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By now everyone should be aware of Digital First banking. Its ability to enable both physical and digital card issuance, real-time card management or secure, straightforward free online payments, show...
Banks have long been the custodians of our financial assets – our money, credentials, and our data – and the heart of our society. However, as digitisation has developed, so has the realisation of the...
The first internet protocol, invented back in the 1960s, only allowed machines to talk to each other and could not enable the secure identification of the person using them. This was not a problem for...
Over the last 20 years, biometric technology has permeated our everyday lives whether we’ve realised it or not. We’ve been scanning our prints and faces at border control and using Apple’s Touch ID an...
Mobile devices are the backbone of digital transformation, enabling new innovations such as smart cities and connected cars. But they are also the backbone of disruption in the digital banking world
When innovations start to create real value, the authorities start to regulate. So if you want to see where value is being created, have a look at where new regulations are coming into force. The di...
Big names in banking are permanently closing the doors on thousands of branches across the UK, leading to some commentators expressing doubts over the place of the bank branch in the digital world. C...
Last month, a new survey of UK consumers found a growing appetite for the use of biometric methods to access and authenticate online banking services. In particular, it found that consumers would pre...
The last decade has seen the global banking industry wrestle with a lethargic economy, historically low interest rates, and a stiff regulatory environment. But the tide of forces squeezing margins cou...
The UK is facing a growing crisis at the moment. Since 2010, Card Not Present (CNP) Fraud has cost the UK economy £1.7 billion, with the number set to increase as UK banks deliberate how to cure the p...
It’s over forty years since Britain went through its last true payment revolution with the decimalisation of the country’s currency system. What was part of our day-to-day lives was gone over night an...
The Internet of Things (IoT) is set to completely revolutionise our economy, society and culture over the next five years, with 2016 looking set to be the year in which IoT hits the mainstream. When i...