23 October 2018

SEPA and European Payments

A Finextra Community Group

58Posts 302,316Views 36Comments

Latest blog posts

Dean WallaceACI - Global

Pan-European Instant Payments - Which Scheme Should Banks Choose?

22 October 2018  |  1480 views  |  0 comments | recommendations Recommends 0

Domestic instant payments schemes are either live or in development across the world. In Europe, this poses challenges for the next stage of real-time evolution: cross-border. Even though “SEPA Inst” provides a single pan-EU rulebook, Europe has 34 markets that are at varying stages of implementation, which complicates the process of implementing ...

TagsPayments
Bob LyddonLyddon Consulting Services - Thames Ditton

Eurozone private banks gear up to replace Eurosystem Asset Purchase Programmes

09 October 2018  |  3563 views  |  0 comments | recommendations Recommends 0

The Eurozone banking system will have to gear itself up this autumn to take over the supply of credit from the Eurosystem, as the Eurosystem’s version of QE - called Asset Purchase Programmes – is wound down. The winding-down is in stages. There will be no new purchases to start with, and then the proceeds of maturing bonds will no longer be re-inv...

TagsPaymentsWholesale banking
More blog posts
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Cyprus' banks reduce their Non-Performing Loans. See how it is done, and weep.

13 July 2018  |  7986 views  |  3 comments | recommendations Recommends 0

There was an lol for me today, thanks to an article in the Cyprus Business Mail announcing that Non-performing loans (“NPLs”) in the Cypriot banking system had fallen in March 2018 by almost €2.1bn to...

TagsWholesale banking
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Virtual Accounts and On behalf of payments raise major AML issues

05 June 2018  |  12143 views  |  0 comments | recommendations Recommends 0

We have issued another call to Wolfsberg Group, this time to make major changes to the section in their Payment Transparency Standards 2017 on “On behalf of” payments, and the related Virtual Accounts...

TagsPaymentsTransaction banking
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Euro Sovereign Bond-Backed Securities, an anagram for colossal stuffee

24 May 2018  |  13744 views  |  0 comments | recommendations Recommends 0

The EU has unveiled the awaited plan to create Sovereign Bond-Backed Securities or SBBS in Euro, supposedly “to encourage banks and investors to diversify their holdings of euro zone bonds”. The plan ...

TagsWholesale bankingEBAday
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

The Euro's battle for survival - entering the Red Zone

22 May 2018  |  13479 views  |  1 comments | recommendations Recommends 0

We have been analysing, for the thinktank the Bruges Group, the extreme difficulties in which the Eurozone finds itself, after years of economic stimulus totalling over 3% of GDP per annum and the bui...

TagsWholesale bankingTransaction banking
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Is the ECB bankrupt, at least on a mark-to-market basis?

21 February 2018  |  8064 views  |  0 comments | recommendations Recommends 0

Yesterday Reuters published an article entitled "Restive bond markets may complicate ECB's exit plans". This was a piece speculating about how and when the ECB can taper off and finish its A...

TagsTransaction bankingBrexit
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Predictions for the Payments industry in 2018: new EU Treaty signed for full EMU

31 December 2017  |  6276 views  |  0 comments | recommendations Recommends 0

This is the third of our predictions for the Payments industry in 2018, and it is about the Euro and its path to full completion. Brexit is both a threat and an opportunity for the “centralisers” at t...

TagsPaymentsBrexit
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

PSD2 compliance for leg-out payments difficilitated by the virtual elimination of Cover payments

28 September 2017  |  6652 views  |  0 comments | recommendations Recommends 0

Banks in the EU/EEA will be obliged – as from January 2018 – to quote all-in prices to their customers for: payments going to or coming from outside the EU/EEA, in any currency; and payments with bot...

TagsPaymentsRegulation & Compliance
Carlos Figueredo
Carlos FigueredoOpen Vector Limited - London

PSD2 - Time for banks to join in or lose out

21 August 2017  |  8915 views  |  1 comments | recommendations Recommends 1

It is no secret that the PSD2 regulation will open up the playing field to Fintechs and to the creation of AISP’s (Account Information Service Providers) and PISP’s (Payment Information Service Provi...

TagsPaymentsOpen APIs
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Founded by An ex-member
Date 09 Mar 2007
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The Single Euro Payments Area, the Payments Services Directive, the Eurosystem, TARGET2, STEP2, the Euro and related matters.
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Bob Lyddon
Bob Lyddon

Consultant in payments, electronic banki...

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