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Stephen Wilson

Now is not the time to go soft

Online computing represents probably the first new platform in thirty years. Not since the PC have we seen a whole new hardware-software-solution-product environment emerge. It's understandable that...

03 Aug 2012
Stephen Wilson

How much worse can CNP fraud get?

The Australian Payments Clearing Association (APCA) releases card fraud statistics every six months for the preceding 12m period. For the first time in many years, Australian card fraud has grown

17 Jul 2012
Stephen Wilson

Credit card numbers are like nitroglycerine

It's terrific that merchants are increasingly pushing back on PCI-DSS. It really is high time we shifted the emphasis from ad hoc stop gap compromise measures, onto tackling the real problem: the rep...

13 Jan 2012
Stephen Wilson

Banks really know their customers

A few months ago, the Australian banking consortium BPAY announced the cancellation of its promising and well funded account portabilty MAMBO. What does this mean for the even more audacious plans for...

13 Dec 2011
Stephen Wilson

Taking full advantage of Chip

The Atlanta Federal Reserve's Cindy Merritt -- assistant director of the Retail Payments Risk Forum -- offers a refreshing, plain talking critique of the PCI-DSS regime. She goes to the heart of the m...

02 Jun 2011
Stephen Wilson

Do digital wallets leave 3D Secure behind?

Visa's digital wallet seems to take a different path from 3D Secure. If it's "digital" I wonder if it's interoperable online and how might it work over Internet? The digital wallet will stor...

11 May 2011
Stephen Wilson

Is Sony PCI DSS compliant?

It's been over a week and a zillion blog posts and tweets have already circulated about the PlayStation Network breach. Yet one security issue has yet to be canvassed. I'm more than a little surpris...

27 Apr 2011
Stephen Wilson

What to do about the SecurID hack?

RSA's public response to the compromise of its famous SecurID One Time Password is curious. On the one hand, it's admirable to have disclosed that they've been 'hacked'; on the other hand, their pu

21 Mar 2011
Stephen Wilson

Are banks ready for the new identity ecosystem?

The National Strategy for Trusted Identities in Cyberspace (NSTIC) released by the Whitehouse last month, is a proposal for a new “ecosystem” of diverse Internet IDs. It is the latest incarnation of...

26 Jan 2011
Stephen Wilson

Can't we simplify digital identity?

Why is digital identity so tricky? The past decade is littered with earnest initiatives that failed to meet expectations (like the Australian Trust Centre) or consortia that over promised and unde

25 Aug 2010
Stephen Wilson

National security implications of weak hotel databases

The Destination Hotels & Resorts cyber security breach is not the first report of credit card details being stolen from hotel databases. Hotels are a fantastic target for identity thieves. Hotel...

02 Jul 2010
Stephen Wilson

Lateral business cases for EMV in the US

The announcement that a US credit union will be the first to issue EMV cards proves there is more than one way to make the business case for chip. The United Nations Credit Union says it wants its cu...

16 May 2010

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