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Steven Murdoch

Chip and Skim: cloning EMV cards with the pre-play attack

The EMV (Chip & PIN) protocol requires ATMs and point-of-sale terminals to generate a random number. If this number (known in EMV terminology as the "unpredictable number") isn't random,...

11 Sep 2012
Information Security
Steven Murdoch

UK Cards Association attempt to supress Cambridge research

The UK Cards Association (previously known as APACS) has written to the University of Cambridge asking them to remove a paper, claiming that it contains information that might be of use to criminals....

25 Dec 2010
Information Security
Steven Murdoch

Reliability of Chip and PIN evidence in banking disputes

It has now been two weeks since we published our paper “Chip and PIN is broken”. Here, we presented the no-PIN attack, which allows criminals to use a stolen Chip and PIN card, without having to know...

26 Feb 2010
Information Security
Steven Murdoch

Chip and PIN is broken

There was a 9-minute film on Newsnight yesterday evening (available online) showing some research by Saar Drimer, Ross Anderson, Mike Bond and me. We demonstrate a middleperson attack on EMV which let...

12 Feb 2010
Information Security
Steven Murdoch

Verified by Visa and MasterCard SecureCode

This week, the 2010 Financial Cryptography conference is being held in Tenerife. The papers to be presented are likely of interest to the Finextra audience. Unfortunately, most are not available onlin...

27 Jan 2010
Information Security
Steven Murdoch

Encoding integers in the EMV protocol

On the 1st of January 2010, many German bank customers found that their banking smart cards had stopped working. Details of why are still unclear, but indications are that the cards believed that the ...

19 Jan 2010
Information Security
Steven Murdoch

Finextra video interview on CAP vulnerabilities

Today, Finextra published a video interview with me, discussing my research on banks using card readers for online banking, which was recently featured on TV. In this interview, I discuss some of th...

11 Nov 2009
Information Security
Steven Murdoch

Demonstration of CAP vulnerability on BBC One today

This evening (Monday 26th October 2009, at 19:30 UTC), BBC Inside Out will show Saar Drimer and I demonstrating how the use of smart card readers, being issued in the UK to authenticate online bankin...

26 Oct 2009
Information Security
Steven Murdoch

Which? survey of online banking security

Today Which? released their survey of online banking security. The results are summarized in their press release and the full article is in the September edition of “Which? Computing”. The article f...

09 Sep 2009

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