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Checkout.com shakes up leadership to take on Stripe

Checkout.com shakes up leadership to take on Stripe

FIS makes 2600 job cuts - Bloomberg

FIS makes 2600 job cuts - Bloomberg

Zopa Bank raises £75 million to boost growth

Zopa Bank raises £75 million to boost growth

Brazil celebrates 2 years of open finance

Brazil celebrates 2 years of open finance

JPMorgan preps German digital retail bank

JPMorgan preps German digital retail bank

Natwest installs card recycling machines

Natwest installs card recycling machines

Egypt's MNT-Halan hits unicorn status

Egypt's MNT-Halan hits unicorn status

Crédit Agricole CIB hails quantum computing experiment results

Crédit Agricole CIB hails quantum computing experiment results

ION servers knocked out in ransomware attack

ION servers knocked out in ransomware attack

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The long read
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Dale Carter

Why is intellectual property protection essential in the virtual world?

Dale Carter - Partner, Reddie & Grose LLP
Latest TV
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2697
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A look at sustainable investing trends for the coming year
/predictions

A look at sustainable investing trends for the coming year

In this PREDICT 2023 episode, Eoin Murray, Head of Investment Management, Federated Hermes, following COP15's biodiversity framework, examines the investment trends emerging this year and the impact an ecosystem of stakeholders will have on sustainable finance.

27 Jan
The regulations affecting environmental impact reporting
/predictions

The regulations affecting environmental impact reporting

In this PREDICT 2023 episode, Anita De Horde, Co-founder and coordinator, Finance for Biodiversity Foundation, discusses what COP15 policies require of businesses and financial institutions and how Big Data can assist with measuring and reporting environmental impacts throughout supply chains and portfolios in the year ahead.

23 Jan
Customer attitudes towards digital bank services
/retail

Customer attitudes towards digital bank services

Dean Clark, Chief Technology Officer, GFT, and Alex Selwood, Partnerships Director, GFT, reflect on the wave of digital transformation retail banks are undergoing and the tools they’re using to adapt to changing customer needs.

6 h
The impact of open innovation on biodiversity in 2023
/predictions

The impact of open innovation on biodiversity in 2023

This PREDICT 2023 Series features Katherine Foster, Executive Director, Green Digital Finance Alliance, discussing her expectations for sustainability post-COP15, identifying the innovation and collaboration needed to accomplish the conference's targets, and predicting how we will innovate in 2023 to address the fragmented solutions that protect biodiversity.

23 Jan
Events
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Registered delegates
Webinar - Cross-border: 4 steps to maximise cross-border payments success

Webinar - Cross-border: 4 steps to maximise cross-border payments success

23 Feb 2023 » Online

Register for our upcoming webinar with Bottomline Technologies on 23rd February 2023 at 3pm GMT, as industry experts discuss what strategies can financial institutions use to facilitate cross-border transactions.

Registered: 413

Financial Cloud Summit 2023 | In-person conference

02 Mar 2023

London, England

Financial Cloud Summit 2023 | In-person conference

Build your plan for cloud success in financial services

Registered: 340

Webinar - Embedded finance: A marketplace differentiator for banks

07 Mar 2023

Online

Webinar - Embedded finance: A marketplace differentiator for banks

Register for our upcoming webinar with OpenText on Tuesday 7th March at 3pm GMT, as industry experts discuss the journey to an embedded ecosystem

Registered: 190

Online learning

The long read
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Madhvi Mavadiya

Banking and fintech movers and shakers: Revolut, Ant, Feedzai and more

Madhvi Mavadiya - Finextra Research
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Business Knowledge for IT 

Biggest E-payment App Trends to Watch out for in 2023

Victor Martin

Victor Martin - SquareRoot - Dublin

Asia Financial Services 

From Bearer Bonds to Registered Securities: The Evolution of Finance

Andrei Karpushonak

Andrei Karpushonak - Aprimerose - Singapore

E-commerce 

Why online retailers must beware of policy abuse

Eyal Elazar

Eyal Elazar - Riskified - Tlv

Fintech 

Power of The Ecosystem: Enabling Consumers and Communities Through Digital Wallets

Sean Salloux

Sean Salloux - Sentinel Digital - London, New York

A Magnificent Seven Retail Banking and Fintech Trends to Spy in 2023

01 Feb

Despite Scandals and Issues, Bitcoin Rallies – Are Bitcoin Whales and Bitcoin Maximalists the Explan

01 Feb

The Rise of Untapped Markets and Emerging Economies

01 Feb

100 mph Tape - rallying, wealth management and short term fixes

01 Feb

AR and VR could revolutionise customer experience in the fintech sector

01 Feb

/cloud
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News and resources on cloud strategy, selection, build, migration and operation for banks and fintechs.

Stripe scores major Amazon deal

Stripe scores major Amazon deal

Nexi taps IBM to modernise core payment processing

Nexi taps IBM to modernise core payment processing

BNP Paribas invests in AccessFintech

10 Jan

Finextra's top impact study reports of 2022

28 Dec 2022

Finextra's year in review

23 Dec 2022

Financial Cloud Summit sneak peek: headline speakers announced

23 Dec 2022

MSCI taps Microsoft Azure for investment intelligence platform

19 Dec 2022

Cloud blogs

Database Migration – Expectations Vs Reality – A Fact Check

Manish Lad

Manish Lad - Tata Consultancy Services Ltd - Medavakkam

Making quicker and more informed decisions: what role does 'open finance' play?

Andrea Varga

Andrea Varga - Aryza - Nottingham

Sponsored: [Upcoming Webinar] Embedded Finance: A marketplace differentiator for banks

Elsewhere...

  1. The Guardian

    ‘Everything is fake’: how global crime gangs are using UK shell companies in multi-million pound crypto scams

  2. BBC

    Mobile phone fraud: 'They stole £22,500 using my banking app'

  3. CityAM

    A recession will end the era of free money and tip the scales back to the Big Banks

  4. Metro

    Barclays to close branch that has just one customer who refuses to go online

  5. The Guardian

    NatWest’s biometric app security is blinking annoying

/markets
See all /markets »

News and resources on capital markets, exchanges, trade execution and post-trade settlement.

Crédit Agricole CIB hails quantum computing experiment results

Crédit Agricole CIB hails quantum computing experiment results

ION servers knocked out in ransomware attack

ION servers knocked out in ransomware attack

EIB issues its first ever digital bond in pound sterling

01 Feb

UK Government outlines plans to regulate cryptoasset industry

01 Feb

Moody's preps stablecoin scoring system - Bloomberg

30 Jan

Nyse trading chaos caused by failure to turn off backup system

26 Jan

Morgan Stanley fines bankers over messaging breaches

26 Jan

Markets blogs

The Rise of Untapped Markets and Emerging Economies

Jamel Derdour

Jamel Derdour - Transact365 / Nucleus365 - London

Transparency – transformative for today’s banks

Maria Schuld

Maria Schuld - FIS - Milwaukee

Sponsored: [On-Demand Webinar] Data Modernisation: A key element of business transformation

The long read
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Madhvi Mavadiya

The fintech sentiment: Data Privacy Day 2023 and the policies protecting financial services

Madhvi Mavadiya - Finextra Research
Shared

  1. Barclays replaces branches with semi-permanent banking pods

  2. Exclusive: Feedzai cuts workforce amid ‘restructuring’ - sources

  3. UK to roll out more shared banking hubs

  4. White House to cap credit card late payment fees

  5. UK Government outlines plans to regulate cryptoasset industry

/cryptocurrency
See all /cryptocurrency »

News and resources on digital currencies, crypto assets and crypto exchanges worldwide.

UK Government outlines plans to regulate cryptoasset industry

UK Government outlines plans to regulate cryptoasset industry

HSBC hiring for digital asset and tokenisation jobs

HSBC hiring for digital asset and tokenisation jobs

Moody's preps stablecoin scoring system - Bloomberg

30 Jan

Mode tells customers to remove funds, announces closure

27 Jan

Dutch central bank fines Coinbase €3.3m

26 Jan

HelloGold shuts up shop; Luno cuts 330 jobs

26 Jan

Copper appoints former chancellor Hammond as chairman

26 Jan

Cryptocurrency blogs

Power of The Ecosystem: Enabling Consumers and Communities Through Digital Wallets

Sean Salloux

Sean Salloux - Sentinel Digital - London, New York

Why 2023 will be a bumper year for blockchain

Lars Rensing

Lars Rensing - Protokol - Rhenen

Sponsored: [Upcoming Webinar] Embedded Finance: A marketplace differentiator for banks

Discussion
Build vs. Buy Fintech Software: A Guide to Choosing the Best Approach for Your Product
Ketharaman Swaminathan

Ketharaman Swaminathan

  TY Yuri Kropelnytsky. Fintech: I'm going by the definition given in Why Banks Will Never Catch Up With Fintechs (Disclosure: I'm the author!). It resonates strongly with the Wikipedia description of the term:  "Fintech refers to firms using new technology to compete with traditional financial methods in the delivery of financial services." Spend Management Software: This description by Gartner does not say financial technology software. There's a list of leading vendors on that page. I've not heard anyone call them fintechs. ----- As I said, this is the classical definition at inception. Over time, the bank-disruption posturing of fintechs flopped. The industry started chanting the bank-partnership mantra. As a result, the scope of fintech - and, along with that, of financial technology software category - gradually expanded over time. Which is fine by me, as long as we know which version of "fintech" and "financial technology software" we're talking about - because there are huge differences in business model, TAM, and valuations depending on the specific definition used.  Not to muddy the waters but there's also BaaS, Embedded Finance, etc. now!

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Build vs. Buy Fintech Software: A Guide to Choosing the Best Approach for Your Product
Yuri Kropelnytsky

Yuri Kropelnytsky

  Hello Ketharaman, thank you for reading and for your question. In reality, the classical definition of fintech is not limited to simply companies that compete with traditional banks, but many other financial services. And yes, this does include spend management (the example you stated). In our industry, we use the term 'fintech software' as an overarching category to describe all sorts of systems, including, but not limited to: payment apps, prepaid card apps, banking apps, remittance apps, money transfer apps, payment gateways, accounting & expense management systems, mobile wallets, lending apps, blockchain & cryptocurrency, compliance technology, and so on. There are many reputable sources citing this broader definition of fintech and the types of examples I stated, including Columbia.edu, Forbes Advisor, and CFA Institute. Would you please tell me your source that suggests corporate spending software is not considered financial technology software?

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Research
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Sustainable Finance Live - Enabling positive change through innovation and collaboration

Sustainable Finance Live - Enabling positive change through innovation and collaboration

UK Open Banking API Performance 2021-2022

UK Open Banking API Performance 2021-2022

Seeking Approval - Acquirers vs. Transaction Fraud

Seeking Approval - Acquirers vs. Transaction Fraud