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243 Results from 2020, /payments

Roberto Garavaglia

Roberto Garavaglia Independent Advisor at Innovative Payments & blockchain Strategic Advisor

Brexit and digital payments: what are the impacts for the future

Since the stroke of midnight on 31 January 2020, United Kingdom 'is out', to use the same wording we have seen appearing in London's squares, to mark the country's exit from the European Union. Beyond an all too lively and often vague narration of the economic consequences that such a step, now taken, could have on the old continent (and not only)...

/payments Financial Services Regulation

Riaz Mohammed

Riaz Mohammed CTO at DiffusionData

Technology Driving Invisible Payments

Payments are taking a backseat and becoming more and more invisible, leaving us more time to ensure value and enjoy the purchase. Innovation in payments is progressing to the next level, from fast or contactless payments to invisible payments and to allow for multimodal transactions. We already have such offerings in the market, for example, th

/payments /retail Bigger than Technology

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Programmable Value Explained

(560 words 2 min 30s read) In November 2019 I blogged about how programmable value is the future of financial services. However, it is evident from reactions I have had that the concept and implications of programmable value can be difficult to grasp. A clearer explanation is needed, so here goes. Digital money is widespread in mobile and online ba...

/payments Blockchain Observations

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Left Behind: Is Cashless Society Harming the Vulnerable?

The cashless revolution is here, and it’s happening all over the globe: from Malaysian village market stalls to the London high street. There can be no revolution without controversy, of course. Dominating conversations of financial innovation is the question of financial inclusion. In other words, will going cashless exclude the most vulnerable me...

/payments Financial Inclusion

Retired Member

Retired Member 

Open Banking - Comments on CMA Year 2 Report

Last week, the CMA released a report on the status of open banking after 2 years in place in the UK. This blog will reflect and challenge the comments from the blog “Open Banking year two: Insights from the CMA9” and what the various banks perceive as progress. To set the tone, none of us who were part of the original team under the first trustee a...

/payments Open Banking

Bernd Richter

Bernd Richter SVP - FIS Impact Ventures at FIS

Payments as a service - a new normal future of payments?

Banks are increasingly outsourcing their core payments platform technology and operations. What seemed in past years far fetched even to consider has become a viable option. Is Payments as a Service (PaaS) on the brink of becoming the new normal for banks as technology-focused payments service providers are winning more and larger in scope mandate...

/payments /cloud Payments strategies 2015-2020-2030

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

PSD2 - 10 questions requiring an answer - Here is a shot on an answer.

A bit more than 3 months ago, I submitted the blog "PSD2 - 10 questions I would like to see a clear answer on" (https://www.linkedin.com/pulse/psd2-10-questions-i-would-like-see-clear-answer-joris-lochy/), raising 10 questions around PSD2, on which I was searching an answer on. Via different channels, I got requests of many people, that ...

/payments SEPA and European Payments

Sachin Goel

Sachin Goel Director, Global Marketing (Strategic Insights) at CGI

Sibos 2019- A look back and Guidance for Banking 2020

In last three years, Sibos has been to three different continents with three different time zones. From Toronto to Sydney and now in London, the event is more popular than ever with record number of participants in 2019. And you may ask why, what is so special about Sibos? While a banking conference should focus only on banking, but Sibos is much ...

/payments /sibos Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Open Banking - An opportunity for UK banks

The appearance of open banking created an immediate concern within the banks as they would now have to share customer data, competition from challenger banks, etc. Even though it is a well-known statement these days that “innovation will come with or without the banks” most banks (if not all) are still thinking that innovation will not affect them...

/payments Open Banking

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

The future of invisible payments

In the not-so-distant future, payments are expected to become more or less invisible as our financial processes become more sophisticated and frictionless. Invisible payments take physical payment methods such as cash, debit and credit cards, and wearables completely out of the equation – creating a convenient and speedy experience. We have alread...

/payments The Payments Business

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