Roberto Garavaglia

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Independent Advisor

Innovative Payments & blockchain Strategic Advisor

Member since

19 Nov 2009

Location

Milan

Bio

Senior Advisor specialized in helping Organizations innovate and build new business streams in the Innovative Payments and blockchain field. Author of books: TUTTO SU BLOCKCHAIN - May 2018; CONOSCERE LA BLOCKCHAIN - June 2021; TUTTO SU NFT - Feb 2022, TODO SOBRE LOS NFT - Oct 2022, Hoepli Editore.

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Independent Advisor

Innovative Payments & blockchain Strategic Advisor

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Latest opinions

Strategic agreement between EPI and EuroPA: building a unified European digital payments network

On June 23, 2025, the 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗜𝗻𝗶𝘁𝗶𝗮𝘁𝗶𝘃𝗲 (𝗘𝗣𝗜) and 𝗘𝘂𝗿𝗼𝗣𝗔 announced a major collaboration aimed at creating an interoperable, sovereign European ecosystem for digital payments—offering a credible alternative to international card schemes. WHO ARE THE KEY PLAYERS? EuroPA is an alliance of national digita...

24 June 2025

The silent revolution of fees, but what fees?

From Canada and the United States to the United Kingdom, a wave of changes in the Interchange Fees for Visa and Mastercard card payments promises to rewrite the rules of the game. But what exactly are these commission costs, and why is it important to understand their pricing model? I explain this in this post. When we talk about economics and fin...

18 December 2023

X: Elon Musk's Financial Revolution

Elon Musk, the visionary entrepreneur known for ambitious ventures such as Tesla and SpaceX, has recently outlined extraordinary plans for X (formerly known as Twitter), vowing to radically transform the way we manage our financial lives. In this blog post, we delve into X's ambitions to become an all-encompassing financial platform, examining the ...

29 October 2023

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Latest comments

EPI and EuroPA join forces in push for European payments sovereignty

My two cents 👉

https://www.finextra.com/blogposting/28747/strategic-agreement-between-epi-and-europa-building-a-unified-european-digital-payments-network

24 Jun 2025 10:13 Read comment

Fluency to test offline and programmable payments for ECB's digital euro project

Even if I can understand the pragmatic ECB's choise, it sounds curious to invole an extra-UE/not euro company lik the UK Fluency for ECB's digital euro project ...

08 May 2025 16:56 Read comment

Reposting Open Letter to the EU-Commission - as not sure that the organisation ID is understood

Point #8 is the most relevant one (in my opinion), though, I'm not fairly sure that there is a strong willingness to understand.

You statement "(which should be mandatory for all organizations and use the same standard as e-invoices)" shouldn't be put between brackets ...

30 Dec 2022 15:24 Read comment

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