Latest Instant Payments News: Finextra Research

Finextra TV/crypto

Digital Assets & Payment Hubs: Simplifying Infrastructure for a Disruptive Future

In Frankfurt at Sibos 2025, Elaine Duff, Head of Money Movement and Retail Payments, FIS discussed the energy at Sibos and some of the fundamental challenges facing banks and financial institutions. Duff contextualised the urgency that many banks were already feeling surrounding modernisation and increasing regulatory changes, but she says that speed is only increasing further. Her advice is to focus on simplifying infrastructure and technical debt, suggesting a payment hub as a good place to start. Duff emphasised that the pace of change is rapid and banks will need help in keeping up, one example of this in particular is the surprising frequency with which digital assets have been brought up. In these instances, she says, it becomes more transformative and it opens up questions around how this affects cross-border payments, compliance in new regimes and the ability for smaller banks to compete with larger banks with more of a larger percentage of the correspondent banking network.

06 November 2025

Finextra TV/retail

Why Banks Are Being Forced to Relook at Their Cross-Border GTM

Speaking to FinextraTV from Sibos 2025 in Frankfurt, Arun Kini, Managing Director, Payments, Finastra speaks to the changes, trends and challenges within cross-border payments. Kini ties all the evolving changes, within regulation and with the growing number of outsourcing and partnerships to one common objective: speed. Within this, Kini predicts the continued rise of stablecoin integration to assist in this journey. He says that when looking at how to efficiently improve systems, banks are now looking at 3 key things: how to get to market in the cheapest way possible, how to manage liquidity better and how to look at payment systems that help automation and speed. In helping all these objectives, Kini justifies the investment in payment hubs as a solution.

05 November 2025

Finextra TV/regulation

How Flexibility in Compliance Solutions Can Avoid Instant Payment Frictions

Joining the FinextraTV studio at Sibos 2025, Sophie Lagouanelle, Chief Product Officer, Financial Crime Compliance and Audrey Lamontagne, Director, Product Management, Financial Crime Compliance, LexisNexis® Risk Solutions share their thoughts on the current state of compliance solutions. Discussing the complex impact of instant payments when it comes to compliance, Lamontagne describes how screening solutions must keep pace with today’s payment landscape while maintaining regulatory compliance, all while ensuring legitimate payments aren’t unnecessarily stopped. Addressing how frequently the industry changes, Lagouanelle and Lamontagne explain how important it is to work in collaboration with customers and create solutions that are flexible and modular in order to avoid friction and enable effective adaptability.

29 October 2025

Finextra TV/payments

How the Future of Payments Will Be a Unified Flow of Intelligent Financial Protection

Joining the FinextraTV studio at Sibos 2025 in Frankfurt, Scotty Perkins, Head of Product Management and Market Strategy at ACI Worldwide, shared insights on customer strategy and convergence in payments. Perkins discussed the growing demand for account-to-account and instant payments, highlighting that while banks anticipate significant growth, many are not yet fully prepared. Perkins also addressed the tension banks face between maintaining resilient legacy systems and adopting cloud-native technologies, advocating for a balanced strategy that supports both stability and innovation.

14 October 2025

Finextra TV/payments

From Nostro to Now: Reinventing B2B Payments with Real-Time Orchestration

At Sibos 2025 in Frankfurt, Pratik Khowala, Global Head of Transfer Solutions, Mastercard, outlined how banks can better serve micro, small, and medium enterprises (MSMEs) in an increasingly globalised payments landscape. He emphasised the need for low-value, low-touch, intuitive platforms, offering multicurrency virtual accounts, competitive FX rates, and embedded digital experiences via simple APIs. Khowala also addressed modernisation in high-value B2B flows, highlighting how orchestration layers atop correspondent banking networks can help reduce errors, liquidity costs, and enable 24/7 real-time transactions. He stressed that trust, collaboration, and innovation, through partnerships and technologies like AI and stablecoins, are foundational to unlocking the full potential of cross-border B2B payments.

14 October 2025

Finextra TV/cloud

How Embedded Finance and Cloud Strategy Are Reshaping the Future of Payments

At Sibos 2025 in Frankfurt, Phil Bruno, Chief Strategy and Growth Officer at ACI Worldwide, discussed how strategic focus drives measurable outcomes across regions. He emphasised helping banks shift from maintaining legacy systems to investing in innovation, reducing complexity in payments, and accelerating time to market. Bruno also announced a new partnership with Solaris to unify instant payments, enabling customer-centric growth through modern, flexible infrastructure.

14 October 2025

Finextra TV/crime

How A2A Innovation is Advancing The Fight Against Fraud

Speaking to FinextraTV in this interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard and Luke Reynolds, SVP, Financial Crimes, Mastercard discuss the impact of fraud and payment scams and look to address their prevention. As well as covering the many forms of fraud, such as APP fraud and romance scams, Forest and Reynolds explore the innovations currently available to help reduce its impact. They provide an honest optimism whilst remaining aware of the existing complexities within fraud prevention, bringing attention to the impact of the latest account to account fraud prevention methods including risk-scoring and Mastercard's UK A2A Sandbox.

23 July 2025

Finextra TV/payments

Cross-Border Payments: How To Evolve From Slower, Domestic Roots

Discussing cross-border payments priorities, Damien Dugauquier, Co-Founder and CEO, iPiD and Alex Johnson, Chief Payments Officer, Nium join FinextraTV at Money 20/20 in Amsterdam. Bringing up the evolution of payments to a faster, international experience amongst a history rooted in domestic payments, Dugauquier and Johnson establish a need for better payment rails and verification services. Across the importance of reframing compliance and regulation, developing better experiences, and battling fraud, Johnson and Dugauquier emphasise the importance of a full-service unification.

22 July 2025

Finextra TV/regulation

How Instant Payments Regulation Will Boost A2A Payments

Joining the FinextraTV studio at EBAday 2025 in Paris, Nuria Mohedas Yamayo, Director of Payments and Digital Banking, Cecabank and Julio Cesar Fernandez Ramos, Director of Business Development and Operations, Cecabank discussed the development of instant payments regulations and cash contingencies. Explaining how new regulations help to boost A2A payments and the growth of organisations as a whole, beyond just a smaller portion of banks, Yamayo and Ramos also emphasised the need for improved efficiencies and collaboration.

18 July 2025

Finextra TV/ai

What To Consider When Working with AI & Real-Time Data

In this interview at Money 20/20 2025 in Amsterdam, Rishi Doerga, Senior Solutions Engineer, Confluent helps to define real-time data and how it can be safely and correctly utilised alongside AI. When discussing best use cases for AI, Doerga advised a need to take a step back and consider how to manage vast amounts of data, as well as how to approach the data input when working with Agentic AI tools. Doerga also helps to provide some insights to those that require real-time data but are more apprehensive of AI.

15 July 2025

Finextra TV/wholesale

Why It Is Critically Important to Sustain Correspondent Banking

Inside the FinextraTV studio at EBAday 2025 in Paris, Jean-François Mazure, Global Head of Cash Clearing Services, Societe Generale emphasised the critical importance of keeping correspondent banking alive amongst the modern innovation of alternative solutions. Explaining its benefits, Mazure describes how it can help to create a frictionless future and contribute towards financial inclusion and provides an alternative opinion on what impact instant payments will have on correspondent banking.

11 July 2025

Finextra TV/payments

The Key Payment Trends to Maximise Business Value

Speaking to FinextraTV, Barry Rodrigues, EVP Payments, Finastra, explains how financial institutions can embrace the changing payment trends and leverage these to maximise business value. Looking towards the future of cross-border payments, ISO 20022, real-time payments, and the importance of a modern architecture, Rodrigues provides a holistic view of how to both provide value and generate revenue in an evolving time.

03 July 2025

Finextra TV/ai

Can Agentic AI Help to Reduce Financial Crime in Banking?

Joining the FinextraTV studio at Temenos Community Forum 2025, Adam Gable, Senior Product Director, Temenos provided an insight into the way that agentic AI is helping to combat financial crime. Discussing the challenges inherent in fighting financial crime amidst a high-volume, high-speed market, Gable emphasises how well-considered agentic AI tools can provide an investigative element as fast as the speed of modern fraud.

02 July 2025

Finextra TV/retail

How Open and Embedded Finance are Increasing Banking Accessibility

Vincent Brennan, an independent consultant within the banking industry, joined the FinextraTV studio at EBAday following the panel he featured on to reflect on the topics covered. As well as discussing the challenges for this autumn surrounding ISO20022, instant payments and verification of payee, he shares what he is most excited for within open and embedded finance across the next few years.

02 July 2025

Finextra TV/payments

Instant Payments: Accessibility Is Equally As Important As Speed

Joining the FinextraTV studio at EBAday 2025 in Paris, Daniel Stanton, Global Head of Transactional FX, Cross-Border RTP & Clearing at Bank of America, explained why we can be optimistic about the global banking and payments landscape. He also discusses the drivers of continuous innovation, and in terms of instant payments, points out there are other advantages besides the preoccupation with speed – accessibility, interoperability, transparency, and lower costs.

01 July 2025

Finextra TV/payments

How Evolving Regulation is Enabling Overdue Investment in Payment Hubs

Christina Fransson, Senior Business Development Manager, Enterprise & Instant Payments, FIS Global in her FinextraTV interview at NextGen Nordics discusses the history of centralised payment factories and how they have grown into the modern payment hubs, . From Fransson’s perspective, evolving regulation has been a much-needed push for banks to invest in a centralised system like payment hubs and the holistic abilities they provide. She details why this is important and what to expect from the future.

19 June 2025

Finextra TV/regulation

Is Now an Exciting Time for European Instant Payments Progress?

While attending EBAday 2025 in Paris, Sheri Brandon, Global Head of New Business, Worldline, joined the FinextraTV studio to talk about how instant payments have evolved over the last year. Defining the landscape as exciting within European payments, Brandon explained how progress is being made more significantly, especially within interoperability in the face of SEPA deadlines. On top of this, Brandon gave her predictions for future developments and how to stay ahead of rising fraud threats.

19 June 2025

Finextra TV/regulation

Changing Regulatory Perceptions: Towards Strategy & Collaboration

Joining the FinextraTV studio at EBAday 2025, Liliana Fratini Passi, Managing Director, CBI shared her insights surrounding a key conversation at the event: regulatory compliance. Fratini Passi shared a belief that the perception of regulation is moving toward one of a strategic driver as opposed to an obstacle or inconvenience. Touching on Instant Payments in particular, Fratini Passi said that the approaches have drastically changed in recent times but that, in her opinion, the most successful ones tend to be those a collaborative nature.

18 June 2025

Finextra TV/regulation

Cross-Border Fragmentation: To Innovate Without Risk, It Must Be Interoperable

Discussing interoperability in the face of fragmentation within cross-border operations, Susana Delgado, Global Head of Market Intelligence & Engagement, Swift joined the FinextraTV studio at EBAday 2025. Quoting a collaborative study between Swift and The Economist, she mentions how fragmentation could lead to heightened costs and lower global GDP. While acknowledging that diverse approaches can foster innovation, Delgado emphasized that interoperability is critical to managing the associated risks and ensuring sustainable progress.

18 June 2025

Finextra TV/payments

The Unique Benefits of a SaaS Approach to Market Changes

At EBAday 2025, Andrea Pennacchia, Head of Banking and PA Solutions, Nexi Group joined the FinextraTV studio to give his insights into the most significant changes within the payments industry. As well as defining the importance of prioritising a level of trust with customer that they have become so used to in other industries, Pennacchia provides an update on instant payments regulations and SEPA developments. Across all, he shows how an SaaS approach for banks allows for a greater advantage.

17 June 2025