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Scott's long read archive

2024 (5) 2023 (27) 2022 (2)
Scott Hamilton

Scott Hamilton

Contributing Editor at Finextra Research
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Long reads

Will embedded finance change UK fintech by 2035?

18 Apr 2024

Buying vs. building is not going away, it’s accelerating in the business world. This is an extract from the recently published report, 'The Future of UK Fintech - 2015-2035'. Three in five (60%) UK adults has used embedded finance services as part of the checkout process when shopping online in the past 12 months. Embedded finance services include...

Why don’t Canadians trust data providers?

09 Feb 2024

Data privacy concerns are major worries of more than three-fourths of Canadian citizens. In fact, more than 80% of the respondents to a recent nationwide poll on the topic said they want more control of how their personal data is handled and exposed. The survey was undertaken by public relations firm Hill and Knowlton in conjunction with the Leger...

Why are fees on international payments so high?

08 Feb 2024

Survey shows American consumers disgusted with ‘junk fees’ and hidden costs; bank fees for international payments and foreign exchange, especially hidden or unexpected add-on charges, were among the most cited irritations in modern consumer transactions, according to a recent survey. The study, commissioned by fast-growing international payments...

What’s making AI hot for FIs now, and what’s next on the menu in 2024?

17 Jan 2024

Artificial Intelligence (AI) applications are becoming much more common everywhere, for consumers to research and explore online resources, for developers to more easily write code, and in customer service scenarios to (hopefully) improve responsiveness and enhance support solution development. AI also offers broad value within various areas of fi...