Sibos

Finextra TV/crypto

Digital Assets & Payment Hubs: Simplifying Infrastructure for a Disruptive Future

In Frankfurt at Sibos 2025, Elaine Duff, Head of Money Movement and Retail Payments, FIS discussed the energy at Sibos and some of the fundamental challenges facing banks and financial institutions. Duff contextualised the urgency that many banks were already feeling surrounding modernisation and increasing regulatory changes, but she says that speed is only increasing further. Her advice is to focus on simplifying infrastructure and technical debt, suggesting a payment hub as a good place to start. Duff emphasised that the pace of change is rapid and banks will need help in keeping up, one example of this in particular is the surprising frequency with which digital assets have been brought up. In these instances, she says, it becomes more transformative and it opens up questions around how this affects cross-border payments, compliance in new regimes and the ability for smaller banks to compete with larger banks with more of a larger percentage of the correspondent banking network.

13 hours

Finextra TV/payments

Why Payment Modernisation Demands a Fully Integrated Platform

At Sibos 2025 in Frankfurt, Jacob Aruldhas, CEO of ECS Fin, advocated for a transaction-centric approach to payment processing, highlighting the inefficiencies caused by fragmented, department-centric applications in financial institutions. He explained how shifting focus from individual departments to the underlying transaction enables accountability, streamlined operations and enhanced digital transformation.

15 hours

Finextra TV/wholesale

180 Years of Bankers Almanac: How Data Has Evolved from Physical to Digital

Joining FinextraTV at Sibos in Frankfurt, Scott Manson, Senior Director, Product Management, LexisNexis Risk Solutions brought with him a copy of The Bankers Almanac and Directory from 1845 to demonstrate how far the industry has evolved. Providing some context to how this book would be used in 19th-century banking, Manson explains how data and information are still used in a similar manner, but its form and scale has evolved. Looking to the future, Manson equally provides his predictions on how AI will influence KYC and data.

04 November 2025

Finextra TV/crypto

Why Stablecoins Have Great Potential, But Proliferation Needs Tapering

Joining the FinextraTV studio at Sibos in Frankfurt, Alistair Brown, Global Head of Open Banking and Payments, EPAM shared his passionate opinions on the future of Stablecoins, following a roundtable at the event. Describing how stablecoins enable a number of positive things, from financial inclusion to speed and security, Brown warns against the further proliferation and inevitable fragmentation of stablecoin providers. According to him, 200 should be tapered down to 20, and there should be a higher focus on the challenge of business models, than on the implementation of technology - in Browns opinion, that's the least challenging part.

04 November 2025

Finextra TV/payments

How The Future of Cross-Border Payments Will Be a Co-Existence of Old and New

Taking time out from Sibos 2025 in Frankfurt, Abhi Kumar, Strategic Partnerships Lead, Thunes and Sebastian Siebert, Director, Payment Sales, Finastra joined the FinextraTV Studio to discuss the future of cross-border payments. Describing an evolving conversation where new technologies, challengers and FinTechs are revolutionising the space with faster, more efficient processes, Kumar and Siebert make sure to clarify that we are not witnessing an increase in competition, but more of an integration of old and new. Even as Stablecoins become more mainstream and operationalised, Kumar adds that this will be beneficial for traditional correspondent banking, instead of the threat others believed it to be. Key to survival and success, both agree, is the rising number of partnerships and third-party solutions to enable banks and other institutions to grow beyond 'their own world'.

04 November 2025

Finextra TV/payments

API-First and Scalable: What Banks Need for a Future of Multi-Rail Payments

While at Sibos in Frankfurt, Sheri Brandon, Global Head of New Business, Financial Services at Worldline, shared her thoughts on the best strategies for multi-rail payments innovation. Brandon advises against attempts to reinvent the wheel and emphasizes that banks must think individually, recognizing that each bank has different customers with varying requirements. However, she adds, to ensure their ability to focus on their end customer and innovate without regularly having to restart, all should join the growing adoption of API-first, scalable payment hubs. She says these will enable them to be faster and more agile, noting that all should have the right strategies in place to be ready as more payment evolutions are on the horizon.

03 November 2025

Finextra TV/wealth

Why T+1 Is Just the Beginning: Reimagining Post-Trade for a Real-Time Future

At Sibos 2025 in Frankfurt, Danny Green, Head of International Post-Trade Solutions, Broadridge, discussed the global shift toward shortened settlement cycles, with Europe targeting T+1 by October 2027 and Asia to follow. He emphasised that this transition is not just a regulatory requirement but a catalyst for operational and technological transformation. Green highlighted the role of AI in optimising inventory management and predicting settlement fails, helping firms adapt to faster, more complex post-trade environments. He stressed the importance of balancing innovation with resilience, ensuring secure, 24/7 operations while embracing automation and digitisation. Success, he noted, depends on choosing the right partners who share a commitment to both progress and stability.

03 November 2025

News/Sibos

BNY executives on combatting CX fragmentation and integrating AI

At Sibos 2025 in Frankfurt, Finextra spoke to BNY executive platform owner of payments platform Isabel Schmidt, and executive platform owner for treasury services Carl Slabicki, on everything AI, blockchain, and cross-border.

31 October 2025

Finextra TV/payments

How AI and Digital Currencies Are Reshaping the Payments Infrastructure

At Sibos 2025 in Frankfurt, Ramon Villarreal, Head of Payments, Global Payments Industry Lead at Red Hat, discussed the evolving balance between innovation and reliability in the payments industry. He noted that while innovation has accelerated in recent years, trust and operational resilience, reinforced by regulations like DORA, are once again top priorities. Villarreal emphasised the growing need to simplify payment complexity, especially as banks prepare to integrate stablecoins and CBDCs. He predicted a surge in agentic AI use cases, including fraud prevention and intelligent routing, alongside the rise of interoperable faster payment networks. With digital currencies and AI reshaping the landscape, Villarreal called for efficient, scalable systems to meet the demands of a rapidly transforming market.

30 October 2025

Finextra TV/crime

From False Positives to Faster Payments: The Case for Smarter Screening

At Sibos 2025 in Frankfurt, David White, Global Head of Product and Data, Risk Intelligence, LSEG discussed findings from the report Operating at the Speed of Crime, which highlights the urgent need for real-time risk intelligence in financial services. Surveying over 850 professionals, the report revealed widespread delays in payments and onboarding, high false positive rates, and overwhelming support for real-time data to improve compliance. White emphasised that poor data quality undermines AI-driven automation and screening, especially as regulators demand faster, more accurate responses. He also noted regional differences in adoption, with the EU leading on instant payments and real-time screening, while APAC and North America face distinct infrastructure and regulatory challenges. His recommendation: prioritise data quality, transparency, and collaborative AI strategies to stay ahead of evolving threats.

30 October 2025

Finextra TV/payments

Cross-Border, Cross-Rail: The Future of Verified Payments

At Sibos 2025 in Frankfurt, Damien Dugaquier, Co-Founder and CEO, iPiD and Anand Bindumadhavan, Global Head of Banking and Liquidity, Triple A explored the rollout of Europe’s Verification of Pay (VoP) mandate and its global implications. While the EU implementation promises greater consumer confidence and fraud reduction, both leaders emphasised the need to extend pay verification beyond Europe and traditional payment rails. They also revealed plans to collaborate with Swift on standards for verifying stablecoin wallet addresses, aiming to bring trust and interoperability to both fiat and digital payments.

29 October 2025

Finextra TV/regulation

How Flexibility in Compliance Solutions Can Avoid Instant Payment Frictions

Joining the FinextraTV studio at Sibos 2025, Sophie Lagouanelle, Chief Product Officer, Financial Crime Compliance and Audrey Lamontagne, Director, Product Management, Financial Crime Compliance, LexisNexis® Risk Solutions share their thoughts on the current state of compliance solutions. Discussing the complex impact of instant payments when it comes to compliance, Lamontagne describes how screening solutions must keep pace with today’s payment landscape while maintaining regulatory compliance, all while ensuring legitimate payments aren’t unnecessarily stopped. Addressing how frequently the industry changes, Lagouanelle and Lamontagne explain how important it is to work in collaboration with customers and create solutions that are flexible and modular in order to avoid friction and enable effective adaptability.

29 October 2025

Long read/Sibos

Adizah Tejani Ex - Global Portfolio Manager at Independent

AI in financial services: Evolution, not revolution

29 October 2025

Finextra TV/crime

Combatting the Rise of Well-Funded Financial Crime

Joining the FinextraTV studio at Sibos in Frankfurt, Matt Michaud, Global Head of Financial Crime Compliance, and Nattu Srikrishnan, Senior Director, Global Screening Strategy, LexisNexis® Risk Solutions, address the proliferation of bad actors and AI misuse within financial crime. Helping to define some of the key risks from synthetic documents and document tampering, Srikrishnan explains how AI can be used to identify deepfakes or manipulation in order to combat bad actors within the financial ecosystem. In relation to innovations in screening, Michaud outlines why collaboration – with both customers and regulators – is key to meaningful innovation that addresses key priorities, reminding us, "if you have 47 priorities, you have none“.

29 October 2025

Finextra TV/Sibos

Why Breaking Data Silos Is the First Step to Smarter Risk Decisioning

At Sibos 2025 in Frankfurt, Ed Metzger, Vice President, Platforms and Payments Efficiency, LexisNexis Risk Solutions addressed the growing challenge of data silos in financial institutions, emphasising the need for a customer-centric view across the entire lifecycle, from onboarding to risk decisioning. He advocated for orchestrated, end-to-end data strategies that unify identity, transaction, and behavioural insights to improve operational resilience and reduce risk. Metzger highlighted the importance of proactive risk management, especially in the age of deepfakes, and pointed to measurable outcomes like improved straight-through processing rates as key indicators of success.

28 October 2025

Finextra TV/ai

Innovating with AI: How to Improve and Extract Value From Federated Data

In Frankfurt at Sibos 2025, Akber Jaffer, CEO, Smartstream spoke to FinextraTV about on-going conversations around AI innovations and their strategic rebrand to be more data-centric. As part of this conversation, Jaffer described how many institutions have federated data that requires improvement, and a renewed focus on data hygiene in order to keep up with innovation needs. Jaffer creates a picture of an industry ready for progression and with the tools to succeed, but requiring dedicated focus on ensuring existing sources of value are relevant for a new modern era.

24 October 2025

Finextra TV/payments

Innovation in Payments: Analytics, AI and PaaS

At Sibos 2025 in Frankfurt, Nadish Lad, Global Head of Product and Strategic Business, Volante Technologies spoke with FinextraTV about the changing face of payments, from AI to PaaS solutions. Detailing his three key use cases for AI in payments, across exception handling, smart routing and SLA management, Lad reiterates the fact that AI is not new and must now be viewed through the lens of what is the right use case for each business. Speaking to the evolution of PaaS, Lad explains the benefits of moving from a CapEx model to OpEx model, noting this change as more cost-effective and less cumbersome to manage.

23 October 2025

Finextra TV/ai

"AI isn't a Magic Tool": Why Data Infrastructure Matters More Than Use Cases

Whilst at Sibos 2025 in Frankfurt, Charlie Platt, Managing Director, Banking, SAP FIoneer, described an AI environment that is looking at use-cases, but without enough consideration toward the data infrastructure that will support it. Platt reiterates the positives of use-cases and exploring the applications of AI, but warns that without a strong data foundation, AI cannot work in the way organisations will want it to. In his interview, he outlines how different forms of AI work in conjunction with other systems and advises organisations to view AI not as a magic tool, but as a technological system that requires quality input.

23 October 2025

Finextra TV/payments

Convergence Is Coming: How Data, DLT, and Stablecoins Will Reshape Payments

At Sibos 2025 in Frankfurt, John Hutton, Senior Director Payments Efficiency, LexisNexis Risk Solutions emphasised the critical role of accurate data in improving payments efficiency and reducing failures. He highlighted how poor routing information and manual processes hinder straight-through processing (STP), leading to costly delays for banks and customers. Hutton also discussed the role of AI and automation in enhancing reconciliation and reducing errors, stressing that even the most advanced technologies are only as effective as the data they rely on. Looking ahead, he predicted a convergence of technologies, like DLT and stablecoins, tailored to specific use cases, ultimately empowering customers with greater choice and control.

23 October 2025

Finextra TV/regulation

How the Future of Finance Will Be Governed by Agentic AI and Trusted Data

Joining the FinextraTV studio in Frankfurt, Cyril Cymbler, Head of FSI - EMEA & Global Banking, Databricks explored the critical role of data governance in the age of agentic AI. With financial institutions facing increasing regulatory pressure, Cymbler emphasised that high-quality, well-governed data, along with metadata, machine learning models, and access controls, is essential for building trust and regulatory compliance. He described the shift from rule-based systems to sophisticated AI agents capable of managing other agents, enabling real-time decisions like credit scoring and fraud detection. Cymbler outlined three success factors for financial institutions: defining clear business value, anticipating risk, and streamlining processes. He concluded with three key recommendations: establish strong data governance, set structured AI goals, and ensure scalability of use cases—to unlock the full potential of agentic AI in financial services.

23 October 2025