
Sameer Singh Jaini
Sameer Singh Jainiwww.TheDigitalFifth.com - Mumbai

To Hell with Digital

26 May 2017  |  9889 views  |  1 comments | recommendations Recommends 0

Industries of the future would come out of amalgamation of current industries, which were essentially built in Analog world. All success stories of Digital world have been about re-imagining of the cu...

TagsRetail bankingInnovation
Anne Leslie-Bini
Anne Leslie-BiniBearingPoint - Paris

Mo’ Money Mo’ Problems: it’s time to incentivise purpose in banking

01 May 2017  |  5442 views  |  0 comments | recommendations Recommends 0

“I want to create a lender that people don't hate” said Denise Kingsmill, the chair of the board at U.K. challenger bank Monzo. Now there’s a pithy declaration that speaks volumes about the state of ...

TagsRisk & regulationRetail banking
Retired Member
a non-active Finextra member

What Does MasterCard’s Biometric Chip Mean for Consumers?

27 April 2017  |  15544 views  |  1 comments | recommendations Recommends 0

Have you heard the news? In an ongoing attempt to fight back against those wishing to do financial harm to their customers, Mastercard is beginning a trial of a card which has a chip, along with a fin...

Retired Member
a non-active Finextra member

Bitcoin ETF Bites the Dust, Needs More Security

23 April 2017  |  5663 views  |  0 comments | recommendations Recommends 0

When the SEC, last month, announced the proposal from Winklevoss Bitcoin Trust was declined, they made a clear statement to the cryptocurrency community: more security is needed. In their terms, they ...

TagsRisk & regulationInnovation
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About this group join  Join us

Founded by An ex-member
Date 03 Oct 2012
Group profile
Growth in internet and mobile technologies has transformed many industries and economies. The market forces and competitive landscape has completely changed in many sectors. iTunes has fundamentally changed music industry, Amazon has driven most big brick and mortar book sellers out of business, Expedia is one of the worlds' biggest travel company….. the list goes on. Internet and mobile technologies are big disrupters for most industries. What started (and tapered a bit!) with the dot com boom of 2000 has become a lethal threat to most...
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Alan Grogan
Alan Grogan

Ranked in the Top 50 list of Data Leader...

Vaibhav Grover
Vaibhav Grover

Assistant Vice President - Consumer Bank...

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