Stephen Wilson

Stephen Wilson

Managing Director at Lockstep Consulting
Message Message me Posts: 34 Comments: 183
Bio I specialise in data protection, digital identity, privacy engineering, smart technologies and fraud prevention. I run Lockstep Consulting, which provides independent analysis & advice in privacy and identity security, and researches innovative solutions to secure data sharing, verifiable credentials, Card Not Present fraud and identity theft. See ht Career History Over three decades in digital technologies and embedded systems R&D in Australia and the USA. Since 1995, dedicated to digital identity, working for Baltimore Technologies, KPMG, PwC beTRUSTed and Cybertrust. In 2004, established Lockstep Consulting to provide specialist consulting, and to develop novel privacy and safety solutions.



Now is not the time to go soft

03 Aug 2012

Online computing represents probably the first new platform in thirty years. Not since the PC have we seen a whole new hardware-software-solution-product environment emerge. It's understandable that there's a mad land grab for app-driven market share. But you'd think that the rush to market would be moderated by a realisation that we ought to b...



How much worse can CNP fraud get?

17 Jul 2012

The Australian Payments Clearing Association (APCA) releases card fraud statistics every six months for the preceding 12m period. For the first time in many years, Australian card fraud has grown in all categories. The ratio of Card Not Present fraud to all fraud remained steady at just under three quarters. An up-turn in skimming and counter



Credit card numbers are like nitroglycerine

13 Jan 2012

It's terrific that merchants are increasingly pushing back on PCI-DSS. It really is high time we shifted the emphasis from ad hoc stop gap compromise measures, onto tackling the real problem: the replayability of account data. Credit card numbers are a bit like nitroglycerine: handle them with great care or they'll blow up! The slightest slip-up,...


Banks really know their customers

13 Dec 2011

A few months ago, the Australian banking consortium BPAY announced the cancellation of its promising and well funded account portabilty MAMBO. What does this mean for the even more audacious plans for federated identity in banking? The US government's National Strategy for Trusted Identities in Cyberspace (NSTIC) envisions using university studen...


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