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Roy Prayikulam

SVP Risk & Fraud Division
INFORM GmbH
Member since
09 Aug 2021
Location
Aachen
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Roy Prayikulam is SVP Risk & Fraud division at Inform, an internationally active optimization specialist based in Aachen, Germany. After graduating from RWTH Aachen University, he began his career in the field of financial crime prevention in 2009 at INFORM, where he has since held various roles, from Business Consultant to Project Manager to Head of Professional Services. Roy Prayikulam has extensive experience in complex IT integration projects for the financial sector, for example in the areas of acquiring, card issuing, internet banking and AML compliance.

Experience

SVP Risk & Fraud Division
INFORM GmbH
To Present
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Latest opinions

Roy Prayikulam

Hybrid AI in Action: Shaping the Next Frontiers of Fraud Prevention and AML Compliance

Imagine this: A customer makes an unusually large transfer via online banking. Shortly after, it becomes clear that the transaction is part of a phishing attack, orchestrated with synthetic identities and deceptively authentic-looking digital receipts. A purely rule-based system might not have detected this. This is precisely where Hybrid AI demon...

26 September 2025 Artificial Intelligence and Financial Services

Roy Prayikulam

Anti-money laundering in transition: what's coming with AMLA – and how AI can help

Every year, an estimated two to five percent of global gross domestic product is laundered through money laundering, amounting up to 2 trillion US dollars. In Germany alone, the figure is believed to be around 100 billion euros annually. The consequences are devastating: money laundering threatens the integrity of the financial system, distorts co...

02 July 2025 Artificial Intelligence and Financial Services

Roy Prayikulam

Cross-Border Fraud: How AI and International Cooperation Are Combating Financial Crime

The globalization of the financial world has not only brought markets closer together but also created new opportunities for criminals. Cross-border fraud is rapidly evolving into the greatest threat to the integrity of the global financial system. According to the INTERPOL Global Financial Fraud Assessment (March 2024), fraud has reached epidemi...

30 April 2025 Artificial Intelligence and Financial Services

See all 7 opinions by Roy

Roy writes about

  • artificial intelligence
  • payments
  • regulation & compliance
  • financial crime

Roy's opinion archive

  • 2025 (3)
  • 2023 (2)
  • 2022 (1)
  • 2021 (1)

Latest groups joined by Roy

  • Exposing Financial Crime

  • Financial Risk Management

  • Big Data

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Roy reads

  • INFORM GmbH
  • RiskShield by INFORM
  • RiskShield on LinkedIn
  • RiskShield on Twitter

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