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Expert opinions Last 7 days total 34

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

The CFO’s Role Has Never Been More Vital

In a year defined by economic shocks and geopolitical instability, from proposed tariffs to inflationary pressures, one executive stands increasingly at the centre of strategic decision-making: the Chief Financial Officer (CFO). No longer just a financial gatekeeper, today’s CFO is a central architect of business resilience, growth, and operational...

/ai /payments Treasury Management

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

CP10/25: How expectations on climate risk are developing

CP10/25 doesn’t introduce new climate risk rules — but it does raise the bar. The paper builds on existing guidance and reflects a clear push for firms to go beyond policy statements and start demonstrating how climate risk is integrated into real-world decision-making. The emphasis now is on depth. Firms are expected to show how climate factors a...

/regulation

Aaron Holmes

Aaron Holmes CEO at Kani Payments

Why building a fintech in Newcastle is a canny decision (and one I’d make all over again)

I recently had the pleasure of speaking at Mastercard’s FinTech 2.0 panel event, where we discussed the challenges and opportunities of scaling a fintech company outside of London. The final question stuck with me: “If you had to do it all over again, would you still build your business in Newcastle?” The answer? A resounding yes.

/regulation /startups Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Next Frontier for Financial Services: Life-Cycle Event Platforms

Worldwide, there is a clear trend towards embedding various services into a single digital customer journey. This has led to the emergence of embedded platforms, product and service marketplaces, and even super-apps that combine multiple offerings into one cohesive app experience. While these embedded journeys are increasingly comprehensive, they

/retail /predictions Digital Bank Transformation

Mayuri Jain

Mayuri Jain CMO at Science4Data

How Transformative Technologies are Revolutionizing Business

Today’s digital revolution has transformed the nature of business, requiring leaders to rethink strategies and embrace innovation not merely as a competitive advantage but as a necessity for sustainable growth. At the heart of this revolution are transformative technologies that power new approaches to problem-solving and continuous improvement. A...

/ai Artificial Intelligence

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Shriram Bhashyam

Shriram Bhashyam COO at Sydecar

Stanislav Galandzovsky

Stanislav Galandzovsky Head of User Acquisition at NAGA

Aaron Holmes

Aaron Holmes CEO at Kani Payments

Galong Yao

Galong Yao CGO at Bamboodt

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Research Total research pieces 282

Event Report

Business@EBAday 2025

Your Essential Guide to Payments Innovation: Business@EBAday 2025 is Here! Business@EBAday 2025 is your exclusive digital companion to this year's premier payments and transaction banking event. This comprehensive supplement provides the latest insights from the leading companies exhibiting and sponsoring EBAday, offering a unique perspective into the innovations driving our industry forward.   What's Inside? Inside, you'll find articles and thought leadership pieces covering the most critical topics in payments today, including: The Road Ahead for ISO 20022 Migration: Understand the challenges, opportunities, and strategic implications as the industry moves towards richer data. Strengthening Defenses with Verification of Payee (VoP): Explore the latest strategies and technologies in fraud prevention. The Transformative Power of AI in Payments: Discover how artificial intelligence is reshaping operations, enhancing security, and creating new possibilities. Unlocking Efficiency with Virtual Accounts and Instant Payments: Dive into cutting-edge solutions for streamlined liquidity management and real-time processing. And much more! Hear diverse perspectives on cross-border payments, regulatory shifts, building robust ecosystems, and achieving operational excellence.   This supplement is an invaluable resource for: Payments professionals seeking strategic foresight. Financial institutions looking for actionable insights. Fintech innovators exploring collaborative opportunities. Anyone keen to understand the future trajectory of the payments industry.   Get a head start on the EBAday experience and equip yourself with knowledge from the industry's thought leaders. Have a look inside!   Business@EBAday 2025 is produced by Finextra Research in partnership with EBA and EBA CLEARING.

1 download

Impact Study

Why DevSecOps is key to navigating innovation and compliance

Explore how DevSecOps enable organisations to navigate economic uncertainties while treating innovation and compliance as complementary forces rather than competing priorities. A balancing act is underway within the financial services industry. Driven by client demand and fintech competition, institutions are increasingly obliged to innovate, while at the same time, ensure every step forward is secure and compliant. Often, it feels as though these two goals sit on either side of a seesaw – when one goes up, the other must go down. Many such challenges are born from the software delivery process, where countless organisations are struggling to source the expertise and capabilities necessary to deliver secure and compliant applications, at speed.  Much of the conflict stems from fragmented DevSecOps (a software development practice that integrates security throughout the development lifecycle) strategies which are built upon outdated infrastructure. Indeed, many financial institutions (FIs) today operate with disjointed security and development workflows – sometimes patching together between five to 10 separate tools that were implemented incrementally over time. While this approach worked five years ago, better options exist today. A simplified stack is conducive to both innovation and compliance – without either being compromised.  This Finextra impact study, produced in association with GitLab, explores:  How the evolution to a unified software delivery platform can deliver on both innovation and compliance;  reduce the risk of security incidents;  supercharge operational efficiencies;  amplify business agility and scalability;  and even support talent acquisition. 

83 downloads

Survey

Navigating the Nordic financial landscape: 2025 challenges and priorities

As the Nordic financial sector faces new hurdles and opportunities, a variety of issues are front and centre for financial institutions, technology providers, and fintechs.  Our latest survey of 150 responses reveals how Nordic institutions across Denmark, Finland, Iceland, Norway, and Sweden are navigating the current landscape and their strategic priorities for 2025. Providing valuable insights into areas such as the Digital Operational Resilience Act (DORA), Verification of Payee (VoP), AI’s growing role in financial services, perspectives on central bank digital currency (CBDC) and stablecoin, and evolving payment trends such as Account-to-Account (A2A) and instant payments.  Analysis of our survey responses provides a comprehensive overview on how Nordic institutions are navigating transformation shaped by innovation, regulation, and evolving customer expectations, with progress and priorities varying by country.  We explore regional specific views towards:  Key priorities for 2025  Readiness for Verification of Payee (VoP)  Strategic AI integration for real impact  The rise of A2A, instant, and mobile payments  Attitudes towards central bank digital currencies (CBDCs) and stablecoin  The impact of DORA 

228 downloads

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Why It's So Important To Approach Technology Development Differently

While speaking with FinextraTV at the Communify Fincentric Experience 2025, Will Bailey, President of International Sales, Communify Fincentric explained the way technology is developing. From Deterministic AI to blockchain, Bailey discusses how best to leverage these technologies and the most effective approach to early adoption.

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Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is deep learning?

Artificial intelligence (AI), a concept once confined to the realms of science fiction, has in the last several years entered the mainstream – with the release of OpenAI’s inaugural ChatGPT model, and other competitor engines subsequently, transforming innumerable industries. Often uttered in conjunction with ‘AI’ is the term ‘deep learning’, thou...

/ai

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

What Shackleton’s strategic expansion means for UK wealth management

As reported by Financial News this week, a document seen by the publication revealed that Shackleton explored a takeover deal that could have tripled the amount of money it manages. The wealth manager, that oversees a portfolio of £5.5 billion, had discussions with a larger rival that managed £10 billion at the time and a smaller firm with £2 bil...

/wealth

Chris Holmes

Chris Holmes Peer at House of Lords

Will the Property (Digital Assets) Bill place the UK as a leader in cryptoassets?

The Property (Digital Assets etc.) Bill passed 3rd Reading in the House of Lords on 8 May 2025 and will now move to the House of Commons to go through its legislative stages there. It has been a privilege to serve on the Special Public Bill Committee for this important legal change developed by the Law Commission of England and Wales. This legal c...

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